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Topdot Mortgage, Newport Beach, CA. / bait and switch/ or no loan at all

1 5000 birchNewport Beach, CA, United States Review updated:

Do NOT work with these guys they are the worst EVER!! They say they can do a loan and waste your money on an appraisal and do not give you A LOAN. They sell everyone an appraisal to "tie you down" then decide if you can actually qualify for a loan. Worst is if you do Qualify they charge maximum fees EVERYTIME at closing!! Tell you it is cheap then whammo, all the fees they can charge whin in a pennies of high costs. BEWARE DO NOT USE THEM!!!

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  • Ta
      14th of Apr, 2009
    0 Votes

    completely off, i used em' and they did great. i shopped, did homework, and topdot won fair and square. they beat out Country Wide, Quickin, and lending tree. so this person who keeps posting is either jealous of them, worked for them and got fired, or is just completley nuts to sit here and type terrible things about a company that helps people. So you could not be helped. bet you dont pay your bills. i got help. goodnight!

  • Do
      21st of Oct, 2009
    0 Votes

    most likely your appraisal did not come in at the value you stated to your mortgage specialist and therefore no loan was possible.. all opinions of value are given to loan officers by the homeowners themselves who are often mistaken even about how much money they make or what debts they actaully owe.

    a final decision is always made once the facts have been coillected including the fair market value of the home, through a qualified home appraisal.

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