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US Mortgage Modification / This company is a scam that rips off people who are trying to get loan modifications.

1 28202 Cabot Road, Suite 650, Laguna Niguel, CA 92677Laguna Niguel, CA, United States Review updated:

Warning! This is one of many companies that are associated with Capistrano Beach Funding. Take a look at Capistrano Beach Funding and US Financial Products ratings of "F" on the Better Business Bureau site.

US Mortgage Modification is just one, of a seemingly endless number of interrelated companies that are constantly popping up and/or disappearing under related names. After being scammed by some of these companies, I finally filed a lawsuit against them when someone called and represented himself as an "attorney" - he was not. I recently tried to return a call from someone from TLP Financial Services - it turns one that this was another unsolicited sales call from of Capistrano Beach Funding/US Financial Products' "companies" (it's impossible to tell which ones still exist and which ones do not, except that they seem to use many of the same phone numbers and/or addresses), in order to determine what address I needed to serve court documents to, I was finally able to speak with "Samantha" (who was reached by calling TLP Financial Services, was connected to US Financial Products) who literally told me to "F off" and slammed the phone down on me.

Mark Moss is the owner of these companies that have been successfully sued for scamming others.

The following companies all appear to be related to Capistrano (they may, indeed, be the SAME company):

Capistrano Beach Funding Corporation
Direct Sales Media
High Performance Rentals
Integrated Support Systems
National Loss Mitigation Professionals Association
Nationwide Loan Mortgage Modification
Race Speed Funding
TLP Financial Services
US Debt Pro
US Debt Settle
US Debt Settlement
US Financial Products
US Loan Audit
US Mortgage Modification
US Tax Debt Relief

Of these, THREE (US Financial Products, Capistrano Beach Funding Corporation, and US Mortgage Modification) have ratings of F by the Better Business Bureau and the others are not listed. Before you do business with any of these, make sure you look at the BBB reports. Finally, one needs to question why the address listed for this "company" is:

Capistrano Beach Funding Corporation
638 Camino De Los Mares Suite H130-454
San Clemente, CA 92673

This address is nothing more than a PO Box at the UPS Store in San Clemente.

You also need to know that most, if not all, of the "companies" listed above are currently being investigated by the California Department of Real Estated for ripping off many, many other people. Call the California Department of Real Estated TODAY before you do anything else.

Caveat Emptor!

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  • El
      10th of Sep, 2009
    -1 Votes

    Okay, Let me explain how it works. Your multiheaded Medusa is nothing more than a phone room (boiler room) with a bunch of dead beat telemarketers calling all over the US. One week they're selling auto warranties the next it's oil leases, next next next. Get it? The shelf life on loan Mods is lasting longer than most and will probably be around for awhile. As long as they have the phone room running and people dialing the money keeps flowing in. The people working for them know they are creeps but they get paid good on every deal they bring in. If you're digging for legitimacy check with the Bar Association in California and the Dept of Real Estate. If you're doing loan mods in Cali you've got to be licensed. Almost every state is headed that way to try and clean out the creeps and thieves...

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