Cash Advance USA review: Bogus Collections - Scammers!!! 446

I've been recieveing calls from these indian people as well..they're number changes all the time. First it was. [protected].then, [protected] then a 919424.&+ now I'm receiving calls from a number that is just 911.they told me I took out a loan and didn't pay &+ if I want to resolve this out of court I need to make a payment.they asked me to send a fax stating my name and the amount I agree to pay biweekly until my payment is done. I never received cash from this cashadvance loan company. They call every 5 mins while I'm in school/college. I actually considered paying until I felt as tho I was being harrased for no reason. I think they just got my info from the online questionaire you must fill out for a loan quote.

I have been receiving phone calls not only on my cell phone but also at work. They have been leaving messages with my family and friends. I called yesterday and got a Ronnie Cooper on the phone and I of course played the game for a bit to try to get information out of him. I asked him if he could tell me the amount - he stated that it was a loan taken out in Nov-2009 and to my new email account which I did not open until 2010. I then asked what the terms and conditions were and he stated that I could pay half now and the other half next week and when I payed in full I would THEN get a certificate in the mail showing proof of payment. SOOO - I asked if I could research this and give him a call back tomorrow with what I found out - He said yes and don't forget or the authorities would be arresting me. TODAY - I received a call from an officer Robert Brown. I then proceeded to play the game again - I asked him what it was in reference to and he sounded just like the person from the day before. I asked him for his badge number (since he was an officer) and he immediately changed his tone. I heard him speaking Hindi or some form of Indian language in the background and he came back and said that he was transferring me to his manager - I then got a David Crock on the phone - HAHA - I am really deep now. So, I kept asking similar questions and of course he kept saying that he needed my attorney to contact me and started screaming and yelling at me. The worst part of all of this is he started threatening my family. I have two young boys and people they knew this. I plan on changing my cell phone but first am going to the authorities. I have contacted an attorney since I do have one and we plan on researching this a bit further. The phone number for Ronnie Cooper is [protected] - you may get transfered to a David Cooper also. The number for Robert Brown is [protected]. I am also putting a freeze and fraud alert on my credit reports and social security number along with changing my banking information. Once I find more information I will repost with details.

I just received a telephone call at work. The number was blocked...I thought it was an internal call. I never give my work number out to people. Anyway, same story as everyone else. A male with a middle eastern accent...very thick...I couldn't understand much of what he was saying, he claims I took out a cash advance from Advance cash USA for $310. They've been trying to take the money out of my account but the funds have not been available...yada ya a yada. I was too placed on hold and transferred to a "John Hudson". He game me the same spill about law suits, pressing charges etc. I asked him for the number of the company so i could contact them and he said he wasn't able to give the information out...what kind of mess is that?! I wasn't completely listening because I knew it wasn't true so I didn't write down all the details. He said he would have them send papers to me. I said ok, thanks and hung up. Of course that prompted me to check my back account. I did a search online for the company expecting to get a telephone number and came across this site. I haven't taken any action yet. I think they may have been calling my call phone as well. I don't answer calls if I don't know the number. I'll have to keep my eye out now. Don't be fooled. Never give information out over the phone to anyone...especially if you don't know who they are!

I am just giving everyone a heads up, most of the call back #'s will either: 772-...-..., here is the last 2 I got yesterday, [protected], [protected], I will be you they will call me again later today. They actually had a women call me, Abby Foster and with a middle eastern accent, do not answer any of there numbers, if you do, talk to them and get as much information as possible, report them to FTC, contact 3 credit bureaus, to let them know, try to even go on Social Security Website to at least try to put lock on it. Call even your local police, too, but if you don't there is a form you can download and send to them.
There is always people in the backround, so it means, it is operation to scam as much money as possible before they just maybe move on to next person. Do what I did, I did all this and if you can, maybe collect those voice mails and use it as proof if it does happen.

i've been going through the same thing with these [censor]s, constantly telling me to have my attorney contact them. after being cussed out by "Adam" i decided to give them a dose of their own medicine. so on my day off I called them and told them all of the violations they were committing and told them i would be filing a lawsuit against them. they stopped answering my calls after that, too dumb to realize what *67 does, what idiots... i think its ridiculous how one person pretends to be 4 or 5 different people. do they really think americans are that dumb? go rob your own people "Mr. Adam"

Does anyone know how to get them to stop. They will not leave me alone!

