My husband called the bank to see how much money he had available for withdrawl without closing the account. But, the teller at the bank said that he was overdrawn!!! Today(09/02/08) we recieved a notice in the mail from the bank and the company's name that appeared on the statement was zzsolutions. Neither of us has ever heard of this company and I am going to report this as fraud...I have kids and I don't have the time or patients to play these kinds of games with stupid people right now, especially when our economy is failing like it is...I don't have a grace period. I want this taken care of right now!!!