I think you are all misguided here. Everything is disclosed as per banking rules. i worked with them...they did a wonderful job. Yes! i have a pre-pay...but do i plan to sell in the next 3 years? if i did i would have not signed nor agree with it. Because I plan to stay and the stats are telling me it takes 9 months or longer to sell a home. This is a national average.
There are many *bait and switch* companies out there - as well as bad Dr's, teachers, health care workers, car salesman, etc....
don't let the blame be on the company - but on you the borrower. You did have a 3 day right to resind. Maybe we all should just stop reaching for things we cannot afford anyway.
back to reading folks...the rider anyone?