Cash Advance USA review: Scam 88

On 01/29/2010 at 9:05AM I missed a call from: [protected]. I called back this number, it was busy. I listened to a voicemail from this number, the man spoke in a strange accent that I have not heard here in Alaska, maybe Arabian?

It was a really strange voicemail. The man said his name was Jeff and he is an investigator from Cooper Law Firm. He claimed that I need to have my attorney give him a call regarding an outstanding payday loan or legal action would be taken.

He then left a phone number where I could reach him: [protected]. I called him back at 11:01AM at was on the phone for 24 minutes arguing with him.

He claimed that this line is being recorded and anything I say can be used against me. He said his name is Jeff Scott and he is an investigator at Cooper Law Firm. He told me I owe $723.69 from a payday loan taken out in 2009, which was unpaid. He would not tell me from what company this loan was taken out, but did tell me that the mother company is US Cash Advance.

I told him I had a legal right to know which company this loan was taken out of. He proceeded to tell me that it is not his job to go and rummage around in his attorneys office looking for my file. I then asked him “Are you serious? Is this a joke?” He proceeded to get VERY angry and started yelling at me. Every time I tried to speak he told me not to interrupt him.

He then tried to “make a deal” with me. He told me that I could pay him $100 today and could pay the rest of the money on my next payday. I told him I couldn’t do that. He then told me to borrow money from my friends. I told him that was not possible. He told me that wasn’t his problem and that if I couldn’t pay, he was going to notify my current employer and I will lose my job, as I will be considered a felon.

It sounded ludicrous to me. I was extremely flustered and frustrated. I then asked him again, “Is this real? Because it sounds like a joke… you are EXTREMELY unprofessional!” He then began to yell and said, “Ma’am we don’t want your money, never mind! You are going to have legal action taken against you, good luck!” And he hung up on me.

I called the number back the next day. Someone answered, this is so and so. I can’t remember the name; in fact I couldn’t understand what he said, because of his accent. I then said, “This is a company?” And he replied, “Cooper Law Firm.” I could hear a lot of different voices in the background speaking. They all had the same strange accent.

I asked him where he was located. He said “Dallas, Texas”. I asked him for his address. He said: 1408 Bryan Tower, Jennifer Court, Texas, 76042.

The next day I received a missed call from: [protected] at 7:31AM – no voicemail, I called back, busy.

I googled this address… I couldn’t find anything.

I googled “Cooper Law Firm”, found a company in South Carolina, phone number: [protected]. I called them, left a voicemail, letting them know that someone is claiming to be from their company trying to collect on a bogus payday loan. I googled “Cooper Law Office”, found a company based in California. Phone Number: [protected]. I left the same message.

This was extremely frustrating to me. As in the past I have taken out payday loans. And have made payments to all of them.

This fraudulent team had my social security number, my past employer information, and my phone number.

I could ignore this and hope it goes away, but I am going to report this information to the FBI, and the Social Security Office, as these scammers have my information.

I advise anyone else going through this to do the same.

On 09/30/10 at 8:43 I was left a message on my cell phone that I or my attorney needed to call back and that it was imparative that we did it as soon as possible. When I called back I was being informed that I was being sued for $3200.00 for a $200.00 cash advance loan that I have never taken. They had informed me that this was an advance that I had supposedly taken at the beginning of the year and that I was being sued do to failure to reply. What scared me most of all was that they had ALL of my personal information. My social securty, adress, bank info, even my drivers license number. At first I was a little upset. Then as I was doing some reserch I had found I was not the only one being done to like this. All I can say after reporting this to the FTC it's ok to be upset, but DO NOT respond to them in any way. DO NOT answer the phone or call them back. Just report it and hopefully these people will get caught.

Today at about 12:30 I receive a 911 emergency phone call. Of course I thought something happened to a family member but when I answered the call it was a lady with an accent I could barely understanding telling me some company is taking legal action against me and to hold for a case # and to talk to a detective. I was on hold for about 10 minutes before this so-called officer came to the phone. I gave him my case # and he told me that US Cash Advance is filling legal actions against me for the amount of $300.00. He said they have tried to contact me via email and regular mail. I just checked my email and I go to my mail box almost everyday and I haven't received anything for US Cash Advance.

