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United Lending Services Company [ULSC]

United Lending Services Company [ULSC] review: fake services 85

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Author of the review
11:33 am EST
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Company will guarantee a match with a lender, and they do just that, however you can apply for free online your self.
They are willing to charge you $29. 95 but the guarantee of getting the amount of your loan is fake and your sent back into the same circle of applying over and over to the same lenders.
They never diliver on getting you the money, just lists of lenders, that i can get for free.
This company has rated a "f" on the bbb websit.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

85 comments
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yolnda
colt, US
Oct 25, 2013 8:20 am EDT

I don't have the money they asking that's why I'm needing a loan why you just cant deduct it from the amount I ask for

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hott101
, US
Oct 13, 2013 12:48 pm EDT

I signed up with ULSC, and paid the funky $29.95. All they do is try to drive you to Lexington Associates a credit repair lawyer. I think they have some kind of deal with each other. The loans that were offered on the ULSC site was the same thing that I found on my own. I will say that Lexington was successful in helping with my credit...at a fee of course. You have to let Lexington know what level you want, if not you will be billed $99 per month. I had them work on one credit bureau at a lower price. They did not give me a problem. ULSC, I can say however...that I am not happy with the list they had. They should be more up front in what they offer. Then in the site if you look closely they try to threaten you in a round about way by letting you know they have your IP address if you attempt to get a refund. To me it shows the insecurity of a company.

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graig21
Concord, US
Apr 17, 2013 10:01 pm EDT

puala did you have to go to a western union to do pay or complete it and did you actualy fill out a contract and have to fax it in?

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Dezie
, US
Apr 14, 2013 9:25 pm EDT

Everyone here leaves out the most important things like, the interest rates, and how long you get to repay, based on the amount you borrowed. Yes... it is awesome that you were approved, but other people that are in need of funds would like to know the particulars in order to make a wise decision.

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colleen Day
Saint Paul, US
Apr 12, 2013 1:45 pm EDT

How can these loan co. be aloud to do that to people who really need a loan? People just dont have the extra money for that. Other wise they wouldnt need the loan in the first place! Colleen Day, Saint Paul Mn.

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ms.bri
Fayetteville, US
Mar 29, 2013 10:04 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

HOW LONG DID IT TAKE TO GET YOUR LOAN AFTER YOU PAY THE REFERAL FEE?

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hott101
, US
Mar 29, 2013 9:02 pm EDT

Don't pay your money...I did and didn't see anything that was new. My search on the internet gave me the same information that they had.

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scamed101
, US
Feb 18, 2013 12:03 am EST

i could have hit search for loans for free instead of paying 29.95. actually some of the lenders they sent me were ones i had already been turned down by.lol guess i was the sucker on this one so dont try them. its a waste of your hard earned money. if you want to send me $10 ill send you the same list they sent me, cuz it will b the same one they send u..haha..great scam though

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meghancrabb
donaldson, US
Feb 03, 2013 1:58 pm EST

How long does it take to get you loan after you pay the $29 bucks?

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meghancrabb
donaldson, US
Feb 03, 2013 1:57 pm EST

How long does it take to get the loan after you pay the $29 bucks?

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gillie05
Lakeside, AZ, US
Jan 28, 2013 3:33 pm EST
Verified customer This comment was posted by a verified customer. Learn more

This is a scam. I called the number above "this number is not in service". BBB states "This Business is not BBB Accredited".
United Lending Services.
4929 N. Michigan Ave, Chicago, IL 60601!
The BBB site also states "There is an alert for this business !"
"This company is no longer in business".
On a scale of A+ to F they received "F".
What surprised me was the following warning: "The Bureau (BBB), would like to advise consumers that the address which the company is using on its contracts, 4929 N. Michigan Ave in Chicago, is not legitimate. Mail sent to this address will be undeliverable.
There are no other phone numbers available for the New York location either. Save your money...I certainly will.

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mr.broke
anywhere, US
Jan 18, 2013 11:15 pm EST

here is the address and phone number for this place in new york ...hope this can help someone out United Lending Services
Additional Locations
Phone: [protected] View Additional Phone Numbers 303 Water Street, New York, NY10001

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wremy
Mansfield, US
Jan 02, 2013 6:23 pm EST
Verified customer This comment was posted by a verified customer. Learn more

Yea paid $30 to just be shown the same places I already applied for...it was ###...should have known...and for the people that were praising it then you should just do some more searching on the internet because it just sent me a list of actual banks and places like Western Sky and Springleaf...WTF...I know of those places...didnt' need to pay $30 to find out about them or to be referred to banks or credit unions that I'm not a member of or that do not offer bad credit loans...my score is 630 and I make 45, 000 a year and none of the lenders approved me...it's my fault...I should have known better...but IMO it's not worth the money

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rtdavis
Nicholasville, US
Jan 02, 2013 12:31 pm EST
Verified customer This comment was posted by a verified customer. Learn more

they still have not return the charges, they charge me twice, almost all the place that they give me were one we already checked out, i never do it again lesson learned.

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rtdavis
Nicholasville, US
Dec 29, 2012 6:40 pm EST
Verified customer This comment was posted by a verified customer. Learn more

i have not been apoved as of yet but they charge are debt card twice not sure what to thing. they have no no. to call all e-mail

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Tmj5
, US
Dec 28, 2012 12:32 pm EST
Verified customer This comment was posted by a verified customer. Learn more

Paulaed u r on every website why is that

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QueenBofQueens
Dayton, US
Dec 15, 2012 7:24 pm EST

I applied and it say that i am approved, if you think about it how can they approve me if they are not the lenders? Also, you should NEVER have to pay a fee (up front) to recieve a loan. It has SCAM written all over it!

