US Loan Auditors review: Company reviews 884

just to help those out who keep asking me who i am, and how do i "seem" to know so much about this company and its owners

Sacramento is a small place. If you went to Sac State its even smaller

And if your friends with people in the community who get ripped off,
and happen to take a few classes on LAW, maybe hang out with people in the DAs office... you learn things about finding info...

Hang out at the same restaurants, and "Casinos", and clubs as those who work at USLA,

Even just sound innocent and call the company and ask... who the owner is... and what other companies they have owned...throw in a little Google!

You can learn so much about who your up against.

Just something to think about.

Next up

Santa Clara, CA – Branch Office

[protected] – Direct
2055 Laurelwood Road, Suite 110
Santa Clara, CA 95054

I will be calling soon to hear what you have to say USLA

thanks for all the help in advance!

So i have started calling the SACRAMENTO branch of USLA

I call and ask them what i can expect and how an audit can help... you would be surprised as to what i hear... Keep in mind i let the person on the other End know that the call is being recorded... they dont seem to care... must be new people or something.

I just hope Shane knows that he can get into a lot of trouble for that kind of stuff. i wonder what he is going to say when someone from the local news stations calls and asks the same questions..."please understand that this is going to happen soon" just a warning to those who say this kind of stuff to people on the phones...

be careful who you "pitch" and what you say... make sure you dont say things like:

"we can save your home and stop foreclosure"

"you dont have to pay your mortgage...if your in litigation"

" there is a mortgage Pause payment system"

"You will get your home down to fair market value at fair market rate"

!best one i heard so far!...

Here is the weird thing... when i call the main company in Rancho Cordova ...they dont tell me the same thing, as a matter of fact...

So can one branch do more than the other branch...
these things dont make sense?

If you dont believe me then call for yourself and see what they can do for you!

Just "food for thought"

Sacramento, CA – Branch Office

[protected] - Direct
[protected] - Fax
10301 Placer Lane, Suite 200
Sacramento, CA 95827

remember kids, its not slander if its true.

I could be wrong... this is my interpretation of things... just my thoughts... :-)

I agree with Steve, bring it on! Sue us all for posting how they stole from us.

For you that think usla is going to sue complaintsboard and get all the user names is silly. Is usla the only company here? We are not communist yet. When this country starts to silence those that have a complaint about a company like this that takes money up front, tells everyone the same thing that they have a strong case and will win in court, but most cases are settled before court (modification) and actually just shops for an attorney and nothing happens except they just keep collecting, then I'm packing up. Fraud can be found in almost every single loan, but that doesn't mean you will win in court and your NOT and your not informing people that. Deception. Lies. Why has not ONE person ever wrote about their case being settled and being positive?

To "need help" now "usla employee": Your always the one calling out names, for a long time you were posting as a customer, did they like you so much that you got a job there? what do u do for them? Post your name and private phone number, I and others have many questions for you. We will call you if you like. Just like J LaMar posted as a customer on the 2nd page, but he works there. Deception. Lies. And what your doing by calling out names and phone numbers can be taken as threatening. I remember reading your posts, you are full of hatred and are unable to reason.

Page 1.

7. Barker wrote: "Anyone who doesn't include their real name on the complaint board could very likely be named in one of our lawsuits."
Answer: Yes that is true.

Everybody have a great rest of the night!

Sincerely,
Shane Barker

You see Need Help/ USLA Employee it's you guys all over again re-posting the same comments and as always you are trying to change the subject with illegal aliens. Well if a lawsuit has been filed against gambling bob than what's the hold up on your slander suit. Please! Please! file the suits. Speed up the process and save us the costs and headaches . I'd love to be listed on either one of the suits. Your talking to people that you filed them with lies, stole their savings, and cost them any other possible chances to saving or selling their homes. If Barker set the employees up as independent contractors then I believe your in for a world of hurt having no licenses acting as foreclosure consultants.

Perfect example

now you get how this forum work!

this is a complaint board where the comments are made on the bases of wide speculation...similar to someone calling a radio show to say how they feel about a certain political party...

As far as subpoenaing documents and such... how is that a bad thing for most people on here..

Most of the post i read on here are trying to get some one to help them get there money back.

The best way to be heard is from a judge...so... why would you not want a lawsuit if you had been ripped off by a company.

I honestly think that you "notfunanymore" are miss informed or using scare tactics to prevent others from saying what they need to say about there experience with USLA... its there right to have and speak there opinion... even if its negative or bias.

Does that make sense...

i hope so.

AyatollahGondola... so on your fight back in sac website you say you agree that Illegal Alien Families Are Dishonest? Are you a racist? Why would you make a statement like that?

