USA Credit is a total scam!! I applied for a loan, and then suddenly I received an email stating that I would have funds debited from my bank account. I did not authorize this at any time.
I phone them at once at 1-800-262-8052. I had no luck with their other number, 1-800-685-9354 - I was on hold for at least 10 minutes, and being at work, I could not stay on the line.
Once I spoke to a representative, I explained that I wanted my account to be closed, and that I absolutely did not want any money deducted from my checking account. This woman was EXTREMELY persisten and wanted me to keep my account open. She would not take no for an answer. FINALLY she gave me some sort of authorization number, and informed me that my account was cancelled. I am really hoping that they do not take any money from my bank account and I will have to keep an eye out for this.
So please, be persistent with these people and get your account closed!