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PaulaEd
Marlboro, US
Dec 14, 2012 10:38 am EST

Kenya, what the hell is a paid supporter? I groom dogs all day and work at diner from 8p-3a. They were the only company that helped me. I did get both loans. If I was a paid supporter, I don't think I would need two jobs and a loan? I only used them bc I read other good things that people wrote about them and they were right. Some people like you are just total trash and make up stories and wonder why their lives suck. Good luck with that.

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LiLAngel5510
Atlanta, US
Dec 14, 2012 10:36 am EST

Where did you get "they are fraud" from? You probably lied on your application. I got a loan using their service and have no complaints. I paid higher interest then I wanted to but it's the only place I found a loan through.

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kenya billings
Gray, US
Dec 12, 2012 9:26 pm EST

They got my money off my card and i still got denied for my loans and i want my money back they know what they are doing because they don't even give you a number to call and am calling my bank and telling them that they are a fraud and stop that transaction now.

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CyberPolice
Cerritos, US
Dec 08, 2012 3:43 am EST

This "PaulaEd" is a paid supporter. you guys need to ignore her. I was searching for feedback on this company, she was there all over the places promoting this company. by the way she is the only one talking good about the company some sites she said she got 3000 and some other site she said she got 5k+. now i cant trust her words. make your own judgement. good luck.

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Henry landers Robinson
Ripley, US
Dec 06, 2012 11:25 am EST

I need help in the retreival process of my breakthrough loan can you help me this could be a happy day could you give me some more info how long will it take to receve thru mail and protection on all info?

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PaulaEd
Marlboro, US
Dec 05, 2012 1:35 pm EST

i got my M O N E Y! they ruuuuuule!

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jstheragman
Quincy, US
Nov 28, 2012 2:40 pm EST

I applied as well. I received a response saying my CC payment was denied, maybe I entered the wrong info, however, I looked at my bank statement simultaneously and the charge is there. No response from customer service via email since it is after 5 pm EST.

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CableRat
Sayre, US
Nov 27, 2012 8:16 pm EST

If you have to pay a fee up front it sounds bogus to me.

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kitten71
portsmouth, US
Nov 25, 2012 8:52 am EST
Verified customer This comment was posted by a verified customer. Learn more

I just applied and was accepted. Bob McKinley is listed as my contact person. I have not paid the fee yet because I wanted to make sure they were legit. I know they have been featured on Yahoo Finance and that gave me the confidence. BUT, I am wary over what I just saw on BBB. The first search I entered brought up a company in Chicago with an alert for advertising. I did another search and put in the exact address for NY and came up with the same complain that could not be settled. How coincidental is it that both companies have the same name, operate the same type of business and have the same 1 complaint? They could have relocated. But then i see all the positive reviews from people on here that got loans. I think I am gonna take a chance and pay the fee but I will not pay dime over what was advertised. They did say that if I didn't pay the $29.95 by Dec 2nd, the fee would increase to $99.95. I will let you folks know how it goes. Good Luck and Happy Holidays!

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ally0709
nacogdoches, US
Nov 04, 2012 6:51 am EST

what are the interest rates and how long do you get to pay on it?

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PaulaEd
Marlboro, US
Oct 25, 2012 12:27 pm EDT

Hell Yeah! I got my L O A N!

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Darnel6550
, US
Oct 25, 2012 12:21 pm EDT

no they don't loan you the money, they "MATCH" you to lenders who will but they do a good job. out of all the lenders 2 approved me, i got the loan so i the $29 was nothing. I spent more on a few gallons of gas to drive to the store.

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Donna Font
Homosassa, US
Oct 23, 2012 4:24 pm EDT

Do they really loan you the money? I have my doubts because there is no phone number to call. I want to do debt consolidation and just went through a divorce. Can anyone tell me how long it takes once I get the password information?

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ShalaylaQ55
New Hampton, US
Oct 22, 2012 5:55 pm EDT

it was a good service. I did still have to contact those lenders but United Lending really came through. tishy I think you might be missing your account#/password they e-mailed, check your junk/spam folder otherwise contact them.

when I first signed up the e-mail got sent to my spam folder but I eventually found it.

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tishy79
smithland, US
Oct 21, 2012 11:00 am EDT

I have just paid them $29.95 and am wondering how long it takes to get the money...I hope somebody can help me...thanks

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shyra
Kokomo, US
Oct 18, 2012 7:08 pm EDT

I would like to get a loan from them but they say nothing about payments and interest rates. I am curious to hear from more people that have used them.

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TShark515
Detroit, US
Oct 18, 2012 3:38 pm EDT

sorry to say they worked good for me... if you didnt get a loan through their service well your credit must really be shot. I only have a 590 credit score too. sberger: if you could have found the lenders using the internet, why didnt you? why did you use them. I'm happy with them. what do you want a blow job too?

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sberger58
pearsall, US
Oct 12, 2012 12:05 pm EDT

united lending services is charging 29.95 for loan service that people can get by searching the internet. all of the loan companies that they have listed for me, i had already found by myself. (by the way, i have not been approved for a loan as of yet.)

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papa900
, PT
Oct 10, 2012 11:13 am EDT

It look like another low life deadbeat consumer trying to get something free.

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ks1111
, US
Oct 10, 2012 11:01 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Paula-for the $3000.00 loan you received, how long do you have to pay it back and how much a month are your payments?

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aidansmommy08
willard, US
Oct 05, 2012 7:21 pm EDT

How long did it take you to get the money after you paid the fee

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PaulaEd
Marlboro, US
Oct 01, 2012 9:04 am EDT

They were fine, theres no problem, the bbb has some other united lending something is chicago, there even was a united lending in NY at some point, but isnt them. I got money!

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kiki2007
Norfolk, US
Sep 21, 2012 5:40 pm EDT

I was going to do to it but now im not plus they are not accredited with the BBB