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CB Credit and Debt Services TopTradelines service not received, unethical behaviour, refuse refunds
TopTradelines

TopTradelines review: service not received, unethical behaviour, refuse refunds 18

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Author of the review
9:51 pm EDT
Featured review
This review was chosen algorithmically as the most valued customer feedback.

05/2016-08/2016
I purchased a tradeline package for $3, 999. They said they would post 5 tradelines to the 3 credit bureaus by the end of June with an average of 6 years old, and $10, 000 credit limit.
I asked for a refund and they refused. The only thing they offered was to put one tradeline on a family members credit instead.
They also call from a forwarded USA number when they are not located in America. I verified this with one of the "customer service" people.

18 comments
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Declan Davis
, US
May 30, 2019 10:59 am EDT

Since we enter TopTradelines, my wife and I have been approved for $55kin personal line of credit. We just can´t thank you enough foll your great guidance and service.

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Tyler Vincet
, US
May 17, 2019 7:23 am EDT

My credit score wasn't great. Like 620 barely fair. It´s was a surprise to me when a friend hinted me about toptradelines.com. He didn't know the exact name at the time but we did a quick internet search and found it. It turns out to be a great decision for my credit score rise from the land of mediocrity to an actually good 693 points. Certainly recommended.

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kaley alexander
, US
May 05, 2019 9:01 am EDT

I wasn't sure if toptradelines services was the exact place for my problem.My dying credit score seemed unsolvable to me.But I was beyond happy when I tried the toptradelines.com.They did all the work for me and saved my credit score.They are literally life savers.

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Kevin Drinkard
, US
Apr 21, 2019 9:19 am EDT

I was in a mess when my credit score dropped down to 520 from 619.It was shocking for me.I needed help so a friend suggested me to try toptradelines.com.I must say the support team was highly understanding and supportive.They not only helped me increase my credit score but analyzed my credit report and history for free.I am a satisfied client.

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Evette Hall
, US
Apr 20, 2019 7:10 am EDT

I have always assumed that I had good credit because I am very frugal with my money and always pay my bills on time. However, when I recently went to purchase a new car, I realized that I didn't have enough good credit to qualify for financing. I asked around and a coworker suggested to try TopTradelines.com to help increase my credit rating across all three credit reporting bureaus. She had used TopTradelines.com when she also needed help getting financed to purchase a new car. She spoke very highly of how easy and fast it was with helping her increase her credit scores. I purchased the Gold Package on TopTradelines.com and within six weeks my credit ratings had risen by more than 150 points on average across the three credit bureaus. I now have scores of 716 on Experian, 729 on TransUnion, and 710 on Equifax. I was amazed at how quickly my credit rating increased. I was able to purchase my new car with a great interest rate on 3-year loan the struggle and worry out of raising my credit scores on my own. Thank you TopTradelines!

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Jamey watt
, US
Mar 29, 2019 1:31 pm EDT

My score was in low 600s. I wanted to increase it but all efforts failed. A friend told me about the top trade lines once and i thought why not to give it a try.I visited their site and signed up. They had some real nice trade line services and packages for low credit score clients. I talked Adam from the support team, he helped me through the entire thing and suggested that i purchase the Silver package considering my credit report. My score was increased to 660 in a period of few weeks literally. I couldn't have thanked them enough.

Stanley Beck
Stanley Beck
, US
Mar 11, 2019 11:18 am EDT

My sister was struggling in getting her credit score maintained. Her score was 620 but it dropped down to 419. It was a huge shock for her. I suggested her to sign up for her top trade lines and told her about the exclusive packages they have. she contacted the support team and talked to Steve. He explained her the entire thing and told her about the packages as well. My sister purchased the golden package from their website which was very economical. It helped her score go up to 700 in 3 months. That was one big success. we both are highly impressed by what they are doing.

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Kevin Parikh
, US
Mar 06, 2019 6:37 am EST

I had low credit scores due to some late payments on medical bills I incurred a few years ago. A month ago I found a great apartment that I wanted to rent, but I wasn’t approved on the application because of my low scores.
A friend referred me to TopTradelines.com, and suggested to purchase a package that would boost my credit rating across all three credit bureaus. TopTradeline support worked closely with me to explain which package would work best for me and even explained a Personal Funding Program to get me started.
Within six weeks, my credit scores had risen by nearly 200 points on all three reporting bureaus. I now have scores of 789 on Experian, 772 on TransUnion, and 792 on Equifax. I was approved for the apartment lease and have since moved in to my new place. I was also able to qualify for two credit cards, from American Express and Bank of America, with a combined credit limit of $28, 000. That allowed me to purchase some new furniture for my apartment as well.
I have never worked with any company to improve my credit scores, but TopTradelines.com worked great. I now have more freedom to make the purchases I want, qualify for financing, and receive better interest rates.

Easton Hudson
Easton Hudson
, US
Mar 05, 2019 8:02 am EST

Top trade lines help you to increase your credit score and saves you from paying higher interest rates. My experience with them was worth it. I prefer them greatly.My credit score was going down day by day and I had to Pay higher interest rates. I was unable to save money and I had no idea what to do. My father advised me to try top trade lines. I signed up and got the gold package. It increased my score with in days and the process was hassle free.