I asked the officer when was this so-called loan taken out? He said "a few months ago but that's not important. What's important is that you have only one hour to settle this, either get a lawyer and fight it in court or you will arrested and charged for not paying your debt." He also said I could pay the amount over the phone but never said how much and also tried to scare me by saying if you are found guilty you will go to jail for 6-8 years.

The fact that he couldn't give me an exact date that this "loan" was taken out nor could provide me with a phone number or account info to this loan company had me thinking that this was a fraud. I don't remember his name but his phone # is [protected] ext 941. This man was very rude and started to argue with me when I didn't understand what he was talking about. Like others said he knew my SS#, address and what bank I have an account at. I too have taken a payday loan before but the money was debt out of my account and I have proof of it on my account statements.

Even tho I know this is a fraud...now, I called my father and he called his lawyer and should anyone try to arrest me or walk up on me they will have trouble. I don't take lightly to threats, I know my rights.

I received 2 calls saying that I took out a cash advance and didn't repay it. NOT TRUE! Never even took out a cash advance! They had all my info - SSN, Bank, previous employment. Scared me to death! I was told the same thing I have seen on here-I will be arrested, have to pay, etc. I was told that if I wanted to settle out of court, I would have to write an apology letter, pay immediately using my debit card and then I would receive all of the documentation that pertains to my "case." I called my attorney and filed a police report, they all said it was definitely a scam. I went to the Cash Advance website and it clearly states that this scam is taking place! I received another call a few minutes ago and told them that I had reported them and that what they are doing is fraudulent and then hung up. Two people have left messages on my voice mail (accents with American names) and said EXACTLY the same thing. It is definitely a script until you start asking questions. My question is did anything ever happen to anyone? Were you served with papers, taken to court, etc? The "law firms" that called me were American Law Services [protected]) and Law Group of CA [protected]). Thanks for all of this info! It has eased my mind!

On Tuesday 3/22/2011, I recieved a call from a Sean Clark stating that was a lawyer from the law firm of Stone and Roberts and that his firm was representing us cash advance. He stated that there was law suit against me for a unpaid loan in the amount of $712.00. I had two options to settle this debt either by paying $490.00 by April 22, 2011 by way of a walmart debit or going to court where I might have to pay $712.oo to $8, 000.oo. He wanted my lawyer to contact contact him. Things didnot sound right, so I ask for information that he would not give. I was given this number [protected] to us cash advance, I spoke with a man stating that he had been trying to contact about this unpaid loan. I advise him that I was not aware of any loan from them, which he inform that this loan was taken in May 2010 and deposit into my checking account. When I disputed the loan he became very irrate and refer me back to Sean Clark. I call him back to dispute the loan he became very irrate also making threats a lawyer I dont think he is. To buy time and expose them for who they really are, I agree to April 22, 2011 deadline. I went online and google us cash advance where I found that there was a scam in play. Well at this point I was very very heated, so called Sean Clark on Wednesday 3/23/2011 to advise of the shrunk (scam). He attempted to hold his ground, but right is right and wrong is wrong, so Sean Clark was advise that if I ever meet him face to face he has a whole can of whip a... coming to him. He hung up the so I call back and back and back and back and back you get the message. Next us cash advance and did the same thing until they wouldnot answer the phone eventually sending all calls to voicemail. These people talk with Indian accent, there is always alot of people talking in the background, and what really takes the cake is the transfering of calls that a joke, which is really them handling the phone from person to person. Just remember their the joke and the people they are trying to scam are punch line in the head or gut.

As many others, I was also contacted at home and at work by someone telling me of a legal matter.
Steven Mark - [protected] - caller with a thick foreign accent and broken English
They said I was sued and if I did not take care of the matter, law officials would come to my work and home.
When I called the number to promptly try to clear up the matter, I was told I had defaulted on a pay day loan with their parent company US Cash Advance. They said I was being sued for 3 counts of criminal fraud and if I make a payment they could work a settlement. He could not give any details about the debt. He had my name, work and cell number, my ssn, email address and bank account. I had a pay day loan but had paid it back some time ago. He seemed to insist on a payment while I was on the phone claiming the court fees would total up over $3000. The case was going to court tomorrow and the only way to stop it was to make a payment right then. I told him I needed to confirm with my husband, but he didn't seem satisifed with that.
Since then, I researched the company, found out it is a SCAM and reported it to the FTC - [protected]. I have a fraud alert on my accounts thanks to Trans Union - [protected].

