I was also pulled into this scam by a rep with The College Network. The rep lied and when i tried to contact her she had her phone number changed. The company also defended her. Today, I spoke with a lawyer and was told to call the Att. Gernerals Office in my state, check their accred., contact the Federal Bank Comm. about the Credit Union and find out if they have been band from other states. Make sure you can find at least five other states that they have been band from before you contact the att. general in your state. The lawyer I spoke with also recommended to find out if anyone has a class action suit going and join. TCN know that it will be very expensive to sue them and this makes it easy for them to take advantage of people. If anyone has more suggestion please post.