Guess what, another call from the same company with same voice: Leitenent Patrick Smith meet Eric mathews, it was so obvious its the same guy. i have there recordings on my cellphone just to compare, guess what, same number but different US Number, oh yeah and this time at the end of message they said "GOD BLESS YOU", well, I hope he better stop this or God want bless you in jail and eventually electric chair.

hey i to have bein contacted by a man named mike davis with a heavy middle eastern accent demanding money from me for a us cash loan that i have never taken out saying if i didnt fax him my credit card info within 24 hrs that it would be goin to court and that i would lose and they would sue me for over 6000 dollars ii told him i needed more info of what this is all about and all he could say was have your attorney call me thats when i did some research myself and luckily found this web site with all the similiair stories about these people i just reported this chump to the FTC i hope they lock them all up for life

Hello all,

My incident is very much like all posted. I have contacted the FTC [protected]) and provided the telephone numbers [protected] and [protected] to contact the company that claims I owe for a payday loan of $350 - I NEVER RECEIVED. I let them know that they are calling a Federal Government Office telephone and what the preference to contact me here. That is when the conversation started that I took a payday loan from US CASH Advance. I never even heard of this company before the call.

Please be aware of a Mr. Johnson (call in person whom HANDED the telephone to Officer Darnell Cruise) and Officer D. Cruise. Officer Cruise threaten he is going to send the police to my job on the next day per our telephone conversation. He also had the nerves to provide me with two references from what information of mine that was apprehended (stolen) I DONT HAVE A CLUE; one of the references I use to use years ago is deceased and another relocated to another state years ago and I no longer use. They asked for my attorney contact info; Sounds to me if you do not provide an attorney contact info the folk at this suppose to be collection agency think we do not have the brains to contact someone for HELP!
After reading everyone’s complaint the company is getting a little smarter now; must be collecting information from either your credit report or past loans or something. PLEASE HELP US OUT!

Best thing to do, if they do have your info. If they had your bank account/bank card, etc. Immediately close it, asap. Even if they did take out some money, take NO for an answer and to get your money back if they did, check caller id, even if you still got their message they left, i still do on my cell, use it in court, Call FTC and when I did, those so called people argue with you, tell them I will call my lawyer, get as much information. Last year, they did take money from my bank account and found out about this site, so save as much info. The company that took money which was like $200.00(Still a lot), said: The Law Office with an 800 #, So Law offices of what? So I called FTC, turned in more info. file claims like crazy. They won't stop calling but maybe with a different name, FTC said that if it is a debt collection agency. They are NOT suppose to argue, offend, threathen people at all. They are suppose to be in a professional manner. Also if you did take a Pay Day Loan Before, remember it. PCG or Pro Credit Group. So if you want guidlines of the FTC report, just ask because I want beat them up if I do see them.

Received a phone call from [protected], but with the same story as those already posted. It was very difficult to understand what they were saying, but they told me I had a lawsuit against me for an unpaid online payday loan from March of 2009 but couldn't give me an exact date that this payday loan was taken out. They claimed I took out $300.00 payday loan and would accept $750.00 today to take care of this, and I refused they told me this would be 'filed' and I told them to file it because I wasn't paying it. They had my name, last 4 of my social security number, my address, my e-mail address, and my most recent reference used and even the name of my bank. After calling them back serveral times trying to get more information (which was difficult, they couldn't answer the basic information questions) I found that they claimed to be with ACS - Advanced Consolidated Services, and wouldn't give me their address - but gave me an address of their 'headquarters' of 101 E Green Street, Ithaca FL 12037. After googling both the 'name' and the 'address' of this company I began figuring out that it was a SCAM. I called back a final time to attempt to get their current address and told them my attorney needed this information - they got irate with me - stating that I needed to stop harrassing them (yeah me harassing them) or they would call the police and I would be arrested - and then hung up on me! BEWARE of these scam artist...they attempted to use several scare tactics against me of which none of them worked...very bogus! ASK LOTS OF QUESTIONS - they hate that!