I will look for a place to post the wav file of the initial voice mail.

I WAS CALLED THAT I OWN US CASH ADVANCE $1002.00, I GOT THE CALL FROM VANCOUVER WA AND FROM BARTOW FL, TELL ME IF I DON"T PAY I WILL BE ARREST BY MONDAY.

I recieved a call from a guy yesterday saying he was calling from US Cash Advance and his name was Steward Miller he also stated that i took out a loan in the amount of $400 back in February and that he needed to speak with my attorney so a light immediately went off in my head because i dont deal with payday loans but i was still couriuos so i went on and asked some questions and this guy started to get very upset with me so at this time im thinking in the back of my mind when my grandmother used to tell me when i was a kid when u ask someone a question and they get upset somethings wrong but anyway he says i will be arrested at my place of employment if i dont pay the money so i hang up on his behind so i go to the website for US Cash Advance and i see all the complaints but one really caught my attention one guy says he had some fun with them so i decided to do the same so i want to thank the guy who posted how much fun he had with these idiots because i damn sure did lol! so if u recieve a call from a middle eastern jerk go ahead have some fun with him or her its worth it trust me just dont loose your cool God Bless America!

got a call from this company stating that i got a loan in may of 2012 from cash advance in the amount of 300.00 and they asked how i want to handled this situation..they gave me to options either handled it now over the phone or take it to court and they re gonna suspend my license their number is [protected] indian man

I have been receiving calls from us cash bank, telling me I have not paid my loan back. I said what what loan and that when he said we deposited 300.00 in your banking account. you mean your not going to pay it back. I said I do not owe a pay day loan. he goes on tou will be arrested and you will spend 30 days in jail. he said for me to get a attorney, I said I do not have a pay day loan to pay back so I hung up then they started to call 7 or 8 times a day wanting me to pay.he has and accent could not hardly understand what he was saying so I told him I needed to talk to some one I could understand.it seems he handed the phone to some one he told me the same thing.so I call my bank and ask them did some one deposit 300.00 in my checking account they said no . then I new it was a scram he said he would call me back Friday .I told him I did not have 300.00 he said how much can you pay on it now I said nothing I am on a fixed income he said I can not help that you need to pay it our you will go to jail we will send the sheriff out their to get you . it scared me to death I have copd and I am on oxygen and I have heart trouble he said he could not help that, pay your loan back..so I knew something was funny about it cause I did not receive any thing in the mail about it.he wants a 100.00 dollars Friday he said he would call me back and tell me where to send the money..and how to pay the rest..

I just received a call from a guy with an accent sounded African very hard to understand he said I received a US Cash Advance Loan on or about 6/24/12 for the amount of from 2 to 5 hundred dollars. Tel # [protected]. He said that this money was deposited in my account and I did not repay the loan so I had two choices. Either be served a suphena and spend 7 days in jail, that I would be arrested at my Home or job or go to CVS and get a blue dot card and call him back with the activation number. He would then tell me the amount to send. But prior to this all being said he didn't know the exact amount so why I asked would you know the amount now. I then said to him I will go on my computer and check if any Money was deposited in my account on or about that date. I have three active loans all being paid and nothing deposited on that date.So I called back and he said I don't know about that all I know is the info I have in front of me. Naturally still a little nervous I said what can be done.All of a sudden he said well let me talk to my supervisor and get back to you tommorrow.

This EXACT same thing happened to me, except this man asked me for 300.00. I am a single father of four kids, if I had taken a payday loan, and gotten 300.00 then I think that I would've noticed. I've reported the to the Better Business Bureau and I hope that these problem will cease.

