Washington Mutual/chase Banks / Inability to actually deposit money
It is amazing. One truth that used to exist with banking systems was that you could always deposit money into accounts. If you are unfortunate enough to be a WaMu customer and in the state of IL, you apparently cannot deposit checks without significant effort and time. ATMs do not accept deposits. Bank by mail no longer is allowed. Dropping deposits into night depositories are not allowed. You must drive long distances to the one or two remaining banks that will even talk to you - so you can make your deposit. Of course, you can take money out of any Chase or WaMu ATM you can find - but this does not help at all if you cannot actually PUT the money into the account in the first place.
I lost, for each time I have to make a deposit, 4 hours of working time - one can only bank M - F, 9 am to 5 pm. So I had to waste my vacation time on making a deposit and the 90 minute commute in EACH direction to the nearest branch. Funny - there is a Chase bank around 1 mile from my home but they do not accept WaMu deposits.