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Rommel Wagner
, US
Mar 03, 2019 6:15 am EST

Having a low credit score was costing me a fortune. I could not save money as I had to pay for everything at high interest. My credit score was decreasing and I was clueless as to what to do with my profile. I visited TopTradelines.com website and bought the silver package. It not only helped me restore my score but also helped me increase it

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Alex Chole
, US
Feb 26, 2019 12:33 pm EST

I was trying to save some money to rent an apartment but unfortunately my credit score was going down at total loss. It cost me more than a fortune but my advisor told me to try toptradelines.com without further delay I contacted the company and bought the silver authorized package. With their help I was able to increase my score and able to afford my dream apartment. I shall recommend it to everyone.

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Adams Naomi
, US
Feb 26, 2019 5:51 am EST

I longed for a house for so long that at a point it nearly seemed impossible. My credit score never reached the demanded point. It was not enough to get me the house I wanted. However, my good friend advised me to get the gold authorized package from top trade lines. he told me it did wonders and that they will help me increase my score. I took his advice and contacted them. They explained everything to me after which I bought the gold package. It increased my score to 700+ on all Credit Bureaus and now I am going to buy the house I longed for. They are truly the best and trustworthy.

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Martha Benith
, US
Feb 21, 2019 9:29 am EST

Apart from recommending and adding the best tradelines to your credit account, the professionals at Top tradelines keep a keen check on your tradelines too. The company monitors the progress of tradelines and give their valuable suggestions if any loophole or lag is identified.

Adding the seasoned tradelines by the Top Tradelines make you eventually embrace an attractive credit. No matter what your current credit position is or how much you are suffering from poor credit, the company will help you take out of the situation. Your credit report will start looking appealing after tradelines are added to it. This is what I have experienced after hiring this service to Boost my score.
Top tradelines has highly trained and experienced experts in its team.

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Britney Lan
, US
Feb 18, 2019 11:01 am EST

I signed up with TopTradeLines about 3 months ago and so far. I recommend it. This is my first time working with a financial advising company so I was a bit nervous at first. Support has always answered and addressed all of my concerns in a timely, respectful and professional manner. Even when I probably called/emailed a bit too much. I have been good at saving money for the past several years( I did go through a unique phase in my 20's... but then again, who hasn't?) But I work better when I have specific goals and so knowing exactly how much money I should save each month in order to retire by a certain age and continue my current lifestyle has helped me make better decisions when it comes to my budget, etc.
They helped me get approval for three credit cards Bank of America, American Express and a Capital One totaling twenty one thousand dollars. I used that money to start my new business.

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Jimmy Bennet
, US
Feb 17, 2019 2:55 pm EST

I was referred to TTL by a coworker back in 2018. After a messy divorce, Judgment's, Bankruptcy and lates, I had a lot of work ahead of me. Everyone at TTL have been amazing. Easy to work with and efficient. Misty and Scott have treated me like royalty. Anytime I have had a question, they are quick to respond with assistance. The staff that has worked on my credit analysis are consistent and helpful. This year, I was able to buy a house after they finished working on my case.
If you follow their guidance and send them the paperwork you they tell you to send, it will work for you. Its easy and it worked for me. Its worth it.
Thank you everyone at TopTradelines!

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Charles Oscar
, US
Feb 17, 2019 12:40 pm EST

I called TopTradeLines after I had forgotten to make a payment on my credit card and it reached the past due mark of 30 days, which caused my credit score to drop over a 100 points. I tried to work with the credit company myself, asking for them to waive the mark on my credit report as a courtesy. I have been a customer with this card for over 10 years and I have never been late. They refused to fix it, and that is when I called TopTradeLines and DeletionExpert.

During our first conversation Scott from TTL spent almost an hour with me. He was more than friendly and very compassionate. He told me he would attempt to get the 30 day late payment ding off my credit report and later he will add DeletionExpert that will boost my credit score. He spent close to a month working with the credit card company and I am thrilled to say that he did it!

They agreed to take the 30 day late notice off my credit card and it just came off! My score is climbing back up and this all due to Scott, TopTradeLines and DeletionExpert!

I can not recommend him and his company enough. He was responsive, honest, and did something I thought was impossible, he fixed my credit score

Thank you Scott and TopTradeLines!

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Wyne Cooper
, US
Feb 17, 2019 2:56 am EST
Verified customer This comment was posted by a verified customer. Learn more

I'm an attorney and, therefore, I'm hard-wired to be skeptical. I had an issue that was not my fault brought down my credit score from "excellent" to "good". I called a couple other "top rated" credit repair companies, but they just had a salesperson read off a script to try to sell me on their package. When I contacted TopTradeLines (Steve) returned my call, spent a few minutes listening to my problem, gave me some quick self-help advice that I readily implemented and they added the tradelines that eliminated all the signs of the poor credit. I stood up again with the finest credit position all over again. Within a few days my credit score was back up to "excellent". TopTradeLines and Steve are the BEST! In an industry cluttered and blemished by salespeople, TOPT is the only real choice. Thanks Steve!

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ericstephen
, US
Feb 16, 2019 2:45 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I was looking for ways to improve my credit and I came across Grand Teton professionals group of companies. When I visited their profile, I was stunned by the finest services they were delivering and how happy people were with them. I decided to deal with Top Tradelines to repair my credit and my choice turned out to be perfect one. I was so surprised by how cautiously they handled my poor credit. They added the tradelines and eliminated all the signs of the poor credit. I stood up again with the finest credit position all over again.