I borrowed NO money from you! Stop harassing me! I have bank statements as proof, and my bank has already been notified that you are trying to scam people. You WILL NOT send the police to my house, because your FAKE law-firm has NO authority to do that. QUIT CALLING ME.

yes you're not alone they call me with my information as-well as some person with the same name as mind i call the police and the police told me to record them and they are big liar and so the police say when they call your house again tell them you will send them a check so that i can get there address there pretty smart they was not going for that so you no what i did i wait until about 10: 30 pm and i press x67 2 times and call the number back and i am like some one call me from this number who is this and he reply whats your pH number and i say if you don't no what phone number you are calling well i am not gonna remind you so i am like i got your address is military drive way in Fargo Florida and i said you are being recorded and he snap and call me a hoe and a black ... and i said your mama is a hoe for raising a low life son like you and i said you rice soup son of a ...

OMG! the same thing just happen to me today! I have contacted the Attorney General's Office. We have got to get the word out!

The Person that contacted me was:
Robert Jacobs [protected]
Located in Mass.
Legal Department

THE SAME THING HAPPEND TO ME, I AM ANGRY THESE PEOPLE HAVE ALL YOUR PERSONAL INFORMATION AND AMERICAN NAMES WITH STRONG FOREIGN ACCENTS. WHAT A SCAM SAYING YOU OWE MONEY TO USA CASH ADVANCE WHEN YOU DON'T EVEN HAVE A LOAN WITH THEM, AND SAYING THEY ARE GOING TO HAVE THE POLICE COME TO YOUR JOB AND PICK YOU UP.YOU START TO ASK THEM QUESTIONS, AND THEY START TO GET RUDE . ALL YOU HEAR IN THE BACKGROUND IS LOTS OF PEOPLE WITH STRONG ACCENTS TALKING ON THE CELL PHONES, BECAUSE THEY ARE NOT ON A BUSINESS PHONE, TRYING TO SCAM THE NEXT PERSON, WHEN WILL THIS TYPE OF BEHAVIOR END WILL SOMEONE LISTEN TO ALL THE COMPLAINTS THAT ARE BEING PRESENTED, WE ALL ARE HARD WORKING CONSUMERS BEING TAKING ADVANTAGE OF BY PEOPLE THAT HAS ACCESS TO OUR PERSONAL INFORMATION AND MAKING A BUSINESS OUT OF IT, PEOPLE THIS IS HUGE. WHY DO THEY THINK THE AMERICAN PEOPLE ARE SO AFRAID OF THE POLICE THAT WE ARE WILLING TO GIVE UP ANYTHING, IF YOU DID NOT DO ANYTHING WRONG, YOU HAVE NOTHING TO WORRY ABOUT. HERE IN AMERICA POLICE ARE TO PROTECT AND SERVE.I WLL BE SO GLAD WHEN THESE PEOPLE ARE CAUGHT.THEY ARE ALL WORKING TOGETHER USING THE SAME WORDING, GOOD LUCK TO YOU. WE ARE GOING TO LOCK YOU UP, THEY ARE LAW FIRMS, USING AMERICAN NAMES, THEY ARE WORKING FOR THE FBI THE LIST GOES ON AND ON.IT STRESSES YOU OUT AT FIRST UNTIL YOU REALIZE IT IS A SCAM.WE NEED SOMEONE TO TAKE THESE COMPLAINTS SERIOUS, SOMEONE PLEASE COME TO OUR AID WE ARE ALL IN THIS TOGETHER WE ALL SHARE THE SAME COMPLAINT.

I just received a phone call at work! from [protected]. Someone with a heavy accent asked me to pay my loan I took from US Cash Advance. They wanted me to pay immediately because US Cash Advance filed a compliant against me. Incredible! I do not owe any money to US Cash Advance... Those people must be stopped!

I am so glad that I found this! This just happened to me this morning. I got a phone call from "Violet Watson" who claimed that if I did return the call today the Colorado police would be notified and I would be arrested. Now, I do have some financial problems that I'm trying to clean up, but I wasn't expecting this. "Violet" informed me that she was with the Federal Claim Enforcement Network (which I Googled and no such company exists) and that I owed for a payday loan that I took out a year ago with One Click Cash Advance USA.Net. Huh? I asked for the specific month and date and she could not provide that information to me. She said the call was being recorded for future debt collection as well. A $300 loan that they claim I took out had escalated to owing $1500! WTF? They would only accept payment via a prepaid debit card or via Western Union. Red Flag #1000. Fortunately, I had the presence of mind to write down everything so that I could research on my own. What worries me is that they have all my contact information. I have NEVER accepted a payday loan from ANY company. I have applied, but never followed-through with accepting money. I'm not sure where to go from here -- do I report this to the police?

