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Thd / Cbna / dispute

1 United States Review updated:

My ex-wife had a Home Depot Credit Card before we married. During our marriage, she added me as an authorized user. We legally separated in May 2010, at which time I returned the card to her. In our divorce agreement, we listed settlement items & that we would each assume our own debts, unless specified in the agreement. This debt was not specified, so my ex assumed responsibility.
In May 2012, I secured a Home Depot Credit Card in my name with no mention of any outstanding Home Depot debt.
Recently, I applied for a loan & was told I had a THD/CBNA from June 2010.
How can this be? Am I responsible for this debt, since I was only an authorized user & the account was only in my ex-wife's name?

Sp
Apr 9, 2013
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Comments

  • Al
      11th of Apr, 2013
    0 Votes

    If your ex didn't keep up with the payments, and you are still on her account as an authorized user, you are just as liable for the debt as she is.

  • St
      4th of Jun, 2014
    0 Votes

    This account has been paid and up to date for almost a year, yet is being reported as a derogatory credit account.

  • He
      14th of Nov, 2014
    0 Votes

    This seems to be the predatorial practice of THD/CBNA nationally

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