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Cash Advance USA

Cash Advance USA review: Bogus Collections - Scammers!!! 446

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11:59 am EDT
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I received a call from [protected], or at least that is what I was told was the return call #. I hit *69 and was given the message the call could not be traced. I was told I was speaking with Nathan Davis and the call was regarding a legal matter. I told this "Nathan" that I was not able to receive personal phone calls at work...he then stated it was not personal. I asked for a number where I could call them back at and was given the above referenced 888#. I told this "Nathan" that I would have to call back but I wanted to know what it was in reference to. He said he would transfer me to his office because he was not able to give me any information. So he transferred me which seemed like he handed the phone off to someone else who was named Rachel Williams. "Rachel" told me that the call was in regards to a payday loan I had not paid from US Cash Advantage that was taken out in July 2008. I have no idea if I took this loan out or not so I asked for her to email or fax me some information. SHe said they already had and the only way I could obtain any documents was for them to send to my attorney and asked for my attorney's name. I told her I did not have one and I would check in to this matter. I have received calls like this before supposedly from other payday loan companies and been threatened many times. If I owe $ I will pay it but this harassment has to stop! The people I spoke with have an middle-eastern accent/dialect and would not provide me with enough information to check the validity of this. Based on past experience - I plan on disregarding this call UNLESS they can provide information in writing that I can verify from my end. It is ridiculous that people can harass hard working persons with scams like this.

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446 comments
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Julia12345
Baton Rouge, US
Feb 10, 2010 7:34 pm EST

My husband has been getting the same calls. I finally got on the phone with "Hector Boyd" who advised me that this was for a payday loan in 2008. I asked him why they didn't just take the funds out of my checking account if it was a payday loan and he said he didn't know why. I asked him who the loan was through and he gave me this website. When I advised him that this was a scam, he told me that they have many companies but could not tell me which one he was collecting for. He also told me that he was not a debt collector and that he was with the legal department. What damn company? I still don't know. They kept leaving threatening messages on my husband's voicemail which is illegal. I asked him if he was familiar with the FDCPA (Fair Debt Collection Practices Act). I advised him that under the FDCPA you cannot leave detailed messages on someone's voicemail which does not identify the person whom you are calling and that you cannot leave more than one message per day. They were leaving five or six messages per day. He didn't want to hear that. He continued to argue with me. I advised him to not call ever again but he would not let me get a word in. He finally hung up on me. I will be going to the bank as soon as possible to change my account number.

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51 pinky
Arroyo Grande, US
Jan 26, 2010 6:07 pm EST
Verified customer This comment was posted by a verified customer. Learn more

Pinky 51, I just rec. a call from an Officer David Cooper stating back in 2008 i took a loan out for $250.He now tells me i owe $2242 and i can settle for $1245.I don't think so .He told me to call my attorney and have my attorney call him tomorrow.Ok( I think not).What a scam, he would not send me any info.until i paid this amount .and said i would receive the documents 14 to 21 days after he received my money.I don't even know what the loans if for or what company, i have had payday loans before but everyone is paid.Beware people, i get calls everyday from all the scammers out there, stick to your guns, if they can't prove what you owe, do not send them any money at all.I am calling the FTC tomorrow and filing a complaint, you all do the same to these idiots.PLEASE

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Fight Right Now
Fort Wayne, US
Sep 30, 2009 5:07 pm EDT

Well I have gotten some more calls this week and when I told them I was to sick to play with them (I have Rheumatoid Arthritis) and try scamming me on another day, He called me a *itch! I asked him was he for real. To get a job and stop trying to swindle people out of their hard earned money. He got even madder and startedd screaming and hollering at me, I could barely understand him from the beginning. But, once I got him upset you couldn't understand anything. Today a woman called and I told her the same thing and he got back on the phone and I told him not today it was not a good day to play games with them, I was hurting way to bad to go away. I have them giving me numbers saying it is my social security number, telling me my name is something else, and even telling me my mothers name and it is all wrong. Then they go off because they say I am lying and I will not tell them the correct information. They gave my daughter in law a number [protected] for Justin Jones. I asked him if his name was Dustin Jones from one of the post here and he told me yes. So, I told him that it must not be because he told the young lady that his name was Justin Jones and he started cussing me out asking me what my problem was, I hung up. These people can't be real, I wish they would move on and find jobs or will somebody find them and arrest them PLEASE!

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Fighting Back Now
Fort Wayne, US
Sep 24, 2009 9:47 pm EDT

I have been getting these same calls for a month. They have even went so far as to tell me the name they are calling me is the correct name and I have never had the last name they are addressing me as. They call my daughter-in-laws and tell them that I borrowed money and didn't pay it back. When I talk with the the man never would address himself and neither would the woman. Tonight he left the message with my daughter-in-law and told her that his name was Justin Jones. When I asked him where this loan waas suppose to have come from he told me that it was with a Cash Advance. Third time I have busted this group of scammers, they did not know that I do deal with this company and you can not get a loan from them online in our state. The first company they told me was CashNet USA, of course I contacted them and got proof that I did not owe them and they had not called me. The second company was Advance America and that is Cash Advance's aka. They have made a few slip ups also, because I raddle them because I recognize their voices when they call. I have been screamed at, cussed at, threatened, and out right told to just give them my information. I have starting researching some of the numbers they are calling from when they make the mistake of letting their number get into my hands. One is for a residence in Anaheim, CA. These people are ruthless and will do anything possible to get your personal information. If anyone is able to get more information, lets post it so they can be eported to the proper authorities.

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Shelby197
, US
Sep 18, 2009 6:08 pm EDT

I have been receiving several calls over the last few months first they werec alling my elderely mother demanding she pay my debt ot they were going to arrest her then they stopped calling her finally thank goodness but they call me several times a day now claiming to be officers if the buureau of crimanl identification. that he gonna hve me arrested he refuse to send me proof that i owe thiis loan as well he will not send me a physical address to send money to got very hostile when i told him i was calling police to turn him in for pretending to be a officer and threating to arrest me. still continued to call until i call police on the called them the number was un traceable and one number they called from was outside the country.

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thomas mahn
,
Aug 01, 2008 12:20 pm EDT

i want my money back. $31.98 plus $20.00 overdaft.