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Visa Card / Harassing phone calls, bogus billing

United States Review updated:
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I repeatedly get phone calls demanding payment after payment has been made, posted and paid. My wife and i never opened an sst card account, it was sold to them by providian. On average we don't get billing statements every other month or for two months in a row. When i try and call their customer service i either get no one or the run around and am treated very rudely. I have been paying the balance down so i can get rid of them all together and everytime the balance gets close to zero i suddenly and mysteriously get hit with a couple of late / no payment charges and additional interest charges. Then they raise the minimum payment amount without sending a bill or notice of such payment amount increase.
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Ro
  25th of Aug, 2014
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VISA CARD - Unable to do international transaction
Bank of Baroda
Mumbai
India

I have registered on Bank of Baroda for international transaction please allow its urgent for me.

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