FIA CSNAunauthorized 'hard' credit checkl


On 12/20/2007 this company made a hard credit check without written or oral authorization. I am writing them formally to remove this request at once.


  • Ed
    Edward Wild May 12, 2008

    This company made a credit check without written or oral
    authorization. Company Name:FIA CSNA.

    0 Votes
  • Ha
    hafeez basra May 24, 2008

    they inquiry my credit without my permission.

    0 Votes
  • If
    IFIXBADCREDIT Jul 22, 2008

    Call us for help, we can get this removed!

    0 Votes
  • Bo
    Bonnie Sep 07, 2008

    They did the same thing to me on 09/03/2008

    0 Votes
  • Ha
    Haz Sep 27, 2008

    They did a hard pull on me on 09/16/08! To add insult to injury, I have accounts with both of the merged companies, which means that they could have simply done a soft pull and not dinged my credit at all!!

    0 Votes
  • Wa
    Wally Dec 04, 2008

    they just did the same thing to me yesterday, i will need to write them ASAP!

    0 Votes
  • St
    StevenLaddRealty Mar 20, 2009

    Just happened to me as well. I did not authorize a hard pull or any pull on my credit. Of course no address came up or phone number on the report, so I can't contact them without doing a bunch of homework.

    0 Votes
  • He
    Helen Ann Doyle Sep 24, 2009

    They are screwing up my cred1t report. They pulled a hard copy also and now I was denied refinancing. !! What do I do?

    www. # 1100 North King Street, Wilmington, ...

    just type their name on your browser
    Good Luck

    0 Votes
  • Ce
    centenium Jan 13, 2010

    on 1/12/2010 this company made a hard credit check against my file when I asked to have access to an already established business credit line. They re-evaluated my status and lowered my limit to 9% of it's previous total and increased my rate. When I got the credit line my score was 720 (8 years ago) my credit score (according to myfico) is now 780 and I've had a 42% decrease in debt since 8 years ago along with a gross increase of 54% in annual salary.

    Bank of America is treating their good customers like crap and pulling resources out from them. We are their stable revenue stream that allows them to make the profit they do yet they don't seem to want us around.

    0 Votes
  • Ha
    havereric1 Mar 10, 2010

    Another Unauthorized Hard Credit pull on me. 3/10/2010

    0 Votes
  • Ju
    julie vann May 03, 2011

    I would view ibsness or the fica credit card the worse card you can get. I had my credit card with another company for 10 years and fica bought the company . i always paid my bills on the 10th of the month the first thing they did was to change the due date. They then increased our credit limit and as soon as it got up to almost the max they closed our account because they said they checked our credit and we were having a problem with another company. I have never had a any late payments but I had started to complain about the increase in interest rates. I didn't know a company could raise your rate if you were having a problem with another compnay. paythea

    0 Votes
  • Pe
    PeterSeattle Aug 20, 2012

    FIA CNSA (B of A)did a hard check on our credit even though 1. We had not applied for any new credit. 2. We had paid down all credit card balances by 70% over the last six months. 3. We have no late payments on our record 4. Had not been notified that they would do a credit check.
    In spite of the above facts, they used the credit check as an excuse to lower credit limits on all of our B of A cards. This has the dual effect of lowering our credit score due to additional credit inquiries and increasing the ratio of credit used/credit line. It is obviously a pre-emptive attempt to make it more difficult to switch to other credit cards from the B of A cards to get a lower interest rate.
    It could also be revenge for re-financing our house with a different lender, again to get a better rate than B of A would offer.
    I will pay off the B of A cards and never again use them for any type of banking.

    0 Votes
  • Je
    jenbri Nov 24, 2016

    I just received a letter from bank of America saying that I apply for business credit card which I never apply or authorize in November 2016
    and I check my credit score it went down because of hard inquiry from FIA CSNA show on my report I am in the process of closing in 2 weeks for a new home and it saying it will not come off till in 2018 this is ridiculous what can I do to remove this from my credit report

    0 Votes
  • Ju
    julianjames Aug 09, 2017

    From my personal experience so far regarding my credit profile, I earlier didn't know how about it was and when I knew I had foreclosures, later payments and even over dues, I felt really bad because then it was late and the result of my bad credit affected my credit score which was about 379 and 401 to get my loan approved I needed 700 and above, I sort for help from big credit repair companies, but they couldn't help me get my score where I wanted to be in the short period I need to get a loan to keep a roof over my child's head, till a lender introduced me to a repair man who has access to this credit companies who got my credit up to 714 and 757 and also educated me about how to maintain my credit and maintain a really good score, HACKWIZatPROTONMAILdotCOM is where ill refer anyone that needs a deadline fix on there credit .you can thank me later.

    0 Votes

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