TD Bank
reviews and complaints

TD Bank/Commerce sucks. They are rude, careless, and love to blame YOU for their mistakes. I went to deposit a payroll check on a Friday, and carefully made sure to ask the teller if she was on the same banking day. She assured me she was, so I processed the check. On MONDAY, a check I wrote cleared and I received an overdraft fee of $35. When I wrote to customer service, they told me to call. When I called, they called me a liar first, then told me regardless of what the teller tells me, it has to be in before 6:00. Then they told me to go into the branch. When I went into the branch, they claimed they never said that it was in on the same banking day, and that they don't make it a practice to do that after 4:00. Talk about rude... And on top of this, they gave me some BS excuse about how they couldn't refund my fee because they had already refunded an overdraft fee from two months prior because of a similar F-up. Surprise Surprise!

So Anyway... I left them and went with another bank. If you're in NJ, Peapack-Gladstone is the way to go. They won't hit you with these insane fees, and are actually caring and accommodating to your needs. They will actually "WOW" and have gone above and beyond my expectations. Plus, they are still small enough so that their customer services hasn't been outsourced to a foreign country somewhere and their hiring standards are much greater. They hire competent staff, not rude, thoughtless, careless ###.

TD Bank is the biggest rip off ever. They steal your money right out of your account. They have online banking and the numbers from online banking dont match what "they" see on their screen. This is a bunch of ###! They claim their system updates in real time, but then they hold tranactions for days even though you see it removed from your balance. Its like magic that things appear later in time with a "fee" and no explanition. You have to call coustomer service and they have to search and prod then tell you such and such check/item was off. It dosent even show in the online banking. I know for sure they have a class action lawsuit in the future and I will be right on board. This last week they stole over $500.00 from me bouncing ### because of their fees, so I got fees caused by fees. Td bank your future in stealing is gonna be limited. ###!

I opened a free checking account only to find out 12 months later, it was not free. The have now charged me two maintenance fees and an overdraft fee, totaling $45.61. I want my $2 back. How are you going to send me to collections over a monthly maintenance fee and an overdraft charge on a maintenance fee. Close the account already. Really not America's most convenient bank. When I called in to ask about the account I was told that I had to give them a transaction. SO I had to log into online banking and research one. I never use the account and will be closing it. I will tell everyone who will listen how ridiculous this bank is.

They have the same WOW service in Canada, You see how they can screw you, make it look legal, and all you can say is WOW! - TD Bank got too big too fast, all they see is how they can get more "Green" out of your pocket. They call themselves "stores" to ensure you know, they are in the business to make money, your money!

For those of you inquiring about a lawsuit and are interested in becoming a class member, there is a lawfirm working on putting a class action lawsuit together. The more complaints and proof the attorneys have, the better the chances are at winning a substantial amount. Substantial enough for TD Bank to improve their business practices. I just finished sending in my information to the Trief & Olk Law Firm.
There is also a website where the firm is retrieving complaints from Go to http://www.bank-overdraft.com/cases/td.htm

Here is what you should do:

1. Keep all receipts for your debit card transactions to support your actual date and time of transaction.

2. Print the daily transactions reports off of the website DAILY, EVERY SINGLE DAY (This REALLY shows how they are re-ordering transactions, if you could see mine you would shake your head! BIG TIME... I got these thieves GOOD).

3. Print the pending transactions as well.

4. When complaining to TD Bank, rather than calling them - email them through the website for documentation and proof.

Save all of this info and remit to Attorneys

Canadians SUCK ### in general and as a rule I avoid their ### business practices. TD Bank is a bank to drop like a turd on fire! NOTHING but ### from this low class ### disorgination. Pray they fail soon and get the hell out of the great USA where they don't belong!

