Woodmen of the World / Refusal to pay
They will not pay unless you are with them for a while. My brothernlaw signed up for a policy, gave them a check and died just weeks later, the day after Thanksgiving, at 41years old. They sent a refund to my sister for the one month premium he paid and two and a half years later they are still refusing to honor and pay. Do not be deceived, they are not out for your benefit. Their main purpose is to make money, not help you or be there when tragedy happens. They are a business seeking profits, not the helping of people. This is not an "agent" issue but a company integrity issue. So a mother of two small children struggles to get by while, I am sure, executives drive nice cars, live in nice houses, and dont worry about how to pay their bills.