The complaint has been investigated and
resolved to the customer's satisfaction
Resolved
G&P Financial Solutions, IncFRAUD AND MISREPRESENTATION

A

G&P Financial Solutions, Inc located at 24599 Watt Road Ramona, CA 92065 and phone numbers [protected], [protected] and email address at [protected]@cox.net is a fraudulent enterprise. Condie Granados, Jennifer Granados, Robert Pacheco, and Lisa Carlson work out of Condie home in a working class area of Ramona. They are bunch of uneducated, unsophisticated, misinformed, low class fraudsters.

has defrauded a number of clients offering fake and fraudulent proof of funds and bank instruments from BofA, Wells Fargo, or Citibank. Unfortunately, the only services you will receive are empty promises, lies, deception, money removed from escrow, and fake documents. G&P Financial Solutions has burned a client of mine that I referred to a group that was working with them and many more as I have come to learn through further due diligence and speaking with their past clients. I have been informed that have scammed over $250, 000 from clients this year alone. The keep under the radar because their website is enclosed via cox.net:

http://members.cox.net/gpfinancialsolutions.com/

They promote that they are direct to investors and banks but they are brokers that broker deals out to people to meet on the internet or to unscrupulous and fraudulent enterprises. Many clients they have scammed was due to money being put in escrow and they either having it released before the client receives the product they paid for or providing a product that is determined fraudulent after verifying it.

Condie and Robert believe they are untouchable and despite working from home and exposing themselves by promoting their home address on their website, they still are defrauding clients, and misrepresenting. By using the names of banks and fake bank officers from HSBC, Bank of America, Citibank, and Wells Fargo, they are committing a major felony and a crime. They need to be stopped and I hope this is a warning to all to stay away and inform others. We have put them on our black list as criminal and fraudulent organization. Be Aware!!!

Responses

  • Rp
    RPacheco Sep 27, 2009

    In response to this absurd and ridiculous posting. We are not fraudulent nor are we scammers. We have delivered on more than several instruments requested over the past few years by many clients that not only returned for updates but they have received new/ increased instruments. The recent client that has an issue this company is a person that can not come up with the required funds required to secure such an instrument. You can not expect an investor to set up an account, sometimes exceeding 100 Million dollars and not have to show proof that they have financial backing or funds to pay for an instrument like this. So for those of you that are upset that we can not provide you with an instrument before you can show that you can pay for the instrument you will have a rude awakening that you will not be able to secure an instrument elsewhere. G&P Financial Solutions, Inc. does not collect money upfront for their personal or business use. We do require that monies are set up in escrow and in a majority of the cases will allow you, the client to secure your own escrow company. The small amount of funds that are released upfront, usually between 50k – 100k goes directly to the investor or the investor’s attorney as a good faith deposit or to pay for the Swift. Again, not into our pocket. We DO NOT get paid until your deal closes. We have no reason to mislead or defraud anyone for this fact alone. The allegations being presented are what are considered to be a CRIME and as malicious gossip. We have not been taken to court, sued or found guilty of fraud so until that time I would suggest that the “Deformation of Character” be stopped as we are honest people just trying to facilitate the needs of our clients who need these instruments. We have never promoted ourselves to be direct investors but do have several direct relationships to the investors. The investor’s are the people with the relationship with the bank. The bank does nothing without money as they don’t have account unless money is there. The first step is with us and our investor. You either have the money to pay for the instrument or you don’t and if you don’t then why waste people’s time. This not only makes you look bad to your partner, investor’s etc. But it also puts us in a bad spot with our investor’s thus making it harder on people everywhere to get the instruments that they need. You are the ones who are making it worse for people like you needing to boost their portfolio for your own business ventures. We will speak to anyone that has issues and give you any information you need within the legal privacy act law. G&P Financial Solutions, Inc. [protected]

    In addition, we find it funny that we have never worked with a person named Tony out of Albany NY. If you are so adamant about spreading the word, why are you so secretive about who you are? Thanks for the advertising, our client who got their instruments completed are laughing