I don't care what you say about this poster- they never once said that they spoke with someone out of the country.

the posters here who work for the bank underline how bad TD Bank's customer's service is. o employee2 and other idiots working for a bank - I don't care how your stupid industry works! I want to get stuff done. Do I need to know how the car works before I drive it? NO! If the car "doesn't work" they take it where they make it "go" again. Same is with banks. Get off your a55e5 and get back to creating better customer service.

Their customer service is in Lewiston, Maine and Cheery Hill, New Jersey [censored]! And yes, it was an uncollected funds fee. One less idiot that TD Bank has to worry about. Sorry Peapack-Gladstone.
Oh, and "GEDES", you probably didn't get your line because your DTI is through the roof. TD Bank didn't give you a loan because they don’t give money to any putz demanding it. BOA does, which is why the government gave them billions for handing money out like water.

I have never heard such stupidity. I work in banking, and this guy obviously got an UNCOLLECTED funds fee, not an overdraft fee, because his PAYROLL CHECK was made available for use at ATMs and through his debit card as a COURTESY. Think of it as the bank loaning you money until they COLLECT the funds from the bank the check is drawn off of. If you write a check and it comes through on the AVAILABLE (NOT CLEARED) funds, they pay the checks you wrote and charge you for writing what is essentially a bad check, because the money is...wait for it...UNCOLLECTED. Sorry the bank doesn't honor your ability to write checks prior to depositing money in your account. Read your disclosure, and if you "didn't get one", ask for one and read it.

stopurbtchn is obviously a shill for TD bank. Look at her comments, they only apply to TD bank and they are always on TD banks side. TD bank is a crappy bank and only a person that works for TD bank would ever side with them.

ur an idiot...its impossible to back date something

You didn't specify anything.

Maywood police department are stopping maywood citizens illegally all over the village for no lawfull reason and each one they stop they are telling us citizens that they got a call that u have a gun in your vehicle just to be searching your vehicle. The police department is harresing the maywood citizens just to search your vehicle i think that is very illegal to stop people for no reason.

TD BANK is heartless! Samething just happend to me. I got no where with them! Loyal customer for more that 10 years

they are the worst bank i kno. they have a connectiion with these credit collectors and they will put levy on your bank. dont ever b ank with TD Bank

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

Maggie,
While i agree with your statement about using a check register. TD Bank has WAY to many unethical and imo...illegal practices... including the reorganizing of the days charges from time of debit or charge to the highest amount to smallest. This practice can add several OD charges to your account when in fact there should only have been 1. And as for the register? should they be used ? yes . Are they? No... Grow up TD its 2010 and Ya'll act like its 1970.

I was a customer of Commerce Bank for years, and they were fantastic. Then it was taken over by TD Bank. Since then, every change that they have done, has made the bank worse and worse! The Commerce Bank's Bill Pay Online was flawless and your bills were paid quickly without problems. Now, TD Bank's Bill Pay Online is awful! When you click on it, it takes forever to load, and when you tell them to pay your bills, you had better expect them to be paid late. These are electronic transactions that should take no more than 24 hours, however, this new TD Bank Bill Pay system takes several DAYS to pay your bills. Often it takes 5 to 7 days! There is absolutely no reason for these delays.
The TD Bank website was recently changed again, and now it looks like a Playschool design. Forget about printing out your account details or balances from this new website, because it won't print properly. When I complained by secure message email on their site, I got a snotty response from some jerk saying it takes time to get used to the new changes. How the hell is that an answer? It's not. Unfortunately, that seems to be the new normal now for TD Bank's customer service. There is none, you have to take it or leave it. Well, I'm now looking for a better bank, that still believes that they should respect me, as it's MY MONEY that they are using to support themselves. If you are considering TD Bank, I would recommend that you look elsewhere. The original Commerce Bank was great, but they are long gone now.

MY nephew works for TD Bank, although I do not agree with some of the banks policies, I can tell you that my nephew is a good guy and would always be courteous to all his customers, please do not group all rude employees together, there are many good employees that more than make up for the rude ones.

