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Your Savings Club review: Charged my account. Fraud 252

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10:41 am EDT
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AP9 Your Savings Club and AP9 Credit Diagnosis is a Fraudulent Scam, I believe to be related to Free Credit Report.com, which is also a complete scam.
In 2008 I signed-up on-line for my Free Credit Report, a combination of the three largest credit reporting companies. What is hidden in the fine print on the on-line "agreement" is that with the "free" credit report you are signing-up for their monthly service at a cost of $14.95 per month, automatically charged to your credit card, the information obtained from your credit report process. Most people do not recognize or realize the monthly charge to your account. Attempting to have the charges removed is an exercise in futility, with complete ping-ponging combined with lies. Although I was assured the charges would be reversed, they never were. Search the web under "Free Credit Report.com" for how to proceed and what to expect, as there is much helpful info posted by scam victims, much like this.
As for this "your Savings Club" scam, in addition to canceling the account I never applied for, using their convenient auto canceling process (prepared for the onslaught of cancellations), I also talked to reps to determine how they obtained my credit card account to charge these bogus charges. Even talking to a supervisor, they said had absolutely no information about my account. They asked if I was two other people they showed for me, but could not associate me with any other information, such as actual name, billing zip, phone number, transaction ref number, etc. However, they were somehow able to charge to my credit card, which they could not explain.
I asked if they were associated with Free Credit Report.com, and in a round about manner said they were, which leads me to believe this is how they obtained my account number. Both these companies are a complete fraudulent scam, should be reported to authorities, and should be forced out of biz. Bottom line is Do Not deal with either of these companies at all - especially Free Credit Report.

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The complaint has been investigated and resolved to the customer’s satisfaction.

252 comments
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Margaret Sanderlin
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Oct 08, 2008 12:10 pm EDT

My account was charged for $49.90 for serveral months and have not recieved anything from the reserch grants. When I called the lady said that I was not getting any money back and to go to support@grantresearchguide.com.. Nothing happing at this sight be the way that this company can rip people off and get away with it.

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ryanne
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Oct 08, 2008 12:03 pm EDT

how is this fixed?

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john francken
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Oct 07, 2008 4:11 pm EDT

im not paying any more 1 doller amout i want this to stop now as of oct. 7th or i will contact a lawer

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joyce wallace
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Oct 07, 2008 2:29 pm EDT

I am having the same problem here but mine is privacy matters, lsmineral and savings club.
I didn't even do it my 12 yr old daughter did it and the one I can't reach is privacy matters.
I am still concerned about still even more being taken out.

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Caroline Rogers
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Oct 02, 2008 12:56 am EDT

This just started happening to me on 9/26/08. Currently I have four unauthorized AP9 transactions on my checking account. My bank has started legal processings thru their fraud department. I also contacted a lawyer, who has started a CLASS ACTION LAWSUIT & INVESTIGATION. Visit them here: http://www.abingtonip.com/classactions.html and then click on AP9. Write them an email & see what they can do for you.

Being in the legal/criminal justice field myself as a parole officer, this makes me extremely annoyed.

This supposed company called: YOURSAVINGSCLUB.COM is owned by ADAPTIVE MARKETING LLC. They have customer service at the number [protected]. The website for this mother company is: www.adaptivemarketing.com.

I'm honestly not sure how YOURSAVINGSCLUB.COM got my debit card number. But as of right now, the card has been deactivated. The ONLY company that EVER had this number was BLOCKBUSTER VIDEO. My bank & I have come to the conclusion that it's them. So does my lawyer.

If anyone wants to contact me, in regards to this. Email me: g4diva_uk@hotmail.com.

Sincerely,

Caroline P Rogers
State of Colorado Probation & Parole
of the 8th Judicial District
Fort Collins, Colorado, USA

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James Anthony
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Sep 29, 2008 6:50 pm EDT

I want to cancel your club I don't know how I got involved in the first place. I want out NOW.

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Pat
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Sep 27, 2008 7:02 am EDT

I just had 79.76 taken from my account!

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Manuel Ondina Jr
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Sep 25, 2008 10:38 am EDT

I did't join any club, nor do I want a saving club.Please return any money you charge me.Thank you

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VELMA
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Sep 22, 2008 11:41 am EDT

I AM GETTING THE SAME CRAP BUT I DO HAVE A WORKING PHONE NUMBER, I JUST USED IT. IT IS [protected]. I USED IT JUST MINUTES AGO. I DO NOT REMEMBER EVER EVEN SEEING THESE PEOPLE BEFORE TODAY. I AM REPORTING IT TO EVERYBODY I CAN THINK OF.

