Punjab National Bankcheque case not disposed off in standard period

Sep 09, 2018

The Manager, Punjab National Bank, Tinkoni, Bathinda, Punjab, India. E-mail address: [protected]

Hon'ble, The bank is delaying beyond RBI provided standard period, not cashed the cheque in my account # [protected] nor disposed the matter by issuing reply what are the valid reasons not to cash my submitted image based cheque on Sept. 27, 2017 with every detail as directed me to get submitted. I've attached photo of cheque, application, details herewith.

As we all know, hon'ble PM of India dreampt India as a digital India by introducing various online means out of which one is RBI online image based Cheque-Trucation-System as reference thats rules and regulations copy of 50-pages has been already delivered in the bank on Sept. 27, 2017 with cheque.

In case attached non-home cheque image found suspicious, the correct instrument is to be demanded from the member bank as per CHAPTER-VI Para no. 6.9 and in case any difference arisen the same is to be reconciliated as per pra no. 6.12 on reasons that cheque images is served online may be found 6, 50, 00, 000INR against 3, 35, 00, 000INR. Because, on reason that an agent e-mail id [protected] whose passport copy is attached herewith says that my this cheque is of 6, 50, 00, 000INR equivalent to 850, 000GBP whereas presentally 850, 000GBP are equivalent to 7, 91, 92, 270 INR it all makes suspence by delay and changes in exchange rate and interest dues, whether it may be true or not all on bank part.

As below pasted e-mail issued by the bank, wilfully the bank by ignoring CTS rules demands hard copy of the cheque from me that retains the sender bank/money sender party:

"bo Tinkoni Chowk
23 Nov 2017 at 11:15 AM
Sir Please provide us Hard Copy of the cheque which you have been attached for credit.
Manager Tinkoni, Bathinda"

Therefore, for till date harassment against RBI provided standard period under appropriate action I'm to be compensated at least 20, 000INR and my cheque case pending on bank part since Sept. 27, 2017 is to be get diposed off with valid reasons.
Complainant, Gurvinder Singh, E-mail: [protected] Mobile 0091-[protected]

  • Updated by Raja Raja · Sep 11, 2018

    Sir agent passport copy as mentioned in complaint description is missed in published complaint, kindly consider as proof document it is attached hereby.

  • Updated by Raja Raja · Sep 17, 2018

    Sir ommitted attachment is to be read with main complaint sent herwith.

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