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AP9 Your Savings Club and AP9 Credit Diagnosis is a Fraudulent Scam, I believe to be related to Free Credit Report.com, which is also a complete scam.
In 2008 I signed-up on-line for my Free Credit Report, a combination of the three largest credit reporting companies. What is hidden in the fine print on the on-line "agreement" is that with the "free" credit report you are signing-up for their monthly service at a cost of $14.95 per month, automatically charged to your credit card, the information obtained from your credit report process. Most people do not recognize or realize the monthly charge to your account. Attempting to have the charges removed is an exercise in futility, with complete ping-ponging combined with lies. Although I was assured the charges would be reversed, they never were. Search the web under "Free Credit Report.com" for how to proceed and what to expect, as there is much helpful info posted by scam victims, much like this.
As for this "your Savings Club" scam, in addition to canceling the account I never applied for, using their convenient auto canceling process (prepared for the onslaught of cancellations), I also talked to reps to determine how they obtained my credit card account to charge these bogus charges. Even talking to a supervisor, they said had absolutely no information about my account. They asked if I was two other people they showed for me, but could not associate me with any other information, such as actual name, billing zip, phone number, transaction ref number, etc. However, they were somehow able to charge to my credit card, which they could not explain.
I asked if they were associated with Free Credit Report.com, and in a round about manner said they were, which leads me to believe this is how they obtained my account number. Both these companies are a complete fraudulent scam, should be reported to authorities, and should be forced out of biz. Bottom line is Do Not deal with either of these companies at all - especially Free Credit Report.
The complaint has been investigated and resolved to the customer’s satisfaction.
I WANT TO UNSUBSCRIBE FROM THIS PHONY WEBSITE AND I WANT MY CREDIT CARD CREDITED FOR THE MONEY THEY TOOK OFF OF IT. I HAD NO KNOWLEDGE THEY WOULD TAKE/CHARGE MONEY. I WANT IT BACK ASAP!
I did not recognized this company and the charge on my credit card, even $1.00/mo. It has been long time.
Charged twice for the same data, request it be deleted from the company records. Did not authorise for this charge on credit card.
Charge no. [protected] and no. [protected].
No web site for camcellation
Withdrew money from my bank account when I had not signed up or even heard of them They acssessed my bank-Debit card information through "FreeCreditReport.com", which I was informed was a secure site.
Unauthorized charge to credit card (Disvcover Card)
8/20/08 8/21/08 $1.00
PLease Credit A/C [protected]
I have attempted to contact your company to have 2 charges removed. They ask for my member number (which I don't have) I enter my phone number and then I and told to contact your company.
Please remove these charges.
Don Henderson
5288 Goshawk Dr.
Milton, Florida 32570
I have been having trouble getting in touch with this company
They are charging my bankaccount
I contacted Master Card and they said I needed to go online to ensure that I cancel this charge. I am not sure how to do this as I don't know how to find them! Plz advise smb!
This company keeps on billing me monthly even though I contacted them several months ago and explained that i have not gotten any services from them.
i have been charged three charges of $1.00 each time and never authorized you to do so. please refund money back to my account ASAP.
YourSavingsClub.com charged me a dollar on my applied credit card i never heard of these people (thats bull) i work hard for my money even if it is just a dollar.
they wont cancel my account
Took two dollars out of my debit card without my permission
I have been trying to cancel my membership both by phone and online with no success. $1.00 has been taken out of my bank account without my permission and when I try to cancel the membership I never signed up for it's impossible to do so. The number that is given by them is nothing but recordings as to what to do but when I do what I am told to do the recording says they cannot help me but to go to the online site which I do without success. As you read their information it says if you don't cancel the trial period (whatever that is) before the trial period expires I will be charged for yet another membership.
I have had a dollar taken out of my checking account for the last year and it is not authorized!
Unauthorized charges on my credit card / identity theft
After canceling my unauthorized & unsolicited membership this company continues to bill $1.00 per month to my credit card.
When I called them today 11-10-2009, I was referred to this website by their automated system.
took money out of my account with out my aprovel i did not join this club
why and what are they charging me for
Went online for free credit report and automatically enrolled in Your Savings Club. Supposedly there was $1.00 charge for credit check but the waive that charge. I had 2 (TWO) $1.00 charges on my credit card. 12/01/08 called and calcelled my membership and am NOT anticipating their monthly charge.
www.GirardGibbs.com/AP9* Go to the site, it's a lawyer, trying to do something about this. Add your name to the hat!
Used my card with out my authorization.
i need my money returned to my account. i called them and i didnt know what this charge on my account even was and after about 20 minutes of telling this lady to stop talking and answer one question i finally did get a answer from her. i told her that i didnt order this and she just kept saying the same thing overr and over . i had to tell her to stop just stop cause i did not order any of this and she just kept talking and talking. i need my money returned to my account because this really messed up my checking account and now i got alot of overdrafts to my acount. not only do they owe me $87.00 they owe me for 2 overdrafts of $36.00. please make them return my money. i need this to be able to pay the rest of my bills.
took money out of my account without my permission. i called them they refused to return my money and refused to tell me how they got my information. i couldnt understand anything she was saying she would not let me talk at all. she just kept saying the same thing over and over again i ask for my money to be returned she just kept talking on and on. i want my money returned it cause me over draffs after over draff . im on a fix income and they would even listen to me at all. so i need my money returned to my account please
I cancelled this account two months ago and they are still taking money out of my account. How can this be stopped. Can you stop this from happing. This is a scam and you can not get them on the phone nor do they answer emails. IT IS A SCAM!
you over drawed my checking acc several times without my ok i want my money back
They Withdrew money from my checking account without my consent.
please discontinue my membership of $ 1.00 on my credit card
You are taking money out of my bank account without my permission.
I HAVE NO IDEA WHAT THIS IS, AND I WANT IT CANCELED NOW.
charge on credit card--don't know how I got signed up...cancel immediately!
I terminated my account on July 24, 2008, but my account was not credited. Please let me know why.
Deducting charges out of my checking account, when I didn't sign-up for this service?
Please cancel this order, I never order anything from these peoples. Beware all!
Taking $1 from my account each month.
I am in the same boat as a lot of others, this company by the name of Your Savings Club has illegally obtained my bank account information and has removed funds out of my bank account numerous times. They think they have gotten away with iy but boy ol' boy do I have a surprise for them. I am seeking legal assistance and contacting the Better Buisness Bureau in reference to their operations. They really need to have a phone number that people can speak with a live person and not just a automated system that will hang up on you if you wait to long or push a zero on your phone. Good luck to everyone that has dealt with this company on getting your monies back.
continue to debit my cc for $1 e4very month...help!
I never asked for this service, whatever it is. It caused a late fee on my master card.
I have canceled this savings club and they continue to take out money each month.
This co. keeps taking 1 dollar each month out of my checking account that i did not approve. I have called them and only get a message i have canceled it and still get billed each month this is a rip off or scandell or something illegal. What can i do.