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Moet
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Sep 21, 2008 12:30 pm EDT

I also experieced this and my bank just didn't care! I couldn't understand why all this was happening to me but hey its fraud!

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MCHAELA HARTMANN
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Sep 18, 2008 8:30 pm EDT

WENT ON LINE MANY MONTH AGO TO OBTAIN FREE CREDIT REPORT AND WOUND UP JUST LIKE MANY OTHERS IN THIS "YOUR SAVINGS CLUB" THAT ALSO CONTINUES TO CHARGE MY CREDIT CARD $1 EACH MONTH, NOT AUTHORIZED BY ME, NEVER APPLIED FOR THE MEMBERSHIP AND STILL TRYING TO GET THIS CHARGE REMOVED FROM MY CARD-NEED HELP!

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Bennie Self
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Sep 16, 2008 6:05 am EDT

I want the deductions stopped from my checking account, I was never able to use the credit report it said that I had the wrong birth date and wrong address. I think I know my birth date and address. I was charged $29.00 plus I have been debited $1.00 per month since. I need a complete refund of all monies, and stop debiting my account. Acc#[protected].
Bennie I. Self
09/16/09

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Fiona Gall
Greenbelt, US
Sep 15, 2008 3:55 pm EDT

Someone should be able to stop this fraudulent company from conducting business online. And I'm going to find out who!

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Kim Wade
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Sep 09, 2008 12:56 pm EDT

I need a phone number to contact these people. I am experiencing the same debit from my account each week.

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kevin tate
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Sep 06, 2008 10:28 am EDT

cancel this service, i do not want this ser4vice anymore. it was a mistake, please email me with this confirmation. if this doesn't happen within 3 days I will take futher action kevin tate

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Christina
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Sep 02, 2008 4:49 pm EDT

Hi there,

My husband and I just noticed that we have been getting charged since November from both "At Home Rewards" and "Your Savings Club". Has anyone had any luck in getting their money back from either of these companies? We did not authorize these charges and I believe another company sold them my information, however, I cannot prove it. So if anyone has any ideas how to retrieve this money from them, please let me know.

Thank you,
Christina

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Liz
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Aug 27, 2008 11:58 am EDT

I had the same thing happen to me. It was almost a year before I really paid attention to it. I also called and it said it was cancelled. The liars, so I disputed it with my bank and they collected the money back from them and put it back into my account. Also, they blocked this YOURSAVINGSCLUB.COM from my account.

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Charlene Stone
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Aug 21, 2008 1:12 pm EDT

I want to know where one can get a phone number to call to be able to talk to a real person! I want this charge to my account stopped and reimbursed to my account. AS SOON AS POSSIBLE

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Kevin Kibodeaux
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Aug 19, 2008 4:55 am EDT

Same situation with me cancelled back in june and still being charged $1 for July and now August. What can you do or who did you call?

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roger
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Aug 15, 2008 4:17 pm EDT

There new phone number is [protected].
They have taken a buck for the last two monthes from me. Hopefully this will help anyone else that has this problem.

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smiley_ed
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Aug 14, 2008 10:06 pm EDT

they are doing the same thing to me...so the only way to make them stop is blocking my account, wow...these people are makin some money. thanks for the info.

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greg
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Aug 13, 2008 7:49 pm EDT

Your Savings Club

I have been debited $1.00 a month for months now...tried to cancel to no evail. Talked to an attorney who is now researching this company (out of Canada) because we are going to do a CLASS ACTION LAWSUIT against them, there little scam is obviously set up to keep people from cancelling and is a small enough amount that nobody takes it seriously...UNTIL NOW!

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Tommie R. Sanford
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Aug 13, 2008 8:54 am EDT

I never subscribed to this your savings club.com and don't know how they can debit/take money from your credit card without arthorization of this. I will surely join anyone that wants to file a complaint against this fraud.

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william martin
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Aug 11, 2008 3:30 pm EDT

Please cancel my membership and refund my money to my credit card. My number is [protected]. Please confirm bu e-mail that this has been done. thanks. william m martin

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Venkat Panrutti
, US
Aug 11, 2008 1:53 pm EDT

I am also affected because of this one. I dont remember giving my credit card number to them in first place and second thing, I tried cancelling it a lot of times... [protected] does not answer in human mode.. its just plain recording and it says membership is cancelled... Can you include me in for pressing the charges, is there anybody we can complain? They seem to be a non-existent company, with a po box address and recording message assisted phone number...

