my home insurance and property taxes are compound with the mortgage payments. i got 2 cancellation notices in one year. the reason, Wilshire did not pay for my home insurance for last year. my insurance expires on 11th month each year. the orginal month was the 8th month, but because they did'nt pay the insurance bill when due, it became the 11th month each year. i need to know what are they doing with the money after all i'm paying the insurance every month through the compound payment plan. i hate this company. now i have to pay the insurance company another deposit in order to have insurance on my home. probably have to pay the whole insurance premium myself in order to keep insurance on the property. this means i will be paying insurance for the home twice a year. now thats sick. i need a lawyer but they rip you off as well. fellow Americans we need help to fight against the american businesses like wishire credit from ripping us off. i don't know about you, but i am tired of it. and i going to do something about it; not only for myself but for all of us.