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WaMu / Debit .cards

United States
1
I have a new debit card.never used before, always had ATM. First month using it I had 100 od limit.
I had made several debit and because i had not received PIn # the checker said press credit. The bank charged me 15 OD charges that did not come up on my account for 5 days along with debit charges. With regular debit they take the money out immediately and have them in Pending>The bank went over my OD limit by 600. And they tell me they cannot tell when you press credit how much money is in your account. Regular credit cards they would just say overlimit. These were charges ranging from 1-60.
What can I do they will not refund overdraft and now I am 665 od. I had 300 when I started.
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