Today I received 2 messages in my voice mail about a debt collection. When I callled the gentleman, he had a foreign accent & told me he was from a Law Firm & trying to collect a $300 Pay Day Loan. He told me that if I did not pay today, I would be served with papers to appear in court and might incur charges of up to $4000. I have never taken out a Pay Day Loan, so asked for particulars. He gave me the company name of US Cash Advance, located in San Diego, CA. He then said I could settle today for $250, and then a bit later indicated it would only be $157. I began to smell a rat & asked for more details. He gave me his law firm name of Morgan & Assoc located at 102 Law Office #28 in Baytown, TX 77521. I then requested that he send me more details, since he apparently had my address, & he said the only thing I could receive was the papers to be served on me by the Court. The number from which he called me is [protected]. I asked his name, & was told it is Jesse O'Connor, yet he had anything but an Irish accent. I then asked for the name of one of the Principals of the Firm. He gave me the name of Julian Marshall. I had had to call him back 3-4 times because we got disconnected, but I think he was bothered that I had questioned him so much.

I then reported the call to the NC State Attorney General's office. I was told that "Pay Day Loans" are illegal in NC and to ignore further contact. Additionally, the office wants me to submit a formal complaint & are sending me the papers to do so.

Next, from one of the above complaints, I called the FTC Federal Response Center office and filed a complaint there as well. The number is: [protected] The man to whom I talked was named Walter, but he said they aare not allowed to give out their last name.

by: Scam Scare, Pittsboro, NC

File a claim with the FTC as well just too make sure and also call the Social Security Administration so they can block any illegal activity like Identity Theft, collect all information as much as possible! It will be better that way to ensure your Identity doesn't get hacked twice. I just did that today and calling the police is a good option, too. Take as much action as possible to stop these people from calling you, your family(because if they call them, your family members will get pissed off), friends and even work. Eventually they will stop but its crazy what these people do for even $200.00, its not like its a 1, 000 and settle for a certain amount with a credit card counceller. So do as much as possible to protect yourself, if you can, maybe even request a new bank card and tell the bank to block ALL transactions. Do it or your money will be gone...

Hey the same thing just happened to me today. I recieved a call today around 6pm. From some middle eastern sounding people who were caiming to represent US Cash. They said they were stationed in California. They called me from [protected]. They had said that I was being sued for not paying for a payday loan. The amount was over $900. I knew this was a lie because I never took out a loan that size. But I entertained it anyways. So I went to my bank and got a print out for the date that they said the fraudulant check was cashed (6/23/2010) and turns out there was no transaction listed for the week let alone that day. Also there were no unknown transactions or payday debits. So because they ticked me off I called the number back. A guy by the name of "Paul Ocean" so he said, answered. I told him the if he called me again I'd press charges for harrassment. He hung up on me. I did actually call the police to check on it and make a complaint just in case I needed to go to court. But yeah these US CASH ADVANCE SCAMMERS are a trip.

Why would an indian or middle eastern person called Patrick Smith with a weird number like that.

I want to tell everyone some information as well regarding any company especially pay day loan company whether its US CASH ADVANCE or any company: I will add everything for all the consumers I am trying to protect:
Phone # +[protected]
[protected]

Name of person: Leutenent Patrick Smith from the US Legal Department.
Call FTC: [protected]

CALL AS SOON AS POSSIBLE TO GET THESE SCAMMERS, TELL THEM TO "KISS MY [censor]" and" I'LL SEE YOU IN COURT [censor]".
Please take down this info. everyone if any Payday Loan Company calls with Middle eastern/Indian assent! Thank you everyone.

You can call the company they say they are representing to see if there is an account in your name. Check your bank statements to see if you have had any deposits or withdraws. If the answer is NO then make a complaint with Consumer Affairs to get a record. DO NOT give the people calling any personal information or money. Get as much info from them as you can...name of company, phone numeber, their name and account number. Turn the table on them and be smart. It may be the same scam. From what has been written the men are Asian. I know the 2 men that called my job had very thick Indian acents. I have never had a woman call me nor would I give any info. Hope this will help.

