Visa Homeland review: Withdrew money from my account without authorization 25

I was looking online for a small loan. I had applied for several different sites. This one took it upon itself to charge me $159.95 for a Visa card. Now my checking account is in the negative as I did not have that amount to give to anyone. I have tried to contact them, but to no avail. Please warn other consumers. Also, I'd like to get my money back. Thank you.

This company, who ever they are, have charged my checking account $159.95 which came out of nowhere! I just spent the last 22 minutes on hold trying to get a hold of someone concerning the charges! After 22 minutes, the recording told said that they were so busy helping other customers that they could not answer my call. The message directed me to the website to send an email to ask me question. (I have sent an email demanding that all monies be returned to my account at once! They say that it will take at least 24-48 hours to answer the email. Is there anyone out there who can direct me to someone who I can call to take legal action?

This company withdrew $159 dollars from my account that I never authorized. I don't know how they got my bank account information. The check came out of my current bank account in Wisconsin, but the address on the check was my old address in Colorado. When I got in contact with them they said I'd have to file a police fraud report, which could take awhile, but when I told them I lived in Wisconsin where this sort of thing is illegal, they said they'd send a document I could request a return on. So far I haven't gotten anything. Is there anything I can do? I'm not exactly rich.

I sent in a complaint earlier detailing charges that were deducted from my checking account. I have been in email contact with a rep. He has told me that I signed some kind of form that states that I had signed for the release of these funds.

I have been trying to tell this person that I do not recall signing such a form. He said that he has a form that he cannot email to me because he did not want to release mt personal information over the internet.(Isn't it nice of him to try and protect my banking information so nobody could steal $159.95 off of me.)

Anyhow, he is now sending me the form in the mail. He also said that I did not request a refund within the required 3 days. How can I request a refund within three days when I did not even know that I had authorized the funds being withdrawn.

I hope these people choke and die on the $159.95 that they stole off of me. And anyone who gets burned by these maggots, we should have a big party when the feds bust them for fraud!

I have never received a visa card or anything else for this place so I have had problems getting my money. They have totally ripped my account. I don't have anything but my debit card from my bank, so I am not paying for something I do not have.

Johna Licht.

There was an unauthorized deduction from my checking account taken on June 5th 2007! I did not ask for this credit card or for this amount to be deducted from my account.

I was charged $159.95 to my checking account for a pre paid Visa card. I did not authorize such charges. I have tried to contact the company with no luck.

A company called Homeland Visa just zapped my checking for $159.95 for a prepaid visa. I did not apply for a prepaid visa. I already have my mastercard (which is not prepaid). I have no idea who they are and just hope that my bank will help me to correct the issue.

I went to check my bank statement and it informed that 159.95 was withdrawn from my account and now my account is 134.00 overdrawn.

This company withdrew $211 dollars from my account that I never authorized. I don't know how they got my bank account information. I am filing a police fraud report, Is there anything else I can do?

I would like to report a serious issue I had when using my SAAB Internet Visa Card No end with xxxxxxxxxxxx3015. I made a hotel reservation on 15-07-2007 using www.Asiarooms.com for amount $108.00

The site had a cancellation policy which stated that a cancellation surcharge of $15 would be deducted if cancellation is made 7 days or more prior to checking date which incidentally was my case.

I had notified by e-mail at the time of confirmation of my booking that this type of booking is "auto-guaranteed booking and not entitled for refund". Please note this type of booking was not mentioned anywhere in the site or not stated in any e-mail sent by the site to me.
However, I discovered after calling SAAB telephone banking that they deducted the full amount of my booking, i.e. $108.00. I called the booking site several times to resolve this issue and they basically ignored my query waisting my time and money. Finally they want me to contact the hotel directly for asking them to refund me back!

Therefore, I would like to escalate this issue with VISA as this site is clearly in breach of their customer obligations as stated in their site cancellation policy.

Regards
Khaled Aref
Tel No +966 [protected]
Riyadh, KSA.

This is so frustrating! This same company has deducted $159.95 from my account on 7/06/07 without my authorization! This is going to cause my account to go in the red! What should I do?

My account was debited, without authorization, for the same amount, $159.00. I had just gotten a new checking account, and I am interested to know if this was the case with other people who are being ripped off. I am closely budgeted, and I have a six month old baby, the money that came out of the account made my rent check bounce, and I am now faced with an eviction notice and a bank account that is chock full of NSF charges. It launched a set of circumstances that snowballed into a total of $575.00 in fees on my account. I hope these thieves are prosecuted, it won't amend my demise, but perhaps it will prevent someone else's.

I also had $159.95 withdrawn from my account plus now a $14.95 charge is showing up. I have Called and Sent emails to them with no answers. Help how do we get our money back.

Whoever this company is took $159.95 out of my account on 5/24/07 without my permission and caused an overdraft charge also! I need a number to get in touch with these crooks... anybody had any success getting their money back?

Who are these people? They took 159.95 from my account without my authorization. Help with any info on who this is and how to contact them.

I applied for a small cash loan online and i was told that i didn't qualify for it. But then i find out that my account was overdrawn because visa homeland took out $159.95 from checking account. I never once authorized anyone to take money out of my account. Now i am trying to stop payment to them so i can get my money back. Visa homeland is a scam and they are out to steal people's money. If i wanted a pre-paid visa card i could have went to wal-mart and got one. Please anyone reading this, never give your banking info online. Cause companies like visa homeland are out there waiting so they can take advantage of that.

I too found myself in the same bopat as many of you. I was able to contact and actually got through today. The 1-800 number on the statement had me on hold for what seemed like forever, but I did finally speak to a rep there. The menu on this offers the chance to dial an extension. The rep on the line gave me her extension as 120 and her name is Lydia. I will be sent papers to cancel as fortunately I reached it in the time of the 3 business days, however you can receive paperwork for fraudulent charges as well from them. If you're having a hard tome getting through, I recommend this extension. I'll keep everyone posted on the progress!

Mine got charged to

Visa Homeland had $159.00 taken out of my account and i dont know who it is and how they got my account number. What should I do?

I was looking for a small loan online visa homeland debited my account for 159.00 and now i am negative in my checking account.

Who is... UMG*MY ADV ? They keep billing me 19.95 a month for what I dont know. But they better stop.

My checking accounting was also unauthorized charge of $159.95

$159.00 was taken out of my account. Without my authorization. My address is incorrect and I demand in having that money replaced. I have not started an account here and I don't know why money was taken out of my account.

I recently applied online for a cash advance loan. I checked my checking balance earlier today and saw an unfamiliar debit. I called my bank and found out that Homeland Visa aka edpreporting.com debited $159.95 out my checking account. I must not of seen the small print, because I never sought out a "pre-paid" debit card account with Homeland Visa. Who in their right mind would get a pre-paid visa with a handling charge of $159.95? You can get a Western Union pre-paid card for $20. What a scam! Make sure you read "ALL" the fine print and never, never, never give your bank info Online. This is a lesson learned the hard way. Hope this info helps and is a warning.