I found a $140 overdraft fee in my checking account on 11/05/2007. There was still $275 in the account when this happened. The resulted in a $265 overdraft fee. I called them about it, they refused to bend to logic. This is the second time in 6 months that they've pulled this on me. The last time, I finally got someone to see the light after 3 tries. This is clearly a scam. Current attempts to clear this up have resulted in doubletalk, lies and being switched from extension to extension followed by being disconnected by a sleepy customer service agent while I was trying give them my card number for the 4th time. I'm disabled and my funds are direct-deposited into my account. Beware people!