My Husben had the same call today at work and he said that his name was Franklin benjumen and also spoken with a heavy accent and he said that he was send the cops to his work with a warrent for his aresst so we left work and went to the police station to see if they was a warrent for him and they was not .but we try to get the guy to tell us where this place was and a # where we could call and they get mad and hang up on us.and we cant report it to the BBB because we dont have an adress and stuff for them the only thing that we got is the #[protected] something needs to be done they have all are imformation and thats scary.

I recieved the following email today. Of course I reported it to all the reporting places. Do they think I'm going to just hand over my info like that? What stupid people they are. I have been dealing with this for the past several years. They used to call my daughter-in-laws grandmother, who I would never use as a reference. I told her how to look them up and report them as a scam. After she and I both told them we knew it was a scam they stopped calling her. This was several years ago. I don't think they have stopped calling me because I still get phone calls from every state in the union and no voice mails on any of them. I don't answer them because I figure if its legitimate business they will leave a message. Its funny how they all say I have to go to the court house of Texas and will be arrested. For one thing there are many court houses in Texas so which one are they talking about? Another thing is there is no way people get arrested any more for owing money, if that was the case the jails would be full of debtors and all the murderers and rapists would be walking free because there wouldn't be any room for them in jails. Don't fall for any of these idiots talk. They clearly don't know the law because they break it all the time, both the secular law and Gods laws, (thou shalt not steal).

Hello,

Greetings of the Day

Let me introduce myself. I am Senior Affidavit Processor Carole Williams from State Investigation Department. As we were trying to reach you since a couple of days regarding a very serious matter about a lawsuit filed on your name stating that you are doing some fraud and criminal activities.

I am really very sorry to say you that you are going to be legally prosecuted in the Court House within a days. Your SSN is put on hold by US Government, so before something goes wrong, I thought I shall call you and notify you about this matter, but as I was not able to reach you, I am sending you an Email. So please take a piece of paper and write down your case file SF49390 and second thing since it’s a legal matter you will be needed my help, so please write down my callback number is [protected] Ext 2003.

For the records your personal information including your Date of Birth, your SSN #, your DL #, your Bank Account number etc, is listed on the case file, but cannot disclosed to you until you reply me on this.

The Factual Basis for the complaints are as follows:-

1) You have ascertained an income advancement from US Cash Advance with your Bank Account Information as collateral for said advancement.
2) You also agreed to return the funds from the aforementioned income advancement as per contract.
3) As of today’s date the funds have yet to be returned and the collateral has proven to be null, that is to say, of no value.

At present, US Cash Advance is seeking either of the following remedies:-
1) All funds be returned as per terms of initial contract.
2) You might be proceeded against to the fullest extent permissible by current Federal Banking Law.

So, as I investigate your profile, I found you as a genuine person so it is my duty to help you out but for that I need some right answers from your side. Also want to know your intention. So you want to resolve this issue out of court, or you want to go to the court house.?

This was a final notification Email to you if you want to resolve the issue by paying out of Court Restitution Amount than you can do that, or do you want to face legal action? You have to give me a flat answer without any excuse.

Reply to me back on my phone number [protected] Ext 2003 or Email me.

Thank you

--

Carole Williams
Senior Affidavit Processor
State Investigation Department
Utica, NY
Contact:- [protected] Ext 2003
Fax:- [protected]

I too have received calls from these people. They called my job today and harrassed not only me, but my coworkers and boss. I am so greatful to you all. I literally thought I was going crazy. I was second guessing myself becuz they have my personal info. Every time I called them out about the lack of info they were giving me, they got upset and very arguementitive. What professsional law firm or company does that? They kept calling back using "legal terms". It was crazy!

This is great sharing. I received a similar call as well, and this info prompted me to call FTC.
FTC took my fraud report and advised me to call the Credit Bureau Number [protected] for the fraud alert.
Another number to call is [protected], Consumer Protection Hotline, to report the frauding agency.
Also, dont forget to call your banks where you have an account in case it gets breached. Be safe and be careful.

