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Tri Financial, LLC / Telling me I owe money

1 North Tonawanda, NY, United States Review updated:
Contact information:

They called me up and said that I owed over 2500 dollars because I took out two ayday loans and never paid them back. They said I owe Cashnetusa.com money which is true but I called cashnet up and they said they sent it to Debt management partners. The other company I supposedly owe money to Paydayloanyes.com does not make loans they only refer clients to companies that do. Also I could not get ahold of paydayloanyes by either email or phone. I got another call next day from a different guy telling me that I owe 1350 and I had to make an arraignment with him or in 6 days they were going to take me to civil court.

First off when they first called me they said they were a law firm also they never ever sent me anything in the mail like a normal collection agency does.

I told them that I could not pay this off that I am waiting for Social security disability payments. The guy started calling me a ###, worthless person, and said to me "Does the ### want to end up in jail".

I filed a complaint with the FTC, MN/WA attorney Generals offices. I plan on filing a complaint with the NY Attorney General and the North Tonawanda police dept.

I am also sending them a letter telling them to validate what they have and send me it in the mail. I doubt they will ever send it.

They threatened to take my DL and Car Title away from me.

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Comments

  • Da
      28th of Apr, 2009
    +1 Votes

    Tri Financial IS A GROUP OF CRIMINALS !!! DO NOT GIVE THEM MONEY OR INFORMATION ! ! !
    My wife got a call from them and because they refered to one of her past-paid debts (also CASHNET Payday Loans), she thought it was a Legitimate collection. When she caught the payment on her account, she came on-line to see who "Tri-Financial" is. IT has nothing to do with CASHNET !! -she called Cashnet and found out her account was clear, had been settled/paid off for 6 months !! So she printed off some of the information she found online (on sites like this one), took it to her bank, and got the payment cancelled and reversed (got her $100 back !) and barred any further payments to Tri-Financial !!! ALL the people involved with "Tri-Financial " are Felons, Criminals and Con men !!! She is filing a complaint with the FTC and the Ohio Attorney General's Office.

  • An
      19th of May, 2009
    +1 Votes

    DO NOT PAY TRI FINANCIAL, TRIFI, TRI-FI & ASSOCIATES, TRIFI 2 OR TRI-FINANCIAL & ASSOCIATES 2. ACTUALLY DON'T PAY CNE CREDIGY, CNE & ASSOCIATES, CAROUSEL & ASSOCIATES, VCS(VISION CREDIT SERV.) OR BREWER, MICHAELS, & KANE. IN FACT, ...DO RESEARCH ON ANY COMPANY CALLING YOU TO PAY FOR DISCOVER, BANK OF AMERICA, """""" ANY SO CALLED PAYDAY LOAN"""", US BANK OVERDRAFTS, OR ANYTHING ELSE. MAKE SURE THE COMPANY IS NOT ASSOCIATED WITH THE FOLLOWING; JON YIM, JON HUMMEL, CARLOS ???, J. NERI, CHRISTOPHER MOROW, JOSHUA GARCIA, TONY SCARFONE, REMZI (?????) YATES, ANDREW PALUMBO(ANDY PALMER), OR MALLARD.
    MAKE SURE THAT YOUR DEBT IS IN STAT, MAKE SURE IT'S NOT SOLD OR OWNED BY HARBOR, HARBOR USA, RHYM, BRICHELLE, CNE, CNE CREDIGIES, CASHNET, SKYNET, OR ANY OTHER COMP.

    This information is very pertinent when oweing a legitimate debt. Make sure you recieve your dunning letter, make sure they send you a letter of what you ACTUALLY owe before you pay anything. Make sure you don't pay by Western Union or Moneygram. Want more info? Visit;

    http://trifinancialllcandassociates.blogspot.com/ or,
    http://groups.google.com/group/tri-financial--Associate-vcs-brewers-michael--kane-carousel?hl=en

  • Ti
      20th of May, 2009
    0 Votes

    Does anyone have an address for tri-financial group? they say they do not mail w/ usps, just a fax or email.

  • Wh
      29th of May, 2009
    0 Votes

    The people complaining about Tri-Financial are bitter people who either one, was termed because they could follow FDCPA laws, were lazy or caused drama or two bitter debtors that look for an excuse and I mean any excuse not to pay their bill. We're all adults...there is no reason to have a tri-fi bash. Pay your bill and all is good don't be a dead beat.