Td bank is not a good bank for small business, they can ruin our business with this policy of holding check for 10 days. Also if you want to rent a car, please don't use TDBANK. They will hold your deposit for 1 month before they release it. This is not fair. This is ripoff
The regulating council should do something on this bank before they mess people business out.

I closed my account with a 0 (zero) balance. Four months later, they started calling me every day, telling them I owe them $111 for some charge that they said was "disputed" at the time when the account was closed, and therefore did not show on the statement at that time. I NEVER DISPUTED ANYTHING - they simply made the whole thing up, and I ended paying for the $111 twice (the second time after they forcefully re-opened my account).

I am still not very sure I got rid of them though - they ABSOLUTELY REFUSE TO SEND YOU ANY STATEMENTS or anything showing balances, transactions, etc, "because you no longer have an account with us." They call you on Saturdays and Sunday, in the middle of the night, etc.

Oh, I forgot to mention - the reason I closed the account is because you MUST have a balance of $100 or more at all times, otherwise they charge exorbitant fees. If you have any respect for your money, find ANY OTHER BANK. They are the devil!

you couldnt say it better there hold on checks is the worst they dont care if you go some where ealse they told me go had go to a nother bank see if they treat you better well when i can i am out over a week and still waiting for a check to clear they cant tell me when it is going to clear what the hell the branch has it say in when it clear td bank get your head out of you ###

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

TD bank will instate policies such as 1. your deposited work check does which previously cleared in total now will only be cleared for 100.00 as opposed to the full amount it used to clear for. obviously things do not get paid, without you knowing they charge you a maximum overdraft fee. They really want your money so bad they will rip you off to get it. DO NOT use TD Bank unless you want them to rip off your hard earned money. i also got sent to three different branches to try to resove this. they deny it is their fault which it clearly is. terrible customer service.

yes because you withdrawing your 5000 dollars or so is going to bankrupt the bank. get a grip

There is no way for TD bank to know if a check drawn from another financial institution actually has the funds in there account to cover that check. As a COURTESY TD bank once made that check AVAILABLE the same day. It is different from actually clearing, it takes up to 5 days sometimes for it to actually CLEAR. If for some reason the paycheck you deposit is no good, and you spend that money not only will it be turned on you but also the bank and it is a returned check and you are also out of that money until the issue is resolved. I believe it is a good thing for the $100.00 availability policy, it stops a lot more fraud and causes less returned checks. They have a next day availability policy, as long as your in by 6 pm, your money will be available the next morning. In some cases, Tuesday morning if you get there after 6 pm on a Friday because of the weekend.

td blows and rapes everyone...its a fact so quite defending them

TD Bank could care less about you as a customer or if you stay with them or not. They have this illusion that they will continue to grow no matter how much they abuse the customers. For the most part, they have done just that. However, history tells us that greed driven, deceptive and abusive businesses, countries, and even vast empires all eventually crumble when they behave this way. The best thing any customer who is dissatisfied with TD can do is LEAVE. There is the embarrassment of choice with regards to other banks. No matter what some of the hackneyed defenders of TD say on this site, most other banks are far superior to TD. I have finally cut ties with TD and very happy I did. Interestingly enough, bankers at most other institutions are very aware of TD deceptive practices.

I recently lost my atm card for tdbank I went into the bank and reported the lost and asked them to cancel the card needless to say a few days after charges came in on the card which td bank paid then turned around and charge my account $140. in overdraft fees then to add insult to injury when I called to find out what was going on about my account the crappy customer service rep had the gall to hang up on me. Absolutely the worst bank ever. Needless to say I closed my account with them and never got my money back. Beware of TDbank they sucker you in with all this nicey, nicey crap until they get your money.

I don't owe TD bank any money therefore your Thief comment is just another example of how clueless you are and how unsubstantiated any of your arquements are. The original poster was given excessive fees that he or she would not have had at other banks. At my bank it would have been much less expensive. Even if you ignore that fact and insult me or the poster it doesn't change the reality of TD banks' excessive charges.

