Road Loans/Triad Financial is the worst place to get an auto loan. If you are as much as 5 days late they will harass you at work and your whole family or your references you put down. They are ruthless, cruel people. They will continue to call you at work even after you have sent them signed papers stating not to. They are disrespectful and demanding and will threaten to come get your vehicle even though you are now where near 30 days late. Don't use these people they are not worth the hassles you will get for that new or used car you need to purchase.