JAkoi... Give my address and phone number? You give yours...and Ill give mine. How about that...?

greetings I have one profile and I don't think this is funny and I do take this very seriously. This company is trying to silence me by the law suit they filed. I will continue to protest this company because my position has not changed. I tried to settle this matter weeks ago I made a counter offer to Jeff Pulvino if they kept $1, 000.00 for the audit and refunded my wife and I $2, 000.00 we felt this was fair.Mr. Pulvino asked me to e-mail him with my answer and I did 3 different times with no response. In my e-mail I explained to Mr. Pulvino I would agree to sign a statement that I would not protest /blog and drop all complaints against this company in the future. He completely ignored me and It is obvious to me they do not want to reasonable. I have all 3 e-mails that prove I in fact tried to resolve this issue.

Audit Joker,

What I read on that attorneys website was that the burden of proof is NOT on the Plaintiff. It is on the defendant. And either way I don't have time or the money to defend anything. I just know I'm not saying anything anymore.

I heard they were taking pictures of gambling bob and obviously gambling bob was taking pictures too cause it seems to me that that fightbackinsac website gave Us Loan audit proof and so does this website and a few others I have posted on. I just think most of us are on here cause we don't like them, which is fine but I don't dislike them enough to defend myself against a lawsuit. I just wanted to give people some more food for thought. Speaking of that...Now I'm hungry lol

By the way, Robert's case type is Business Tort

since we are all worried about whats happening...

http://en.wikipedia.org/wiki/Tort

that will explain tort law to those who are trying to understand why he is being sued.

notfun: Is this true? Can they really subpoena these records? I have been posting stuff on other message boards about this company and after reading the stuff in your post im a little worried to. Everyone is this true?

notfunanymore,

I do like your post... and can see your point.

But lets look at this from realistic standpoint.

If some one was to sue a person on this complaint board for saying that "said" company is a scam, or ripping people off... what would happen?

Well, lets think about this logically... then they would be served, and they would have to defend them self's in court. Ok if that happens ... then that company would have to prove that what is being said about them is false... and the person being sued would have to prove that what there saying about that company it TRUE... so the defense would be truth...RIGHT.

So if someone really feels like they were taken advantage of or "scammed" wouldn't they want to be sued... that way they could prove to a judge that they we wronged.. and then counter sue for damages... and so forth...

Just my thoughts on this matter.. i could be wrong..

I guess we will have to wait and see... I hope i dont get sued for trying to help you guys. lol

Ok guys this was fun for about a min, but I have changed my profile & screenname now and am going to ask complaints board to delete all my previous posts from my former profile. I found this lawsuit against Robert Jackson here https://services.saccourt.com/indexsearchnew/CVFLPRDetail.aspx?Details=CV%7C2010-00082304%7CJACKSON, %20ROBERT%20L%7C01/01/2010%7C12/31/2010%7CName%7CAsc%7C. I don’t know a ton about the law, but I use to be a legal assistant (in bankruptcy law which is not the same) but it seems to be the owners of US Loan Auditor are not playing around. I don’t have the money to fight a lawsuit but I do know for a fact that they will be able to subpoena all the user profiles here to see if Jackson only has 1 profile here or many different ones. I’m a little scared over some of the stuff I posted and some of the stuff I see being posted now because most of what we are saying is just “guessing” (like how many clients they have and how much money and what they say) or really does fall under the codes from what I can tell. Look it up here http://www.ivanhoffman.com/defamation.html. If these people are a scam then this would be STUPID to sue him because it opens them up to huge liability if they really were scamming people. I’m just confused now and don’t want to be a part of this anymore. This really concerns me because scammers don’t usually sue people, they try and hide, scammers don’t usually want a Judge and Jury pouring through their business. Does anyone know if they can sue all of us if they subpoena the records or is it limited to just the “Jackson” case?

USLA Employee,

sorry i took so long to get back to you.

"Im not sure what you mean when you say what can they get once the complaint is filed. please elaborate. Thanks"...

I was writing too fast on that question. I apologize...
What i meant to ask is: what is told to your customers about what they can expect from an audit... and from pursuing litigation by using My Us Legal? what expectations are set for them... And in your opinion...If you will... What is the purpose of doing an audit and suing the bank? how can it help?

Ok, more things to think about... WAMU CLIENTS NEED TO READ

Lets look at what cases v. banks that are having a huge amount of trouble in court.

JP Morgan/Chase... is covered by the FDIC... per the contract, Chase/JP Morgan does not obtain successor liability for what WAMU was originally responsible for. Because WAMU was obtained via corporate take over.. and forced a BK.

The only way this case is going to go through that is to say that contract is void. and prove it.

so if you had a wamu loan...might want to ask more info from USLA
see what your auditors say about that.

More law info to come.