Stealing money? What are you talking about? I don't condone stealing money. A line of credit must be paid back. With TD bank an emergency expense can put a person up to $210 in the negative in one day if they have multiple $35 charges (plus monthly fees) compared to paying back interest at much less expense at another bank with no monthly fees or OD charges. You can bank at TD bank if you want & I'll stay at my bank. My words are full of logic but you haven't brought any logic to this chat. I'm done posting with you.

Also, Perfect with your check register person: Did you know that sometimes people have misc expenses such as when their vehicle breaks down, or hospital bills, & etc. If they don't have enough money saved to fix their problems then they might struggle financially even temporarily & then get slammed by charges at TD Bank. It doesn't mean that they are irresponsible with a check register.

A check for $1000 from TD Bank could not bring me back to that bank. It's a matter of principle now.

You'd have to be wealthy or Naive to choose an account that issues you a $35 charge per transaction when your balance goes a penny below zero rather than a different bank account that offers a line of credit at 07% interest. It is very seldom that I have needed it but I'll choose the better bank account that charges me less in service charges. Also TD Bank will charge you $15 if your checking account goes below $100. (It was previously a Simply Free checking account before they changed it during the recession) I'll choose the bank account with no minimum balance requirement at another bank. It even bears interest. The issue is not that most people are less responsible than you, The issue is that TD Bank's accounts do not match up with the features of other accounts at different banks. If the concept of comparing features of bank accounts is difficult for you to understand than your screen name Tired of Being Stupid makes sense. BTW I have a lot more than $100 in my account now. I was putting myself through school, & working full time to support my family. Even though my wealth surpasses their current minimum balance requirements I'll never bank with TD Bank again because of the excessive fees and charges that they gave to me at that time of my life. You really should stop judging people that you don't know. I've read stories from people with disabilities being taken advantage of by TD Bank. They prey upon the less fortunate in our society at the worst times with their excessive fees. I hope that you never struggle financially as many others have while banking with TD Bank.

rwhidbee,

I switched to another bank & everything changed. I have no more monthly fees, no minimum balance for my checking account, & the checking account is interest bearing. They automatically gave me a line of credit of $500 at 7% interest. I needed to use the line of credit twice this year & it cost me literally pennies before I paid it off a day later. TD Bank would have charged me $35 per transaction. Bottom line: TD Bank has expensive accounts that are inferior to other banks.

Tired of stupid, You are either wealthier than most TD Bank customers such as myself (I'm in the middle class income range & I've had more problems with TD Bank than I have ever had with any bank) and/or you work for them because you are choosing to defend a bank that is unethical & very expensive to the average customer. They raised minimum balances of checking accounts to Americans during the worst recessionthat we have had in decades. Of course there were going to be complaints from some people. TD Bank offers customers crap compared to what other banks due in regards to fees & services.

this bank hold my deposit and always overcharged me when I have money they don't release my money when I make a payment. I had to wait for very long time transaction to clear in order to use my money... hateeeeeed

Over the weekend, TD Bank merged with TD Bank north, I wish they prepare themselves for it. They are not having system glitches as one would expect...instead they have their whole operations on the standstill! Try accessing online banking - you are getting a message - If you need immediate assistance, please call [protected] - try dialing the number - what you hear is YOUR NUMBER CAN NOT BE COMPLETED AS DIALED! It gets even better, when you go to the branch, the manager will angrily tell you, that the system has been just integrated and they do not know how to work it. You can send a wire, but it the bank can not tell you when it will reach the recipient, you can not check your balance because the system in not allowing. To sum it up if your business has an account at TD Bank you can close your doors and go home, can run your business, can not do your accounting and TD Bank chose the end of the month to make you, your customers and vendors "happy". TD Bank America's Most INCONVENIENT Bank

TD Bank is the worst ever, they delayed my mortgage for 1 month and I eventually lost the house. I tried to contact the load processor via emails/phone calls/voice mails, unbelievably she wouldn't get back to me day after day, and even week after week. I tried calling her suppervisor, customer service, they are not helping!(all the BS like send her email, she will get back to you in 1 business day..blala..) and now I have to deal with them for the fees they charging me.

