Caliber Home Loans review: MORTGAGE VIOLATIONS 8

We are another victim of the ### company : Vericrest Financial. We got screwed over by them. They would NOT agree on a loan modification. They lowered a 8% loan to 7.9% saving us $17 per month. That did not work, so they said if we agreed to "short sale" they would forgive the debt and no foreclosure would be on our names. So we went along with them and we got an RE and got 5 bids on the home! Then they tricked us and sold it at an auction date they said was cancelled. Totally ignore the bids and the RE agent. They sold it back to themselves, 5 minutes before 5 PM on the auction date for $585K, then 2 weeks later sold it to Union Bank for $544K, then sold the extra $225K debt to a Cinco Financial and we have a "forecloser "on our credit report. The RE agent was furious!, in all her 25 years as a R.E. agent, she has NEVER seen a bank be so ruthless! The $255K debt was u-collectable in CA, so we lucked out there. Conclusion : VeriCrest Financial is nothing more than a "rotting carcass"

These Jack ### Morgage Companys Have Morgage insurance.They are Screwing everyone.If you Stop Paying on Dead Horse They take house sell cheap under market Value You still owe what evers Left and Plus They Collect insurance on Whole Value On Home and Land it Insured Morge For.Its Fraud alright.How stupid Can Government Officals be? They Need US Attorneys from all the States to get These Guys They are Mafia Crooks and Need to be housed in a Jail.Even if we need to Build a Bigger Jail! Keep fighting them.Call and Complain to State Attorney and US District Attorneys.This is Called Rackeeteering! We do have Laws to throw these guys in Jail.Right is Right! Governments Turn To shut these guys down.Are they Too Big to Fail.I dont think So! Lets get them Crooks! Im still fighting them on Lost Payments.Passed my Morgae around like a football at a Football Game.Lots of Hands on My Morgage.No One knows Jack.

I read all these complaints and I agree with every one of them. The only thing missing is where is the attorney who is willing to take on the big banks? I would like to file a civil suit against Vericrest. cbdrito

I agree they are a headache and people need to complaing to the FTC, FDIC and their state's Attorney General.

I agree totally, the Federal Trade Commission should investigate this company. I asked for a payoff on my home and it took them over 3 months to get that information to me, then when I got it they had $10.00 for faxing me the information, $313.25 in unpaid other charges (that they won't tell us what they are even for), accrued interest, etc. To top it all off, I paid them off and they got it before the end of the month yet didn't apply it to the account until 5 days into the next month, then charged me interest for the November payment (was paid off in October). They then proceeded to say I owed them $385.66 and said they had to charge this amount off and reported it to the credit bureau that I was past due and sent me to collection which really ticks me off. Not to mention the fact that I paid them for over 13 years on a 15 year mortgage and the payment is 644.86 per month and they said I still owed the bank $28, 741.92. The principal shouldn't have been over 15, 000.00 with our interest rate. When I contacted Vericrest and talked to their customer service department the gentleman I talked to said he would figure out what happened and get back to me, that was over 3-1/2 months ago and they haven't sent me a thing. Nor have I received my title to my home. Guess they were just too busy sending me to a collection agency and screwing up my credit rating for no reason except they hire incompotent workers who don't have a clue how to "reverse" charges. I'm taking them to court for violating the "fair credit reporting act", fraud, and any other charges that my lawyer can come up with. I have had it with banks that do whatever they want, charge whatever they want, and when someone finally takes them to court they drag it out for years and years.

The Whole Government is in on it! Why wont They Investigate Fraud Complainst I filed Three years ago.These Guys will Charge you for extra insurance and when you show them proof they only refund the money charged your account not the interest on said Moneys.Fraud! I even have false Income tax Staements from these Guys! WHAT A Group of [censored]es.Government needs to send someone to Jail.I still owe more than I borrowed from NewCentury Morgage then sold to CIT Group. Lost Payments Scams.Then Got Imvoiced by HSBC Bank NEW York Bank a Few Others and Last three years Vericrest Finacial was allowed to buy My Morgage for 22 Cents on the Dollar.Why wasnt I allowed to Buy my Morgage? Fraud? Was Thru Bankrupcy Courts? Fraud oin our Governments Courts Too? This is a Mess! Screw the Poor People? Thats all They Do.Class Action Suits Need to be Filed.Lets Stop These Crooks.

They throw people out of their homes and steal their items and take pictures their vehicles and even try to break in the person home when they go out to church. they are hungry desperate crooks will steal anything to recoop what they lost and also have people follow you around stalking you. So the federal Tade Commission should investigate vericest financial/ Cit Group because they are crooks and they change their names because they committed fraud and the government gave them billions of dollars after the fact when they went bankrupt, those son of ### are fraudlent and if they don't do something about that company I will. They need to follow the law just like everybody else, they have broken the law many time and the government let them get away with it.

well cit group aka vericrest financial they are the awfulest company who is never willing to help their customer, this is a fraudlent company and someone needs to investigate them because, they are getting away with too much crimes and murder.