Maui girl: who is your fraud investigator?

THEY ARE THE [censor] OF FORENSIC MORTGAGE LOAN AUDIT BECAUSE IT ISNT WORTH THE PAPER IT'S ON AND IT''S THE ULTIMATE SCAM FROM THE TV IN THE THE FRONT LOBBY SHOWING OTHER SCAM'S THAT THEY PERFECTED TO THE "FRAUD INVESTIGATORS" THAT ARE SALES REP'S! THE MORE YOU DIG INTO US AUDITORS/MY US LEGAL SERVICES THE WORST IT GET'S!

Thanks again for the info. I really appreciate any information on this con going on and on... They ( US LOAN AUDITORS ) stiff (ROB)you with a smile and the con begins.

AyatollahGondola,

In regards to those fees you mentioned, the 695, is there "extensive, In depth, Forensic AUDIT" fee. seems a little cheep to be doing all this work... and since most of these "auditors" are Ex-Mortgage /loan officers... you would think that they know something about loan fraud right?

as far as 695$ goes... does an attorney ever review these audits first.
and if so... how much time is spent?

now they could say that the other half of the audit goes for that purpose...

But they "Us Loan Auditors" has a satellite branch... in Sacramento that charges the same fees... but only pays the 695$ so those guys use the money they make to pay for expenses on running that branch and paying for mailers...hmmmmm...

so does it really only cost 695$ to create this "magical audit"? WOW

got more info for you to think about soon.

It would help everyone if someone can post all the organization names and phone number so that either current clients, past clients, current employees or past employees and even potential clients that stumpled onto this website well doing their our due deligence investigating their future investment (hiring USLA). Maybe a number for the Bar and one for Attorney Generals office, didn't I see that they were investigating as well. Why hasn't the Media jumped on this?

Ok everyone,

I've been thinking this over and there may be a response that people can do that might have a more immediate effect. Unfortunately though, I don't know who owns this complaint board and don't want to risk having all of the work done here just disappear. Plus, I remember reading something earlier here that mentioned that this isn't supposed to be chat room or something to that effect.

So, if you will indulge me a bit, visit my local Sacramento forum and consider posting the info I'm looking for:

http://www.fightbackinsac.com/forums/showthread.php?t=7454

I don't care if you copy it and repost it here, but I already manage 4 forums, and the addition of this one which I have to learn all over again is a little too much for me.

USLA Employee,

"Food for thought." I knew I heard that expression somewhere before. Got it. Need Help page 15. It's you good buddy! I thought we lost you. Say, did you ever get that audit done? So you are an employee after all. Now don't try to deny it because your starting to do repeat that real clients please post dribble. How am I? Well I got a call from the Department of Real Estate today denying my complaint. You see it's three years from the origination of the loan to file a complaint pertaining to the loan and it's one year to file a complaint once you discover fraud. But as you can see I wasted that year here with you. No matter the Department of Real Estate only has the authority to take licenses. But then again, I called back explaining in detail my own loan problems and my experience with you. So she said she'll review and get back to me. Also today, I got the feeling that I may receive more statues of limitations answers from others so just to make sure I'm doing all I can I called the FBI today to. The stop fraud.gov website. They said a representative will call back. You see Need Help, it's not that I'm wiped out and lost everything because people are just too greedy to make more of a commission. I know I'll survive. It's all about the financial crimes that ruin lives and cause the victims to go out and commit other crimes in order to survive. Do any of you employees ever think about cause and effect after-wards. Anyway, if and when all becomes true, you had the chance to help the little old lady across the street but instead you beat her down and stole her purse.

This is of interest. The following is an excerpt from their contract with one of their agents. These are the people you meet first, and they sell the company service to you. They are getting nearly half the primary fee that you pay. And they refund the money to you, the agent gets charged back.

"Independent Contractor is to be compensated on a commission basis only. If the Indcpendent
Contractor's efforts result in ihe client ordering a loan audit through US Loan Auditors and legal
processing through US Legal Advisors, the commission shall be 50% of the up front fee charged
to the borrower for the loan audit less administrative expenses (currently S695), to be paid within
30 days of the payment from the Chen! and clearing US Loan Auditor's account.
By way of example, if the audit fee was $2695. the resulting commission would equal $1000"

It is my guess that there are quite a few former "employees" who feel as disatisfied as do many of you. I am running a search that may turn up former agents/employees or whatever they are calling them.

