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United American / Harassment

United States Review updated:
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Hey I was a UA agent for about six months. Like almost everyone else on here I did have a bad experience. I sold numerous policies and thought the insurance was great, I even had my own policy. Little did I know that the policies were crap and when I was trained I was misguided on what the policies would cover and pay for. After quiting I started getting letters in the mail from Vector One saying that I had a $1500 balance, so I went to my branch office and talked to my old manager. He said it was nothing and not to worry about it, so I did just that.

Couple of months later I started getting calls from Wexford and James, a collection agency. She said that I owed that money back and she would be collecting from UA. She wanted $500 up front and the rest on a monthly basis. I was pissed because not only did I already pay taxes on the money but I was miss informed about how the whole advance system worked. When asking a couple more questions and telling her I wanted all documents stating that I owed this money she sent me a loan agreement that I apparently signed, unknowingly, when I was appointed.

The reason I say unknowingly, I had to sign all the documents on the computer using a mouse, to top it all off, I went through all of my records and didn't have copies. If I had any idea I would have ran right out. So now I am in a moral delema, do I pay back the money, or risk my credit which is really good. I don't know if the collectors can do that but they are saying they will. I am in collage and serving tables, not making tons of money. If anyone is in the same situation please get back to me, or if you have any info please don't hesitate.


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  28th of Jan, 2009
Agree Disagree 0 Votes
Same thing happened to me, I wrote good business but when I couldn't make the meetings, another agent was sent to"service" my clients...as soon as he hooked them on another policy, they became his clients and Vector comes to me to pay them back. Had the other agent not been sent out, I would not of had the loss of clients and "owed " them money. I told them to go to hell...the policies are still active so the company still got the money they would of originally.

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