But if it was from another company but a legal company, do you think it is real? He said he was Leitenant from the US Legal services but not from US CASH ADVANCE, do you think it is same, the problem is that I did request a pay day loan but now, they are hassling my family members and killing me.

i received a call just today and if it says US CASH ADVANCE, what should I do?

How have you all gotten around these people calling your family members, jobs and more importantly you? I agree, they are extrememly imcompetent, threatening and rude.

Happened to me as well. They are calling trying to contact my ex.

They threatened to cut out my tongue when I asked them how the weather was in New Delhi.

Its the end of the world, folks. Soon the antichrist will arrive and chip us all so we can avoid these people, because the U.S. government is powerless to stop them.

--

Seriously though, it is our own fault. My stupid ex put his Social Security # and a variety of other personal information on the web when applying for a loan. I know this is where they hijacked his information.

A stupid population breeds predators. And these guys aren't going away anytime soon.

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This is amazing. The exact same thing happened to me this weekend. Same guy same accent adam jones was what he told me his name was. But they also called my husbands phone asking for me and when he wouldn't give him my number the guy started saying some very rude stuff to my husband about what he wanted to do to my husband's mother and to my. The even got on the phone with me and told me what he wanted to do to me and asked some very personal questions. And he had all of my account information, phone numbers, address, and ss number. Who is the FTC and how do I contact them?

I received one of these calls tonight. It was from a six digit phone number. The first guy I hung up on, I thought he was a telemarketer, and he called back right away asking why I hung up on him, I said because he couldn't say my name right, and he said he was an attorney. I kept asking what law firm, what law firm, and who was suing me, and he finally transferred me. He was PISSED when he called back. Very rude.

The guy he "transferred" me to I couldn't understand what he was saying and I said "nothing against people with accents but I can't understand a word you're saying" and so I got transferred to a woman. She said I owed "$300". I knew I had a cash advance loan out but it was more than that, and I said that's not the one I owed. I told her the name of the company I had the loan out with she said that USA Cash Advance was their parent company. I pulled up my bank account, said I never had any other money deposited into my account, and pulled up the ONE loan I had and saw that they just got their payment.

The lady put me on "hold" and then said she saw my other loan, said she saw it there, she said she called the company and they said they had an application for a loan from me and that I had not paid it. I told her I had proof the money was never in my account so they better fix it because I didn't owe it. She eventually said she'd call the company again and I'd be getting a call back "no matter what happens"

If I have to change my phone number because of this I'm going to be one really pissed off person. Have any of you guys had to do this?

I called and sent an email to the company Cash Advance USA. I wanted to check to see if indeed there was account with my name. I do not have an account with my name. So I sent an email concerning my complaint. Here is the response and my email.

We are very sorry for the inconvenience committed by these scammers, We do have our local authority but we have not had any luck having them stop using our name or stop do what they do. We assure we have nothing to do with them.

Have a nice day,

CASH ADVANCE USA
[protected]

At 05:50 PM 8/18/2010, you wrote:

To Whom It May Concern:

I received a phone at my job from an Asian speaking man to my co-worker. They told my co-worker " I better show up for court on 8/9/10 as I was being sued". On 8/17/10 I received a phone call from two different Asian speaking men. He told me " My name is Frank Morgan and I am a New York Sheriff. You are going to be arrested for fraud. You owe the company Advance Cash USA $300.00 and you did not pay". He then stated " I am going to speak to your manager to tell them you are a fraud". I informed him he needed to contact me at my address and not at my job. He then informed me he did not have my address. I have posted a complaint with Consumer Affairs. When I called your company they informed me they had nothing for me. I do hope you are doing something to stop these people who are using your company name. Please keep me in mind as I will be willing to help prosecute them. I am not permitted personal phone calls at work. Not to mention telling my employer that I am committing fraud.

Thank you for your time.

I received a call a couple of months ago from the same sort of outfit saying that I owed 786.00 from payday loan with Advanced Cash USA back from 2008. Not remembering whether I did that, I paid the stupid money to them with a debit card. I know, how stupid right? Then a couple of days later, I had another 500.00 taken out from them. I called them and they told me for 2 weeks that I would get a refund. I kept getting the run arounds and they finally transferred me to a supervisor, and I asked him for his company's name and he told me that it was none of my concern. I told him that I would take this to an attorney and to my bank.

