Sonic CashnetPayday Loan Fraud

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a verified customer
Verified customer

Received a number of phone calls from a gentleman with a very heavy accent that goes by the name of Max Cotter. Claimed he was a representative from the California State Attorney's Office to file a suit under the company name of Sonic Cashnet. He said that I had taken out a payday loan and never paid it back and I owed about $800.00 plus fees. When I pressed him for information regarding this, he would just give me my home address, some of my banking information and he had my employer's name. I asked him again for a bank referencing number, the Loan origniation Company name, etc and he would not give me that information until I agreed I owed the money, told him why it hadn't been back and had paid him in full. I asked him to send me whatever information he could in writing so that I could verify this and again he refused to do so until I paid him in full. He threatened to prosecute me to the fullest extent of the law, take my house, have my children removed from my household and to contact my employer immediately if I did not agree to pay him. At that point I hung up. When I called the number back, it was some answering voice mailbox for a gilr named "Sarah" and that the mailbox was full and could not leave a message. I had received a call from this same person about 2 weeks ago, but from an oversees extension and spoke with a gentleman who was visiting the United States and had lent someone his cell phone to make an emergency call. This guy is dangerous-please, whatever you do, don't give him any information of a personal nature and report the phone call immediately to your bank and local police department.


  • Ki
    kim Dec 02, 2008
    This comment was posted by
    a verified customer
    Verified customer

    company I recived a call from a heavy accent guy and he said that i recived a payday loan to sonic cashnet i never had a loan with sonic he knew some of my information like bits and pices he said that he was from calforina i asked him how much the loan was for and he could not tell me i asked him what was the website or phone number to the orginally creditor he could not tell me i will be reporting this to fraud provention people the number he called me from was [protected] peolpe pleas be carefull dont give your information to anyone.

    0 Votes
  • Km
    K. Mills Dec 03, 2008
    This comment was posted by
    a verified customer
    Verified customer

    OMG I just got a call just like this today and went into a panic stage. I was so scared the guy was hard to understand and said his name was Charles Green out of CA. He said I was a convicted felon and would be picked up in the a.m. for court and owed them 5, 000.00 and wanted to speak with my boss but wouldnt give any other infomation to me...I am so glad to hear I am not the only one this has happened to.

    0 Votes
  • Li
    LisaM Dec 22, 2008

    I received a call first from an "Officer William Hammil" but when I called back, spoke to a "Scott Miller" (both of these gentlemen had Indian accents) also, alot of noise in the back ground. Alot of echo on the phone line, indicative of a phone call to/from India/overseas.

    Anyway, told me I had a loan with Sonic Cash Net and was going to be prosecuted for Corruption of Check charges (bogus charge) theft by deception (bogus charge) and something else, can't remember now.

    Anyway, he had my home address, my place of work name and my bank name. Nothing else. Told me that I would be arrested "tomorrow".

    I was startled to say the least. I did have a payday loan a few years ago, but it was paid in full. He couldn't give me the account number I allegedly had with this company. He said it was "confidential" and he could only release it to my attorney.

    Folks, I'ma paralegal - I deal with this type of stuff al lthe time and he had me so rattled I began to doubt myself. As fate would have it, I was at work and because of the holiday, our servers were down for cleanup/repairs, so I couldn't search the company or any BBB fraud websites.

    I kept coming up with "wait a minute..." revelations and called him back.

    One phone call I asked him in which jurisdiction they charges would be filed. He said I didn't need to worry about it that a representative from the California State Sherrif's department would be at my house tomorrow to arrest me. He rushed me off the phone before I could ask more questions.

    As soon as we hung up I remembered:

    Sherrifs are COUNTY jurisdicitons, not STATE.

    So then I called back and asked what their Bar# is (Law firms have lawyers, lawyers have to be members of the bar to practice). He actually yelled at me and said I have no right to ask him these questions.


    He then told me that God was the only one that could help me now. Really? WHO says that???? Honestly, if these guys are going to be crooks, you'd think they'd be smarter about it.

    Before he hung up on me, I was able to say "Scott, you know this is a hoax and a scam. I know it, you know it, the man in the moon knows it".