I am going through the same with this so called company that gave me a payday loan in the amount of $356.00! They have being calling me from phone numbers that are in NewYork, Washington, and California! They have my social, the number to my work place as well as my cell number! Once listening to these people tell me if I dont make a payment over the phone soon I would be facing jail time. I went to my bank got my history and to a lawyer! I recieved a phone call from another person who I could barely understand what he was saying while I was speaking to the lawyer about this situation. When I informed the guy that I was sitting with my lawyer and we were on line looking at the US Cash Advance site and the scams they were doing to people and my lawyer wanted to speak to him for more information, he quickly told me that it was ok and they wouldnt call me anymore! Just that quick he hung the phone up! Wow! I hope to not ever have to go through this again! PEOPLE BEWARE!

WE WERE SCAMMED BY THE SAME COMPANY # IS [protected]
THEY SAID I OWED THEM 300$ AND I OWED THEM AND EXTRA
104$ FOR COURT COST AND THEY HAD ALL MY INFO AND WHEN I ASKED THEM FOR THERE INFO HE ASKED 2 OR MORE TIMES IF I WANTED TO TAKE CARE OF THIS NOW OR GO TO COURT I JUST BARLEY UNDERSTOOD HIM HE TALKED WITH N ACCENT SO I TOLD HIM TO DO WHAT EVER HE HAD TO I KNEW IT WAS A SCAM I NEVER GOT A LOAN FROM THEM BUT BE CAREFUL

I received a call from a Jeff Matthews and a frank Wilson from [protected] from Los Angeles, CA saying that I'm being sued by us cash advance yesterday at my work phone. I kept asking them to explain how I owe money and they said that my bank had denied the claim when they tried to getmoney out of the bank to repay my "loan" that I never had so now I owe over 2000$ to them supposedly. He then tried to get me to fax over my information to them but I insisted they send me the documents first and then he told me that he did, but after I told him I never got anything he told me that he will send it again and hung up. Next they call me on my cell and leave me a voicemail and call my job 2 minutes later asking me if I want to solve it with them or go to court and I told them imnot giving them anything until I see the documents. Then he proceeds to tell me that I will get it when I make the pay ment so I told him that my father works for the FBI and I was told by him to not give any info unless I see the papers first, which he then tells me that he doesn't have access to it and will call me back in 2 hours. I haven't received a call back so I hope they don't try and call me tomorrow or ever because this is just a waste of time. I also wrote to the Us cash advance and they don't even have me in their records. Thank god I did my research online !

Hey its me Mrs. C. out of Oregon again. The Deal I was almost scammed it She called me and told me that I was qualified for a Federal Government Grant of $50, 000.00 well I had been checking into grant kits and I fell into the scam but I got luck didnt lose no money on this but like I said someone posted the same scam out California under government grant scams. If you need always look online for scams and if it is to good to be true watch out they will get you. I am truelly sorry for the womant in California she lost over $1000.00 to these scammers. There are multiple individuals involved be very careful. Dont give your debit card #s Banking information# out to anyone. Good luck everyone

I almost got scammed by someone posing as government grant associate her name was Samantha Jones she is out Naple Florida with the phone [protected]. Do not trust anyone with any grant money because it will take awile to get the real deal and a whole lot of papers to fillout. Its never a overnight deal. There are complaints into the FBI and The Better Business Bureau and in the The Trade Commissioner. There is a posting of the same woman getting money out someone in the state of California. Lets stop the ones who are scamming. Mrs. C out of Oregon

Call the Homeland Security about this at [protected]. They are trying to nail these people on this.

Everyone contact Homeland securty about this. The number is [protected]. Tell them what it is about and they are investageing these people calling making treats about account that might be real or fake. But the ones calling are not really from the payday loan places.