I cancelled my debit card and the bank investigated this and refunded a bit of the money but I was still out a lot of it and overdraft fees because they decided to take more than what was authorized. They gave me stolen identity information and I alerted all the credit bureaus as well as others about this.

A lesson learned well. Trust me on this.

I got another call about a month ago saying that I owed from a loan from 2009. Again, these people are middle eastern and very thick accent. You can't understand them at all. When you ask a question, you do not ever get a straight answer. My husband got on the phone and told them that they were all crooks. They told him that I was going to get "executed" and "arrested."

I just received another call from them again, recently. I told them that I wanted the name and phone number of the cash place so that I could confirm with them that I owe money that I do not think that I owe. They told me that was none of my concern and they couldn't give that out. I told them that I am not giving out any information to them. I was handed off to another person. The phone number that was left for me to call them back was [protected], for which they answer the phone, "hello", not a business name but hello. If they were a legitimate company trying to collect for a payday loan place, they would provide some sort of a 800 number, not a number that is long distance. They would also be able to provide you proof of what you owe, for which you never get anything on that. They told me the very first time that I paid them, that I would get emails letting me know this was resolved... never received them. When I did a reverse lookup on the phone numbers, they were registered to mobile phones. What business uses cell phone to collect?

They get very agitated when questioned and they do not want to answer any questions. This last time they told me that I would get a let document at home and at my job. I told them whatever and hung up. I am getting fed up with these people and their scams.

My husband just received the same type of call from a Lee Johnson who demanded $300.00 or cash advance USA would take him to court. He too had a very thick accent. My husband asked him to fax over proof because he never had a cash advance, but the caller said he could not do that without a credit card number. This is outrageous and after reading all the alarming posts I just cannot understand why the FTC has not sprung into action. It's very disturbing to know these idiots even have enough information to contact him. By the way, he told them they can take him to court.

I am glad i found this site. I applied for payday loans online and used my meta bank prepaid card information. I have never used this account. I received a call from [protected] and was told that I owed uscash advance 350.00, so I called meta bank to find out did the money ever post to this account. I was told that my account has not had any activity since I opened the account. this bas... tried to scam me and I told them what they could do with this l aw suite that they suppose to have. Meta Bank informed me that this is a scam and they get calls everyday from people like me

First phone call was about going to a court hearing on 8/9/10 to my co-worker at my job. That I was being sued. Next call I received at work on 8/17/10 from two Asian speaking men. One told me his name was Frank Morgan a New York Sheriff and I was going to be arrested for fraud. He informed me I had taken a $300.00 loan with Advance Cash USA and never repaid it 9/09. I informed him to contact me at home. He then informed me he did not have my home address or phone number. I contacted Advance Cash USA and they informed me they are aware of this scam. They were very matter-of-fact about what was going on. They also informed me they had nothing for me at their company. I made a compliant with Consumer Affairs.

I got these calls to, but the woman who called me said she was going to send an investigator to arrest me and take me to the court house. I told her to go ahead and send him and she better come with him cause when they get here I will have the state police here waiting on them. Needless to say she never called back again. Plus while she was talking to me I could hear a person in the background calling for someone to come to register one. I told her she and that so called investigator would be tresspassing on private property and they would be the ones going to jail. Hello how is an investigator supposed to take me to court. What is he going to do bust in my door. Yeah like i am realy going to go somewhere with a total stranger. These people seriously need to get a real job. I SAY WE ALL SUE THEM WHEN THEY GET CAUGHT. I HOPE

Hi, Don't feel bad. Same thing happen to us. The guy claimed to be officer Eric Smith with FBI. He said he was going to have my husband arrested at his place of employment. Same strong accent. I called some of the other phone numbers you all have listed different from the one they gave me and asked for Eric Smith and it turns out he is at multiple numbers claiming to be different companies. The number they gave me is [protected]. I am contacting as many agencies as I can to try to help. I'm also contacting my local news. So more people can become aware. Don't forget to put fraud alerts out on all credit agencies and your banks.