    He said "We'll see when you are arrested tomorrow".

    I was able to get home a few minutes later and log on to the internet and found all these scam websites.

    I searched under Sonic Cashnet and the phone number used: [protected]. Both searches turned up fraud websites where everyon else had the same experience, nearly word for word.

    What they want you to do is panic and say "What can I do so I'm not arrested". That's when they politely ask you for your banking info and they'll simply take a payment over the phone and clear the whole thing up.


    I actually called them back and told them what I found just by doing a search of their name and their phone number. Suddenly "Scott's" accent wasn't so thick and he asked me who I was.

    I told him it was somoene who will be reporting them to the CA Attorney General. He hung up quickly.

    Unfortunately, since these guys are calling from outside the US there's very little that can be done.

    0 Votes
  • Ab
    Abdul-Hakim Karim Wilson May 14, 2009

    Ok someone needs to catch this guy because he just called me also.. Charles Green.. It is FRAUD... Do not give your money to him. report it right away. check your credit and your bank statements. He obviously goes by a different name other than Charles Green. Call the police immediately like I'm doing right now as i type this.

    0 Votes
  • No
    noordinarygirl99 Sep 15, 2009

    My guy said his name was Dennis Richards and he was a lawyer and he targeted my 19yo daughter. Thank God I was there tto intervene because he had he scared to death. Story was the same - had certain personal information of my daughters and even had some of mine and my best friends information (my daughter uses her name as a reference alot). When I questioned him about the loan he said she owed, he said the money was deposited to her account in Feb 09 but her account wasn't opened until April. Then the cost went from 550.00 down to 350.00 and when I wouldnt agree to resolve it right then and there, he told her it was up to her because its her name and she will be the one who will have to leave her family, friends and job to attend court and said IF she chooses to go to court, then the fees would be over 2000.00. She was freaked out and I was getting mad. Ended up calling the BBB in Louisiana and Calif and then called the Calif State Bar Assoc and ask if there was a lawyer by is name in Calif and guess lawyer buy that name in Calif. Please please please if you get this kind of scam report it ASAP!

    0 Votes
  • Pa
    paniwala Oct 23, 2010

    These business is going in india in many states. They are collecting funds from the U.S. people and force them to make a payment. They do hve a script as below...
    This is ============ and i have you listed as the primary suspect on a case file which is going to be downloaded in your county court for further legal actions. The nature of my call is to ascertain your attorney's information so tht i can be able to fax the affidavits to your attorney before file ing the case against you...
    They give three false allegations . They do hve to information of the people of US with SSN, ADDRESS, BANK name and ACC, PHN NO, WORK NO, AND REFERENCE NUMBER. I kindly request you all to stop paying the payments cause u hve no loans pending and they are earning in rupees... Indian is great and one of the best country but there are some people who are doing this to earn a lots of money and the US payday loan sites should stop giving "LEADS" (they are giving personal informations of the people in india who are applying for the loan in united states so in india it is easy to earn money sitting and dialing and collecting money from U.S. people) to india.

    0 Votes
  • An
    Antoinette Hunter Mar 14, 2011
    This comment was posted by
    a verified customer
    Verified customer

    I received a call from my work stating that Mary(ie) Thomas was trying to get hold of me, because they were going to have me arrested tomorrow for not paying back a payday loan. I called her back, she was screaming at me, saying I was going to be arrested tomorrow and that they had my work and home addresses, because I had not paid back a payday loan thru Sonic Cashnet as promised. I do have payday loans which I am paying for, but none through this company. Her accent was extremely heavy, and she kept asking me how she could help me. When I asked her questions, she said I could ask the judge tomorrow at the courthouse.

    0 Votes
  • Jo
    josegomez Mar 14, 2011

    This type of company is just trying to get you to pay for something that you never took out. By scaring you by saying you are going to be arrested they expect that you will pay

    0 Votes
  • Ja
    jamesofok Mar 18, 2011

    people need to reverse it on these bottom feeders, just call your police department and file charges that they threatened to kill you. your word against theirs, funny as hell.

    0 Votes

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