Stay away from this bank!

Don't loose 400$ like I did by opening an account at TD Bank. They are thief... Stay away.

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

dexia in denizbank of turkey worse bank men. very bad. i am bankcart to make demands. i am sending two bank cart. where is my cart ? deniz dexia badd ..

i am gencay cetinkaya of turkey. [protected]

TD Bank's check posting policies are paramount to fraud.

I check my account online regularly, and when I don't check it online, I call the banking line to check my account balance. I had paper checks outstanding I knew were going to post to my account. On 5/5 the check still hadn't posted, so I went out and picked up a couple of things, knowing there'd be more money in my account on 5/6. At 12:01AM 5/6 the check outstanding still hadn't posted to my account. On 5/6 when I got up in the morning, the check posted to my account, but my bank statement claims it posted on 5/5, even though it wasn't there the previous night and even after midnight this next morning. So TD Bank not only posts the check to my account, and they paid it, but they charged me overdraft fees, not for the check, but for the two transactions I made the previous day that did not bounce the account, because those transactions were still pending, but when I made those transactions, I had plenty of money in the bank.

Now, another issue I have with them is this. I make purchases for oil, and it shows up on pending transactions. We use oil heat, and it's expensive. So I have $400 pending when I buy the oil. The next day, the pending transaction is gone, it hasn't posted to my account, it's just gone, and the money is back in the account like it never happened. 3-5 days later, the account actually goes through. That issue has never actually bounced my account, but what's the excuse for disappearing pending transactions?

I hope that sometime in the near future the banking regulations change specifically with this bank in mind. In the meantime, I will have to choose between Wachovia, Bank of America, Lakeland Bank, or Chase.

I just opened an account with TD. I deposited $250 cash via the ATM on 12/1. My receipt says $101 of that is available...ok fine. I then go out to get dinner and used my debit card. I got home and checked my account to see I was in the negative and the deposit I had just made didn't show up. I called and asked WHERE my deposit was and that I was in the negative when I shouldn't have been. Rep said he could see the deposit was made but there was nothing available to use due to the 'new account hold'. I asked well why is that not reflected on my receipt? He gave me some gibberish and I was telling him if I had used my debit card and been humiliated bc my card was rejected I would have closed the account and gone right back to Chase. Funny how fast that $100 became available. As of this AM 12/2 I now see the $250, of which $150 is pending. MESSED UP!

While I agree with Tired of stupid I just had the same problem with this bank and yes I am very diligent with my record keeping and I never overdraft. I went to a movie and purchased some refreshments then the next evening my mother bought the wrong food for my dog, he is allergic to corn and certain kinds of nuts. I called her and she said if I fixed the problem she would pay me back only after I explained the situation to her, when I got home she went back on our deal. I scrounged up the five dollars which I deposited the next day to cover the transaction. They kept my deposit pending until the next day intentionally (cash is cash and should appear immediately nothing needs to clear) so when the other pending transactions came through it would overdraft my account. The problem is 2 of the 3 purchases were from the same vendor and they should have posted them chronologically by date or by vendor they place the one that was from Sunday night first, then Monday night and last the final Sunday night purchase. It looks like this,
05/11/2010 DEBIT CARD VISA DDA PUR
CINEMAGIC QPS SACO *ME $.35 -$4.59
05/11/2010 POS DDA PURCHASE *0050
HANNAFORD 0389 WELLS *ME $7.35 -$4.24
05/11/2010 DEBIT CARD VISA DDA PUR
CINEMAGIC QPS SACO *ME $8.77 $3.11

Notice how I did not post any personal information by doing this.
There are two larger issues here, first what they are doing is unethical and I have seen many businesses be shut down for such practices, second unethical and all what they are doing is also illegal and could be classified as borderline extortion, see definition.