I just went through the same thing this company had my last 4 of my social my address and some of my references tried to say I owe money. Asked what time they close so I could call back and the number they gave was [protected] they sd 4pm est. The call I recvd was at 544pm est. Told the guy named John Brown do not call me at work he sd he would have the police pick me up from home I sd that was fine since this was a scam he hung up on me. I called back at 615pm est and sd my name was totally different asked for the guy I just spoked with no one there by that name. Asked what time it was closing he sd 6pm est. Now remind u I called a 615pm est. Tried the call back it was buzy. The company they referred was to as legal processing and they were calling on behalf of us cash advance. Its a scam. Called me at work.

That sucks. I hope this don't happen to me.

did they give you a complete address in South Carolina? i had to report them to the FBI the FTC and my 3 credit reports. HAd to put tehm on alert god forbid they try to get stuff on my reports. i would appreciate you letting us know. let me know if you have any more info on the sc address.

I received a similar call last night reguarding the same thing. "Officer Mike Johnson" (VERY thick Middle Eastern accent, could hardly understand him) from the Federal Bureau of Crime Investigation (apparently they are trying to sound more scary and legitimate) left a message on my cell phone and said I have until 11am today to paid my bill in full or I would come under serious charges and could lose my job. When I called the number [protected]) back the person answered "hello" - not "Federal BCI" etc, just hello. I gave the extention number (5882) and the person (who sounded Exactly like "Officer Mike") said sure I can connect you to Officer Mike Johnson. "Officer Mike" told me I needed to pay $787.42 for a $300 Cash Advance loan from "his client" immediately or face "serious charges that were brought up on my SS number" (yes that's how he phrased it - on my SS, not Social Security but SS, number). I told him I did not have an extra $800 just lying around and if I could make installment payments. He said "sure" and asked how much I could pay today and that the rest would be due by Friday. He immediately asked for my credit / debit card numer. I said I did not feel comfortable giving it out since I had no way of verifying who he actually was. He continued with the 'serious charges' speech. I asked him who his client was and he finally said it was US Cash Advance. He then told me I could send a Money Order instead if I did not feel comfortable giving him my credit card number. He gave me this information for the Money Order: get a person-to-person red form and make it out to "Mike Alpce" Myrtle Beach, SC 29588. I NEVER got a payday advance loan from this company. I asked him if his client went by another name. He said "What do you think I am lying? I have the emails from the company right here". I told him I was looking at MY emails from the cash advance company I took a loan out from and it was Not US Cash Advance - Again, does your client go by another name? He started getting very pissy with me and repeated the 'serious charges' bit again. I asked him why he would not answer my question and he just kept repeating the 'serious charges' bit. I asked him to give me US Cash Advance's phine number and he said they are not willing to work with me and don't want to talk to me at all (credit / loan companies are Always willing to work with you to resolve a debt). I asked him why I did not receive anything in the mail reguarding this matter and he said I received three emails from them that went unanswered. I told "Officer Mike" that I was not comfortable sending my money to someone name "Mark" from Myrtle Beach SC when I had no way of confirming who either of them were especially when the person who answered the phone just said 'hello'. I said I would take my chances and I was not sending him any money.
As soon as I hung up with "Officer Mike Johnson" I emailed the cash advance people I actually Do have a loan through and they were more than willing to finish my loan process in a legitimate and fair manner.
I received another voicemail message this morning from "Officer Mike Johnson" stating that I had made a terrible mistake last night not listening to him and to get a lawyer as soon as possible; he would see me in the courts.
Don't Give Them Any Information OR Confirm Any Information They CLAIM To Have ! !