I'm personally not a big fan of small claims court anymore. While it might be a half baked method of settling small neighborly disputes, I don't see it as much good for use against a monied opponent who has questionable or no scruples. If you win, they can appeal, and bring their attorney. If you lose, you lose in totality, and you may not be able to litigate your claim again should their be a class action or similar suit on the public's behalf.
But...I have no knowledge of your situation, and that may make a difference

Maui Girl: PLease go back and read what others have said. Remember your on page 28. Sorry to say, you didn't find this website sooner. Don't worry, if you lose your home, Barker and Pulvino have another company, equity flips that can buy your foreclosed home and sell it to make a profit for them. Habits are expensive.

wantmymoneyback: The witness would have to be involved with your personal case i'm guessing. USLA would not show up for any of the hearings, you would never collect from them. You would have a hard time serving any of the owners, they are used to hiding. Rats run! But if you want to try it, just announce where and when, we will come. Try taking the fraud agent to court. He or she are the one that spewed the lie. Who was your agent? Let's start making names public. That's what the usla employee said to do. It's his idea.

Just a little more on NICK LUCIA

He also owns Voyage Financial Group, Inc. Their offices are right across the street from his US Loan Auditor Branch.
Here is the link
http://www.voyagehomeloans.com/about-us/executive-bios.html

Nick Lucia also employed Peter Scalise at Voyage Financial Group, Inc. Peter worked as an unlicensed LOAN OFFICER.

Here is a little more about Peter Scalise (besides being investigated on loan fraud and identity theft)
/URL removed/

Below are two links. Peter Scalise at Voyage Financial Group conducting real estate activities in the state of California with out a license as part of "team Voyage"

http://www.youtube.com/watch?v=nQkyHPpJiiw&feature=player_embedded

http://www.facebook.com/posted.php?id=149499687054&start=10&hash=96fd3a23451a6f339db617f91bac2209 --Scroll to the bottom

Below is the address for Voyage Financial Group
Corporate Office:
10304 Placer Lane
Sacramento CA 95827
[protected]
[protected]
http://www.voyagehomeloans.com

Remember kids...its not slander if its true... check the facts

If I was to take these companies to small claims court would anybody be willing to go and be a witness?

My husband and I have been working with this company since December 2009. Until June 2010. Nothing has been done with our case. We have been paying $1, 250.00 a month for nothing. The attorney they appointed to us left the company and so did the auditor that was originally helping us. I just recently found out that this company is a scam and that they are being investigated by the State Bar. They are in alot of trouble and people have been asking for thier money back. Do not get involved with them. We pulled out from the company immediately and asked for our money back but this company will not return the $4, 725.00 we payed plus the 2 months of $1, 250.00. We are planning to file a lawsuit against them. Has anyone else heard of them being investigated by the State Bar?

MY US LEGAL SERVICES and US LOAN AUDITORS are a SCAM! They are in some hot water right now and are being investigated by the STATE BAR! DO NOT get involved with this company.

To USLA Liar: If Thomas Washington really is your name, then anyone can find your address and phone number. which means your an idiot or you know someone with that name and your in trouble. Save us some time, what is ur phone number? I'm thinking your that J LaMar idiot that keeps posting. And now everyone knows your phone and address in Roseville. LaMar: did u get that home through equity flips? Who ever you are, the game that your company is helping people was exposed long ago and has been over for months. Even the Looney insane owner, Shane barker has giving up claiming that here. And your little talk about how your audits works is bogus, any loan has fraud, what matters is : can you use it to win a court case? NO YOU Can't ! And you KNOW IT !Now can you spell: S C A M. what part don't you understand?

I am very disappointed right now with Usla. Since September of last year we have been dealing with them and there have been promises that they did not keep. Now my house went up on the court house steps and the banks bought it back and now they are getting ready to go after an eviction. They promised to re-do the loan and not to worry about paying the mortgage because they would be able to cloud the title and do a restraining order. I want to fight back. I saw this on Channel 10 last year and thats why we went with them, we had no idea about this website until recently. We have been trying to get in touch with our attorney. It is just a mess. I want my money back. I have not stop paying yet, but after reading all of these comments I need to speak to someone. All of these stories are so similar. Has anyone filed a class action suit yet?

USLA Employee,

Why wont USLA give back the original loan documents to the clients that dont want to proceed? These documents do not belong to USLA and by law you have 48 hours to return them when asked for in writing!

Our audits look for Tila, respa, proper disclosures and other violations of state and federal consumer protection laws...the list goes on. Our Auditors have around 80 yrs combined experience in the mortgage and underwriting industries. The things that help us determine who should get an audit are the actual Loan Documents and the Clients' Story Of the whole loan process. Im not sure what you mean when you say what can they get once the complaint is filed. please elaborate. Thanks

USLA Employee

So if you dont mind me asking, what do you look for in your audits...?

What helps you determine who should get an audit... how do you know what they can get once the complaint is filed?

Audit Joker ... My apologies. I work closely with the auditors and Fraud Investigators alike...