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LB
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Aug 06, 2008 12:32 pm EDT

This scam probably makes whoever is doing it tons of money, taking out 1 dollar a month from so many people. It's disgusting. I ordered a new credit card number immediately, the moment I discovered this fraud on my account. I also signed up for a free credit report and from that moment started losing a dollar every few weeks. Call the credit card company and get the number changes. Don't trust the "cancelation" Does anyone know whether they are able to access MORE information about the people they scam? I called them and e-mailed them so they have my phone number and e-mail address. Is that a danger? Could they do something else?

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Ladislav Urban
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Aug 06, 2008 7:34 am EDT

For several month I am trying to find out why you are taking money from mine credit card without authorization. There is no way to contact you becaouse you are NEVER give me any membershio number you are all time asking for. This is your illegal practice for your socall "YOURSAVINGSCLUB"? Obout what savings you are talking? Steeling from retirees is your savings? L.Urban

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perkins,J
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Jul 28, 2008 6:15 am EDT

The same incident has happen to me and I have cancelled x2 and still getting charged for the 1.00 and trying to go to the website is a joke. There is no way to even contact this company nor can you get anyone on the phone!

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perkins,J
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Jul 28, 2008 6:08 am EDT

I have no idea how you got my credit card information but you are to cancell me at once! I will be informing the Better Business Burea. I tried to get someone one the line/phone number provided by my bank and all there is a fickin recording. Cancel me at once!

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Ellen
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Jul 24, 2008 8:17 am EDT

The same exact thing happened to me I finally had to cancel my card and get a new one to make them stop.

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Frustrated
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Jul 16, 2008 10:08 am EDT

I am getting these charges...and I cannot get them off. This is a fraud and someone should pay for this. They won't take it off, and I have not received any services. Each month 29.95 plus 1.00 is charged from my account! I'm sick and tired of this!

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Charity
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Jul 16, 2008 8:03 am EDT

I never signed up for this. They keep giving me the run around. I cna't get them to stop charging my account!

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Leslie Fox
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Jul 14, 2008 1:14 pm EDT

I can't cancel because it won't addept my information. Please cancel immediatelya do not charge me anything.

Leslie Fox

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Lawrence
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Jul 14, 2008 1:57 am EDT

They took money out of my Credit
Card acount unauthorized. Who gave them permission to do this.? And what can be dne abour this?

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mouna hanagan
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Jul 13, 2008 8:39 am EDT

I never signed up for this service and i do not authorized any one to charge my credit card. Please cancel me now. I did call and canceled by phone also. Do not charge me any more. I'm calling my bank fist thing monday morning. Thanks. Mouna Hangan.

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Ladislav Urban
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Jul 07, 2008 2:49 pm EDT

For last couple weeks Iam trying to find out why you are charging me yours fee for some savings club I don't ever hear about and cant find ever my members number you are all the time asking for. You never infirm me that Iam your member but you are still running your scam They are two more institutoins in CT as you are, they to tryed what you are doing steal from peopled acc.s At least they stop doing this teft. But you are continuing. Can't even think name for you not to be nasty. L.U.The jerk on your chip is even worst.

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Deborah Watson
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Jul 05, 2008 1:25 pm EDT

I don't know what or who these people are that are taking un-authorized monies from my account. I want all the money put back ino my account. How dare they! If this e-mail is going to this fake company, or whatever kind of company they are, I want my money put back into my account immediately. The co. that took my money is your saving.com

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Faith
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Jun 21, 2008 9:56 am EDT

I had the same thing happen to me and I am still getting charged $1.00 a month. I want a refund but I can't even talk to anyone, just the automated recording that tells me to e-mail and I have not been able to figure out how to do that either.

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Faith
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Jun 21, 2008 9:52 am EDT

I had the same thing happen to me and I am still getting charged and I get is to go to the address and send an e-mail to them I still have not been able to figure out how to do this.

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SHERRY
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Jun 16, 2008 4:30 pm EDT

i to had money taken out of my account by 2 diffrent companys, your saving.com and todays escapes.com
what the copany. is called is MEMBER SAVING .COM IT IS A SURVEY CO, THEY PASS INFO ON TO EACH OTHER AND THATS HOW THEY GET YOUR MONEY
I finaly got throgh at [protected], they said that they are returnung my money ( we will see) and that if you call in the am you can get the corperate # good luck all cause theres alot of you

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