I had a bad day with this scam today. First they called a week ago and I told them that I did not get paid until Friday and will pay the debt. They called me on Friday and told me to go to moneygram and send the $475 to them. They would not provide me with an address to send the money to. this got me thinking, I thought that I really owed this money because I had taken a loan out and defaulted on it. I called that company and they told me that I owed $100 and then the loan was paid off and they did not hiring any outside collection agencies. when they called back I asked for proof of the debt and they told me that it was send months ago and they was not going to send it again. I asked for the company name and phone numer and they couldn't provide that information also. I refused to pay the bill until they send me proof that started the name calling and telling me that they was going to have me fired and arrested. Then Mr. Anderson called my work, the ladies in the office kept telling him not to call back but I swear he called 50 times today. he told my supervisor that I owed money and should be fired and was going to have me arrested. It was embarrasing. They claim they are with NCC (national criminal center) the number is [protected] which comes up orange on caller id and when a reverse search is done it has orange, tx. Then another number calls that sounds like the same guy from [protected] reverse search shows out of NY. Do I need to contact anyone about these. If I owe the money I will be happy to pay but I can't get these people to send me proof or stop harrassing me at work or home

i forgot to add the FBI told me that they are aware and are trying to stop it but they are actually out of CANADA they are buying phone numbers and lists from jerks here in the us

ok so i just got off the phone with my local FBI office this is what they are telling me:

if they continue to call tell them that you reported them to your local police department and FBI office which i did both. the FBI local phone company is keeping a list of the numbers that are calling me (i have to send them the numbers as they call me) so far i have calls from 13 different numbers. these idiots are leaving 5-10 mesasges on my work phone they fill up my voicemail with the same crap. i hope they are stopped soon

I got my first phone call today. Oh my word! It was scary. Made me nervous...But I do not remember actually getting a loan!
I started trying to get info and the gentleman--Mr Black-- got very rude and said they would see me in court and hung up the phone. I filed a complaint with the FTC after I started reading these notes. The phone number they gave me to call is [protected]. The number is based out of New York and they claim to be lawyers from the ACS law firm.

I WANT THESE PEOPLE BEHIND BARS ! I legit just had a breakdown for a good 2 hours because these fools have been harassing my house phone talking about I owe them money ! I admit I have done an application, BUT IT DID NOT GET APPROVED or anything, I was 18 years old and im 21 now. They told me I applied for the loan through cash advance network first then keep calling saying I did it from US cash advance. Why are they calling me 3 years later? I recieved no papers? this came from no where? && they would tell me NO INFORMATION! They were saying I applied in January 2008 for a 350 dollar loan and got approved for 270? Then SAY : my parents names [which they had no idea at 18 i put down as my employers] are going to jail as well. They told me to pay a fine of 450 and fax along my license and a written agreement that they can take money out of my prepaid debit card. This man had a middle eastern accent, could NOT pronounce CONNECTICUT and on top of that, when I told him I talked to my mom he told me I had an HOUR to send the money or else they were filing my case and I would be arrested. WHY WOULD I HAVE AN HOUR FOR SOMETHING I HAVE NEVER HEARD OF?! Since im 21 and never get in trouble for ANYTHING. i broke down like a baby, cuz i couldnt imagine going to jail let alone my parents going too, I am soo thankful my mother was there ! He also called and gave me my social security number but siad the wrong SSN at first . SMH IDK WHO these people are, but they should be stopped !...I got calls from 3 different numbers . I googled them and the numbers came from TEXAS and CALIFORNIA - I am calling my banks && switching my accounts tmrw, so these people have nothing. I am also calling cash advance to make sure they have nothing on me .. THESE PEOPLE NEED TO BE STOPPED!

Like everyone else I been getting these calls. Today this James Freeman called me, but sounded like a slow indian or middle eastern. Didnt tell me at all what was the matter. So i called back, and it was close to after hours, and this other guy answered. He refused to give me the details and said I had to speak to the "officer" thats handling my case. He finally blurted it out that it was a pay day loan from US cash or US cash advance(couldnt hear exactly) Said I needed to have my lawyer contact their lawyer. After all this I may actually do that, just to see what they say.

The funny thing I called US cash at their toll free number and they said I had no current or past loan with them. They told me to report to the police. I am going far and beyond that, FTC BB, FBI. ALso I think it was the same as Cooper Law firm. But funny thing he said lawyer wont accept a payment option and I will be arrested and in court on tuesday. So you guys want me to pay up but wont accept the payment. I am confused

Suppose to call me back tomorrow, so I will get more info as numbers, and such. And it will be very interesting to see if they change their minds all of sudden and say I can pay to settle out of court