Washington Mutual did a deferred payment and never told me that all of the monies would be due after six months. In my understanding of something being deferred you would start again from the next payment. Well that never happen that want all of the money. Another issue I have with them is the Loan Modification program it takes them months and months to work with the customer. They are fast to call you every single day to get their payments but when you need help forget it. Washington Mutual wanted the government hand out and their hands were out for money. If people just sit back and do nothing about the companies just wanting to help themselves nothing will change in this world.