I enrolled in University Of Phoenix in July of 2005. I lost my job a week after enrolling. Three weeks into class and still not able to find a job near home and running out of money to even buy groceries, I took a temporary job for the summer 5 hours from home and I was to stay in a motel they provided. I told my counselor I would try continue if I could get access to a computer. I do NOT have a laptop I have a desktop. My desktop was 5 hours away at an empty house with the 'software' needed for the classes. Which is Outlook Express for the 'attendence participation' (threaded discussions 6 times a week) and to email my professors my assignments, and Microsoft Works to type the said 'assignments'. But I still tried to keep up with the classes using computer access at a library and typing my assignments on yahoo mail. It was extremely time consuming and I hogged the computer at the library trying to post all this. That is IF I could get into the library before it closed. There was really not much I could do about the 'participation" portion and I started failing for bad attendence (have to 'participate' 6 times a week) and even the assignments typed up were not good enough for they HAD to be typed in Microsoft Word and sent to their Outlook inbox in an attachment only. So I requested a temporary leave of absence until I could get back home after the job was complete. My counselor said that would be alright, I just had to clear it with my professors. I sent an email to the professors, via yahoo of course since I did not have much of a choice. And I recieved no reply back from either one. When I returned home a letter was in my mail box on behalf of University Of Phoenix, saying they wanted the full amount of my student loan of $2, 625.00 or it will be sent to a collection agency. When I called my counselor back to ask 'why?' he stated, (coldly I may add now that I am no longer a student my best interest is not at stake) that it was the deciding factor of the professors and they did not approve of my leave of absence and 'dropped me failing' instead of 'withdrawl passing' and if I were to check my OUTLOOK inbox I would have read the denial of withdrawl and the copy of my request, stated I quit participating in JULY (?) and it is now my responsibilty to pay the loan back in full. It isn't as if I wanted to quit. I wanted to finish, but I needed a computer and the professors cared more about being paid than actually assisting a student who was clearly have a difficult time. Now the defaulted loan has been sent to collections and there was a GARNISH of my federal taxes snd wages.