  • An
      31st of May, 2009
    0 Votes

    The addresses you are seeking tired in texas are;

    405 N french suite 108 Amherst Ny 14228 - unregistered
    109 Goundry St North Tonawanda, NY 14120
    286 Schenck St, North Tonawanda 14120


    Well, the whateverusay person must be a collector. Guessing he/she has something to hide to be so nice and defensive. Now, have you ever recieved a call stating the next day someone was going to sign the court order to have you sewed? Did he/she states they were an attorney or they worked directly for the courts, lol. Beg you pardon, Bull**it. There are or were very few people in the company that have ever followed FDCPA. When a company has an illegal office, with illegal operations such as adding on money that is unrecorded, a compliance department that doesn't exist, company that uses alias, doesn't train people to even know what he/she may be talking about, and threatens the public with illegal demands and threats, do you really wanna pay them????? CONSUMERS AND DEBTORS...you should pay you bill, the real interest, and the real penalties. You should pay the original lender immediately or at least within 6 months. Paying companies like this company are draining the public, not helping the economy, and... taking your hard earned money and gambling with it. Making the rich rich and the poor poor. Thier driving around in new cars while you drive around in P.O.S. And besides, people collecting across the U.S. let alone Buffalo NY are the ones who owe the most debt and have the most unhonorable lives. So they're right don't be debt beats pay your bills, but don't pay them!!!

  • Ha
      3rd of Jun, 2009
    0 Votes

    06/03/09 07:02 AM
    COLLECTIONS

    3 WNY debt collectors agree to reform after $245, 000 fine
    By Jonathan D. Epstein
    NEWS BUSINESS REPORTER

    Three Western New York debt collection agencies have agreed to “substantially reform their business practices” and pay $245, 000 to the state in settlements with state Attorney General Andrew M. Cuomo.

    In a press release Tuesday, Cuomo accused the firms — Creditors Interchange Receivable Management LLC, Capital Management Services LP and Tri-Financial LLC — of failing to “adequately supervise employees who engaged in deceptive and fraudulent methods.”

  • An
      5th of Jun, 2009
    0 Votes

    How and where was this information found? I would like to know more. Thank you

  • Pa
      8th of Jun, 2009
    0 Votes

    hey, this is tony scarfone aka mike gardner, i dont agree with any of this negativity towards trifinancial !!

  • An
      10th of Jun, 2009
    0 Votes

    Well, this is an impressive comment posted. Now here is a genuine comment. It must be someone that works for the company. From a psychological point of few this comment is very angry, straight to the point, boastful, and not at all correct sounding. I highly doubt that any collector employed by a fruadulent company would write something to this affect about him or her self . However, yes this Mike Gardner was definetely a registered employee with the company. However, according to many former employees ...TriFinancial or TriFi 2 advised them that it was legal to use an alias. They failed to tell thier employees that the alias had to be registered with the states that they collected in. They also failed to advise that the majority of thier collection practice was also illegal and under the radar. They lied to and kept much information from the Attorney General. Well, the Attorney General is coming to light on this company and many others. Tony Scarfone was Mike or Michael's alias. Other alias' used was Miss Seagel, Mr Benson(who by the way is thier real attorney), Andy or Andrew Palmer, John Marshall, Mr. Mckinnley, James Bates, and Miss Johnson and that's just a few. As far as I know, It is rumored thatMike Gardner is in no way affiliated with the company any longer and there is speculation as to why. Considering the position that Mike Gardner has or is taking towards the company I highly doubt that he wrote the last comment. But, he may have had a change of heart, or maybe they paid him off to hide thier lies to keep him off national television, or maybe Mike realized he cant beat a group of liars, cheats, and literal ###. Who knows?!? But what we do know is that above comment is absolutely hilarious and we find once again the company or employees are ###. The truth will be out soon to the public and when it is we'll see who is good and who is the liar! Until next time on the complaint board, this is anonymousfornow signing off!!!

  • To
      10th of Jun, 2009
    0 Votes

    I AM MICHAEL GARDNER AND I'M OPENLY STATING FOR THE RECORD THAT I DID NOT WRITE THE PREVIOUS STATEMENT SUGGESTING THAT I DISAGREED WITH THE NEGATIVITY AGAINST THE COMPANY. AND, THIS WOULD ALSO SUGGEST THAT ALL
    COMMENTS THAT HAVE BEEN MADE ARE TRUE...LIARS, LIARS, LIARS!!! FOR THE RECORD, I DO NOT DISAGREE AS THE PREVIOUS STATMENT WOULD SUGGEST. I AM IN NO WAY SUPPORTIVE FOR THE RECORD. Also I apologize for the second submission of anonymous' comment. copy and paste error, was suppose to go on to a letter. My mistake.

  • An
      10th of Jun, 2009
    0 Votes

    Another addition to this current event, it is against the law to fraudulently "pretend" your someone else person in Florida or where ever you may be from. I wouldn't suggest doing it again.

  • Ge
      8th of Jul, 2009
    0 Votes

    anonymous for now is Brandon Martin a former collector/manager at TRI Financial who is disgruntled because he was fired for unethical collection tactics .

  • Lo
      2nd of Aug, 2009
    0 Votes

    All of you current and formal Tri-Financial idiot employees should be put out of business for harassing elderly people and single moms and everybody else in this country. All you do is spit your phone transcripts and misrepresent yourself. Go To Haitis.

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