I have been scammed. After reading these complaints, I realized that this is the same thing everyone is filing the complaints about. I thought I was getting a CD that would help me to get government grants for financial funding for college. Well, all I got was charged $1.98 shipping, then $69.95 for services I had no idea what they were for, then after calling was told I would get a refund, and cancelled my account. Then, come a month later I get another $69.95 charge and no credits issued back. When I called I agrued for over an hour about this to be told no way, you're not getting your money back and that's it. I have contact my bank and am disputing the amounts, and they are investing and will refund the monies. I will never do this again without first goggling first. Wow, what a crooked world we live in.