I just recently got the same call saying that i recieved a loan in my bank account in tennessee an i stay in ohio an the loan was for 800.00 an i called my bank an they said it has never been 800.00 deposited in this account not from me or a cash advance loan. the ppl called me sounding like they were chineese ppl sum weard accent he told me not to talk into he was finished an my call was being recorded an sum athoritys was coming to pick me up on all these different acasions an it never happened but they still calling i keep talking ### to them as well until they either show the money they sent or until they stop callin but i didnt no it was a scam just thought someone got a hold to my info an now i no not to ever give my info out online

i am not happy about the phone call from usa loans

i am fustrated and hope this episode does not happen again michelle salah

i did not take a cash advance from usa loan service they emotionally made me have a panic attack i have debilitating fibromyalgia and panic attacks and pain are some of the symptoms that allow the patient to go into severe flareups my health not need to be affected by these awful people i will go all the way with this situation yours truley michelle salah [protected]

i just received this morning a phone call exactly the same from US CASH ADVANCE ...todays date 04/28/2011

I have been receiving harrassing phone calls for about a month saying that I owe a payday loan which I never received. They also have heavy middle-eastern accents and sometimes calls from an overseas number. The particular call today said they were from a law firm called Harper and Harper. They said that US Cash Advance had turned my name and social security number over for payment. They could not tell me how much I owed or when this "loan" was taken out. They just said that I could settle it for $415. They also said that I am being charged with check fraud, false information, and some other bull crap. I am a single mom of 3 children and am not stupid. I did not give them my information and they got angry. They threatened me with jail time and said I would loose my job. They have my ssn, home and work number, and place of business. They proceded to tell me that my case was going to court and I would hear from my local law enforcement. I asked them to show me proof or give me the phone number of the company that was accusing me of this and they had no information for me. They are harrassing me and I am sick of it. I am reporting them to the FBI tomorrow. -April from GA

I received the very same phone call today from a man claiming to be from Federal Bureau Investigations. I did have 3 cash advance loans in the recent past so I was nervous thinking maybe I missed a payment or something, while on the phone with this man I looked up my accounts and they were all paid, when I asked what company he was collecting for he told me, AFTER I paid them they would send me a letter with a receipt paid in full along with the company name. I was threatened with jail time, arrest warrants and a specific amount of 8, 000.00 in court fees, he said his name was Leo Fernandez, his phone number is [protected]. He spoke with a heavy accent. To double check everything I called my cash advance places to make sure I did NOT owe the money, they all said I was clear, and that there was a scam going on being investigated by the FBI. He sent me a form to fill out via email, the form did not have a company name or letter head on it, so I called the police. An officer came to my house and called the guy, told him to stop calling me, the guy told him by 4 pm they would receive a warrant to arrest me, the cop told him "ok go ahead and then I will arrest her" then he said "is this a scam?" and was hung up on. The officer told me "Ma'am, we don't arrest people for unpaid bills, if we did the jails would be over crowded, especially in today's economy." so I really am hoping this is a scam and I don't get arrested tonight LOL

They bothered me for a time too. I called the police, argued with them, hung up on them and then I thought of a solution. I would do they same thing they are doing. The last time they called I said, Criminial Investigation, Fraud and Scam division, how may I direct your call. Have never bothered me again. I figured if they can lie, so can I. Try it it works. I even do this with telemarketers too. Have a great day and enjoy my tip.

Was called by an Officer Michelle Johnson, [protected], and then "transfered" to a Mr Johnson who said I recieved cash into an account. I stated there was no such loan and as described above an Indian accent became irate when I inquired to the validity. He kept saying I was interrupting when all I wanted for him to do was answer MY question first. This is scary because on the first message that was left for me, it sounded as if they had my SS# before the message was cut off and ended. He did have my address and asked that I confirm it. I explained to Mr Johnson that I had reason to believe I was a victim of identity theft and hung up. My blood was boiling after this call and I hope I don't recieve another. Thanks for the tips in regards to the reverse "harrasse call". With these economic times and the hardships people are facing these days it is sickening to think of people preying on others for their last dime. I wonder how these folks sleep at night if they even have a soul to begin with.

I honestly feel like I am going through the same exact thing, you went through right at this current moment. My friends and family said I should file a police report for identity theft and other charges.

This just happened to my mo in Florida the two numbers used were [protected] and [protected]. I called the police and made a report with both numbers! I am encouraging my mom to get a credit check to make sure they have not stole her info.