I was first called to my house claiming I owe them 1400 dollars, I never had any cards with Providian, it sounded like a scam, so I hung up. Now they sent me a letter from a collection agency, they have my address and phone number, I just moved there 6 months ago. This has to stop! How can companies have so much power, I never had any cards with them ever, this 100%made up by them!
I filed bankruptcy in 1999 and filed against Providian Bank (Chase credit card) and the balance was a little over 1800.00. I received a collection letter today for over $3, 000. What is going on with this company? The collection company is from Portfolio Recovery offering me to pay half of the amount. What am I suppose to do? Are they going to try and collect the money out of my checking account now?
This company have frozen my joint account with my husband. I contacted the company and told them I was never served, and after talking with a Mrs Davis, we realized that this credit card was never mine to begin with. The name is not the same, the address is incorrect, and I never got notified of anything. They advised me to send my drivers license, my social security card, and bank statement and work payments out with them. I again stated this isnt my account, but she told me I would have to deal with that, the only way to get this account unfrozen is to make payment arragement with them. I was shock to know that this could be done, no notification, the address is incorrect, and the name is different. How does this happen? Please with what is going on in the world today, this should not be ok to just take peoples money without all the correct information, its just not right.