Texans Credit Union / Terrible service
Avoid this bank at all costs. They are not only unfriendly and uncooperative in person, but even their website is terrible to use. It's primitive; something you would expect to see ten years ago.
As an example of their incompetence: they can't even get something as simple as issuing a debit card correct - it took them three attempts. It's sooo nice to receive a new debit card because "card numbers have been compromised" (that oughtta tell you how bad they are), redo all your direct deposits and withdrawals, and then receive another card two days later and have to redo it all again. Complete amateurs.
Their loan officers are disinterested.
Their rates of return are really low.
Seriously... I'd rather store my money under my mattress than to do business with this bank again.