    -3 Votes
  • Ak
    akatta Sep 28, 2009

    G&P FINANCIAL SOLUTIONS FRAUD ALERT
    Condie Granados their is documented proof of the fake instruments you have provided. There is document proof of money that you have defrauded from numerous clients alone. There is documented proof of the FBI investigating one of your investors and your involvement in defrauding a client. We can back up everything we have said. Have any of your so called clients or client representative provide us an email address and we will send the appropriate information. Or we can refer them to the case file with the FBI. This is not slander or defamation this is justice for your actions. Clients you have defrauded are working together and exchanging information in order to build the proper case against you, G&P Financial Solutions, Inc and Robert Pacheco. We have already begun legal work on you and your company and the information on G&P Financial Solutions is filled with lies, deception, and fraudulent bank documents. The trail and evidence is overwhelming. Fake Proof of Funds, fake Stand By Letter of Credit, fake guarantee from a fraudulent Swiss Trust Company, Citibank, HSBC, Wells Fargo and Bank of America to name of few of the paper work our lawyers have found on your group. Your days are numbered as a business and it is our goal to have you in prison in 2010 for bank fraud. Here is some information on bank fraud for your reference so you can start building your defence for when you take your to court:


    Bank fraud in the United States Under federal law, bank fraud in the United States is defined, and made illegal, primarily by the Bank Fraud Statute in Title 18 of the U.S. Code. 18 U.S.C. § 1344 (Bank Fraud Statute) states: Whoever knowingly executes, or attempts to execute, a scheme or artifice— (1) to defraud a financial institution; or (2) to obtain any of the moneys, funds, credits, assets, securities, or other property owned by, or under the custody or control of, a financial institution, by means of false or fraudulent pretenses, representations, or promises; shall be fined not more than $1, 000, 000 or imprisoned not more than 30 years, or both.


    The article provides an example of your eventual fate -


    http://online.wsj.com/article/SB125391016394241891.html

    2 Votes
  • Ak
    akatta Sep 29, 2009

    Here is their [redacted]

    https:///URL removed/

    1 Votes
  • Ak
    akatta Sep 29, 2009

    Here is the Licensing information. We are reporting this to their Bonding, Insurance, and Department of Real Estate:

    G&P FINANCIAL SOLUTIONS INC.
    24559 Watt Rd.
    Ramona, CA. 92065
    DIRECT 760.440.9854 / PH 858.784.1153 / E-FAX 858.764.5436
    CONFERENCE LINE 218.936.7650 - CODE 235859#
    Bonded & Insured CA # 0406155 / CA. DRE. # [protected]
    E-MAIL [email protected]
    http://members.cox.net/gpfinancialsolutions/

    2 Votes
  • Wi
    willoughbyridge Nov 10, 2009

    Thank you for posting your complaint. We too were frauded by Condie Granados and Robert Pacheco. Their response to your initial complaint simply validates your points and shows their lack of professionalism and education. We are quite embarrassed we did not see through their fraud, but we felt we were protected by the escrow agreement. Instead, their creative language on the escrow agreement allowed for partial release of funds to G & P Financial immediately upon our wire hitting escrow without further approval from me or my partner. The fact is, no money should be required to be released up front unless you have a binding contract proving it is refundable by a proven reputable firm with significant assets. G & P have no assets. They do not understand banking and simply talk in circles. Consider yourselves warned - DO NOT DO BUSINESS WITH CONDIE OR ROBERT - YOU WILL LOSE YOUR MONEY AND A LOT OF TIME.

    2 Votes
  • Co
    Condieisadoublex Nov 04, 2011

    Condie has & always be a 2 faced double crossing scammer who looks out for his best interest fiancialy & not of a client. I know this because I know him on a personal level.

    0 Votes
  • Ec
    ECarlson May 07, 2012

    I wish I would have read these reports a couple months ago. My investors and I were recently defrauded by Condie and Robert as well. $50, 000 which we wired to Condie's escrow contact. ALWAYS USE YOUR OWN ESCROW COMPANY. HIS CONTACTS RELEASE YOUR FUNDS TO HIM PREMATURELY. We even went to his home to meet him and what a dump it is. We thought he just appreciated the simple life with their animals and musical instruments and attempt at a garden, but when we saw how proud of it he was, we should have known it was not "simple" for him. Rather a better living than he ever expected. We have since found out that Condie and Robert are being investigated and that they waste their money on alcohol, gambling and prostitutes in Las Vegas. Please reply to this post if you have been defrauded by them and we pull together as a group to shut them down and liquidate their assets to recoop some of what we lost.

    0 Votes

Post your comment

    By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions

    IN THE NEWS

    Unhappy consumers gather online at Complaintsboard.com and have already logged thousands of complaints.
    If you see dozens of complaints about a certain company on ComplaintsBoard, walk away.
    One of the largest consumer sites online. Posting here your concerns means good exposure for your issues.
    A consumer site aimed at exposing unethical companies and business practices.
    ComplaintsBoard is a good source for product and company gripes from especially dissatisfied people.
    You'll definitely get some directions on how customer service can best solve your problem.
    Do a little research on the seller. Visit consumer complaint websites like ComplaintsBoard.