In the United States, extortion may also be committed as a federal crime across a computer system, phone, by mail or in using any instrument of "interstate commerce." Extortion requires that the individual sent the message "willingly" and "knowingly" as elements of the crime. The message only has to be sent (but does not have to reach the intended recipient) to commit the crime of extortion.
Basically they are willingly and knowingly doing this but will not admit the offense because if they do it would incriminate them for said crime. In my case the message was not only sent but received via the online banking.

Remember, almost all of the banks in this country are a member of FDIC who's job at the moment is to insure and protect 250, 000 dollars of a person's money and it is my understanding that any bank who has entered into an agreement with the FDIC has therefore agreed to protect peoples money. While some fees are fair and necessary there are limits and should not be allowed to con us hard working blue collar citizens out of their money.

It would be absolutely fantastic if someone out there would do the right thing and create a bank that was honest and fair. There are ways to make money without deceit.
I will leave you with a pair of quotes
Honor: It is better to fair with honor than to win be deceit;
Truth: Always do right, this will gratify some people and astonish the rest.

It's amazing that TD Banks policy is to post the largest amounts to your account first. The reason they do this is so when your deposit brings your account into the POSITIVE they can take out that large chunk of OVERDRAFT FEEs and put you back in the negative and then charge you for the six withdraws after that (which average 3-6 dollars). It's a total scam that lets them make money on a $2 cup of coffee. In 2 days I deposited $750 out of which they took $385 for overdraft fees... and they wonder why people can't make it today!

Why don't they charge a % of what they cover for you instead of a flat fee? Why because they'd make no money that way... The customer service rep I spoke with assured me that the BANK is not making any money with overdfaft fees.. HAHA What a laugher... I told her that I knew she worked at the bank so she had to be "PRO-BANK" I beleive that there is a special place that BANK big wigs will go to EVENTUALLY.

stopurbtchn is obviously a shill for TD bank. Look at her comments, they only apply to TD bank and they are always on TD banks side. TD bank is a crappy bank and only a person that works for TD bank would ever side with them.

u expect the bank to pay for dunkin donuts error? u should have realized they never took it out, its ur money after all

TD Bank ruined me totally. They stole over 150K in insurance money for a property that I owned that suffered a fire. I later as a result of this fraud and deceptive lies, , , lost my property, lost my business, and have spent nearly 100K in attorney Fees. TD Bank, lied to the Office of Comptroller of the Currency, and is now foreced to give answers. Watch for me on 20/20 soon

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

(see attachmnet)
I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.

Got a lawn mower through this bank $36.00 a month in order to pay it of quicker I set it up to pay on the 10th of each month and the 17th on my computer but I put in to pay $40.00 each payment I keep getting behind every month I knew this could not be right. When I called in to ck the lady told me that the payment was due on the 15th of each month and that by receiving it on the 17th it was late I ask her about the payment that I was making on the 10th and she said that didn't matter the one on the 17th was the one that they looked at and were charging me $35.00 late fee every month even thought i was paying too times a month so I was giving them one payment a month for nothing. I just sent in the bal. Paid in full. I will never use this bank again. They are worse than Well Fargo

did you seriously just put your account number online? stupid [censor]

I have a business account, I have lost over $4000 in overdraft fees and yes doesnt matter how hard I try to avoid this fees they always hit the account. And to those slick that always jump saying ohhhhhhhhh if you dont have the funds dont used it, well...I do have the funds but they trick you in all the ways to hit you with the fees. The goverment doesnt do nothing, the law enforcement doesnt do nothing, the bank and our local politicians doesnt do nothing...My bank account is [protected], I hope that someday 1 judge makes them refund back all the overdraft fees that they have take from us like they ruled in California to Wells Fargo.