I foolishly atempted to apply for a loan at last chance cash advance. I was denied for the loan and was surprised to find a week later unathorized attempts on my acct. for $35 a peice. from u clip it coupon. I thought when I spoke with my bank Chetco Federal Credit Union in Crescent city Ca. that this would be an easy problem to fix as I did not authorize any company to take money frpm my acct. Boy was I wrong! Chetco charged me $30 a peice for "attempts" on my bank acct. The branch manager informed me that I should have read the small print and basically sorry about my luck. Now a month later Web discount has tapped into my bank acct for
$35 this time I had a little money in my acct wich was my gas money for the rest of the week. Good ol' Chetco offered to put a stop payment on the unauthorized electronic check for a mere $20 again I was told I must have authorized this company. Again I informed them I never authorized either company uclip it coupon or web discount/ liberty club etc... at any time so why do I there customer have to pay any of these bank fees? If you look at the last chance cash advance website You will see that you have to put a check in both of these companies offers in order to accept these so called "deals" Now I ask you why would you or I sign up for these discount/coupon companies when were online looking for a loan to make ends meet? Clearly we did not nor would we. To add insult to injury our own banks are making money off of these scam artist. Kinda makes me wonder if there all affiliated with eachother. Needless to say I am clearly frustrated and wish I knew what I could do to fight back against this fraud from these so called companies and our very own banks. Any suggestions email me at [protected]@hotmail.com Dena S
I went online and applied for a loan at Last Chance Cash Advance. I was denied for a loan however about a week later I notices that 33.98 was taken out of my account also causing me an overdraft fee. When I called this company called IDTHEFT PROTECTION. They told me that I signed and agreed for there company to withdrawl money from my account, they refused a refund. I then cancelled my so called account that I signed up for. Also they refuse to give me a copy of this paper I signed aproving all of this. So now week later I have another overdraft fee because another company Payday Loan Resource Center took 17.97 out of my account. So I have contacted them they say I have signed something as well with them. I asked them if they were the IDTHEFT PROTECTION company or affilated with them this person I was talking to online said "NO" and this person also refused to give me their name or ID number so that I can trace back the conversation to that person. She did tell me that I cancelled with them two days before the check tried to clear my bank . I find that odd because I only cancelled with IDTHEFT PROTECTION and this is the first time I have contacted this company. SO HOW ARE THEY NOT AFFLIATED? I am trying to work with my bank to get these charges over thrown.
this business took $31.85 out of my account without my permission and then because i had little money in my account my bank charged me an overdraft fee of $27.99 and that looks bad on me that i have an overdraft with my bank due to this company taken fees out of my account without my knowledge. i want my money back this amount might not seem alot to some people but it is to me and it also violates my privacy that someone can take from my account like this yes i applied for a loan and was denied and that is it not money taken from me when i am asking them for money!!! please refund me asap i have no extra money!!!
I applied for a loan from Last Chance Cash Advance but did not get the loan. However, wthin the next few days I found that $31.85 was debited from my checking account for ID theft protection, which I did not agree to, nor did I authoriize the deduction. I called and was informed that I was "automatically" enrolled in the theft protection when I applied. I cancelled it and filled out a refund request form online. I hope I get the refund, they told me it would be within 72 hours. THIS COMPANY IS A SCAM!
This company is appropriately named! DO NOT fll out a loan application with this company. Hidden in the questions are an authorization to sign up for an ID theft plan. This is withdrawn from your checking account (31.98) IMMEDIATELY. WHY would anyone desperate enough to fill out an application would they wand ID theft protection? WHAT A JOKE. After several phone calls and being in hold forever, if you are lucky enough to get someone that speaks intelligible Engish, they will only tell you that you will get your refund in 7-10 days (OVER AND OVER AND OVER). This little mistake overdrew my checking account and cost me 30 bucks inoverdraft charges. THIS IS A SCAM, and I intend to call every day and tell everyone I know what a scam it is until I can get my money refunded!
I signed up for a cash advance and when I submitted my information. The next screen was a sign up for id...
I was unaware that i was signing up for ID theft protection until my bank account was debited for 31.98 I...