I would take a look at some of the advice posted here: /URL removed/ At least in relation to your banking matters.
With regard to Westbury Ventures, I would advise reporting them to your State Attorney General's office, the AG's office of the State of Nevada, and the FTC. Addtionally, start corresponding with them via mail -- certified return receipt is best so that you have a means of tracking the correspondence. Request documentation of the loan, any contracts, and amounts paid thus far. They are statutorily required to provide this information to you. You can send snail mail to them at: 2756 N. Green Valley Parkway, Suite 870, Henderson, NV 89014. Their fax is 800-853-7221.