I was checking out the loan service and checked the NO box for the identity theft protection. Regardless I was still charged for the service and had multiple checks bounce because of that unauthorized transaction! I demand my $65.00 back or I will be filing charges with my lawer against you. I have a mental illness also and it triggered problems because of the stress it put me under!!!
While applying online for a payday loan this company, IDOnlock, claims I signed up for their services and they deducted via electronic check $29.95 out of my account. I've never heard of these people, I don't need my identity protected, I never authorized charges to my account, and they said the fee was non-refundable! So in essence, at a weak point in my life I'm trying to get a payday loan with an ungodly interest rate just to make ends meet and this company who is supposedly looking out for my identity really stole my identity and took money out of my account. The representative I spoke to barely spoke english, I couldn't understand her and I had to repeat my information several times before she understood me, and all she could say was the fee was non refundable. Be careful when you are applying for payday loans online because they will sign you up for things you've never even heard of!
This is not the website that I visited in search of a payday loan, but Last Chance kept popping up. When I saw they were trying to enroll me in the Identity Theft Program, I immediately canceled out, and a screen came up telling me that I had canceled and my account would not be debited. Because of this unlawful act, I had a check for my car insurance to bounce. My account was debited for $31.98. These scams has to stop.