Think Cash Advance / Unauthorized sharing of my private information
Unfortunately I have had to use the services of a Cash Advance company. I had used Paydayok.com before, but when I went to their website I was automatically told i needed to go to www.thinkcash.com to do an online cash advance. Well, that was a huge mistake.
It has taken me 2 years to realize, but Think Cash actually shares your private information with other companies. They gave my routing number and bank account number to several companies, including XL Entertainment which then charged me $39.95 - there is another charge still pending I am waiting to see what that company name is. If you read their disclosure agreement, it does state they will share your "non-public" information with other companies. To me that means your name and email, not your bank account information!
Chase Bank's fraud department told me they see many fraudulent charges on people's accounts when they have used a Cash Advance company. Think about it - you have to give them your routing # and checking account #. Thats how all of these fraudulent charges come up on your account, they are never charged as a debit/credit card payment. I have never had any checks stolen and only write a check for my rent to my apt complex, and i seriously doubt they are selling my information to other companies!
Think Cash is taking advantage of their customers who are already broke as it is, why else would you use their services? They share your information and although I am sure its illegal, they are using some loop hole in their fine print to get away with it. Stay away from any cash advance company, including Think Cash!