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Sterling And King, Inc. / Harassment and stating going to jail

1 don't know (p.O Box) fern Park, FLFern Park, FL, United States Review updated:
Contact information:
Phone: 888-7408762

I received a call from a Mike Martin stating do I have a felony charge. I said no never no felony charge against me. Then, he goes on and states that this will be your first. i'm asking what are you talking about. He said for a bad check back in 2006 or 2007 (can't remeber). i said no what are you talking about. he said from a payday loan company. i never wrote them any check. There was an ACH debit that this payday loan kept taking out for $200.00.

Anyways it was a NSF, but I never heard back from the payday company until Mr. Martin called-1 year and a half later threatening me and my family.

To make a long story short. He stated that I am going to jail for writing a bad check. I got extremely scared and scared for my life that I sent him via Western Union $265.00 and he stated to pay the rest w/i two weeks. When i got home, I received a later (the same day after speaking w/ Mr. Martin) that $379.61 is the total due as opposed to Mr. Martin's $500 (around) payment. Anyways, when I called the office to explain this-a woman stated oh, fees. On November 3rd 2008, i sent $140.00 to Mr. martin b/c he kept scaring me and stating that he is going to file paperwork for bad check.

He called me again and stated that another $140.00. At this time, I'm so scared. i called him back and stated that I cannot pay anymore b/c notice states $379.61 and I paid over ($416.00) I also mentioned to him that I paid off the NSF for $200.00, plus $89.00 from the payday loan. He states so what. He said that he referred my case for me to go to jail and to threatened my family.

What to do? Any advice...

Ma
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Comments

Al
  13th of Apr, 2009
Agree Disagree 0 Votes

He is violating the Fair Debt collections act big time. I had an issue with a bill collector threatening to have a police officer come to my job and arrest me so I contacted the Attorney General of my state and he told me that you cannot be arrested for a debt. An ACH payday loan is not the same as when you go in and write a check to a payday loan company. I have several outstanding payday loans on my credit. You should contact the Attorney General of your state and file a complaint against this company. They have no right to scare you or harrass you in this way.

Debt collectors are prohibited from harassing, oppressing, or being abusive in collecting a debt. This includes using threats or obscene language, publicizing the debt, making annoying or anonymous telephone calls, and misrepresenting the identity of the collector, the status of the debt, and the consequences if it is not paid.

If debt collectors violate the Fair Debt Collection Practices Act, consumers can sue for actual and punitive damages

La
  21st of May, 2009
Agree Disagree 0 Votes

Hey People

I have never allowed this Sterling and King INC company to collect any money from my debt and they continue to state on my credit report that I owe them 600.00 dollars for their investigation and that these people from this Sterling and King INC paid off which is not true! I have not heard of this company til it was on my own credit report. I have done the beginning steps to dispute this fruad or incorrect information on my credit report. I have really no idea how this happened and do not recall myself doing such an act as this. HELP

LE

La
  21st of May, 2009
Agree Disagree 0 Votes

HELP from you people would be nice.

Jo
  16th of Jun, 2009
Agree Disagree 0 Votes

Mr. Mike Martin (Sterling & King)1-215-279-8487- called me and told me I was the ### of the earth and that he had the Bay County Sheriff's department on the way to pick me up. ( I waited for hours - but they never came.) He is such a complete idoit -

This As-Ho-e was calling me about a person that lives in one of my rental properties. He also called this guy's exgirlfriend's boyfriend and told them a bunch of crap and now she won't let him see his child. There are laws and he will soon find out he is not above the law! He is complete nut and a real loser!! He may scare some people but he does not scare me and he will be hearing from my attorney. He is only good for nothing!!! He better pray to God - if he believes in God because ### like him will never make it to heaven. Please if anyone reads this contact a real attorney and do not let him get away with his threats. There is nothing he can do, but you can sue him for harassing you.

Debt collectors are prohibited from harassing, oppressing, or being abusive in collecting a debt. This includes using threats or obscene language, publicizing the debt, making annoying or anonymous telephone calls, and misrepresenting the identity of the collector, the status of the debt, and the consequences if it is not paid.

Jo
  16th of Jun, 2009
Agree Disagree 0 Votes

mike martin - 1 215-279-8487 - is an idiot!!! I am still waiting for Bay Co. Sheriff - are they there yet???????? Likes to threaten people!!!

He is violating the Fair Debt collections act big time. I had an issue with a bill collector threatening to have a police officer come to my house and arrest me for a depb that a person living in my rental property owes.


Debt collectors are prohibited from harassing, oppressing, or being abusive in collecting a debt. This includes using threats or obscene language, publicizing the debt, making annoying or anonymous telephone calls, and misrepresenting the identity of the collector, the status of the debt, and the consequences if it is not paid.

Ss
  30th of Jun, 2009
Agree Disagree 0 Votes

This is too funny. I too had a phone call from Mike Martin 407.339.9033. He claimed he was calling the home owner of the rental property where I reside, to inform them I was evicted from another property and never paid the monies owed to the previous home owner and wanted to let the home owners I rent from now, know that I owe this money. I told him to go ahead and do it. I rent from my father. :) He also told me that he was sending the Sheriff's department to my house and that my world was going to crumble when that happens. I told him, well I haven't committed a crime, so what your telling me is a lie and I don't care what you or who you send to my house. He said I better, because I was going to jail, and that he was going to attach a lien against my income tax returns to get the money owed and that I was in contempt of court. Well, I started laughing in his ear. He got really upset. :) I told him I have been a debt collector; Credit Mgr and Loan Mgr. for 17 years. I know the laws in NY and in Florida. I have been trained in Florida with the FDCPA - I quoted to him: You are not allowed by law to discuss my debt with any 3rd parties; You are not allowed by law to give idle threats nor threaten me with jail since you can't go to jail for any debt; you being an account rep yourself, who works for a collection agency can't even attach a lien on my tax refund nor bank accts since you are not the gov't and I can guarantee the original owner of the debt will not pay the extra fees to go to court and try to have my wages garnished. This debt is not a consumer loan, therefore you can't garnish wages from a single mother on unemployment. So at this time he was heated up... I then advised him that while I was speaking with him on the phone, I already submitted a complaint to the Federal Trade Commissions, and gave him the complaint number I received via email. He then hung up the phone on me. :)

So I agree it is very frustrating when receiving calls from these idiots; we know we owe the debt, but when life takes a sudden turn and you find yourself unemployed and living off your savings for 6 months now, along with the help from unemployment, you have no choice but to let certain bills go untouched.

Br
  21st of Jul, 2009
Agree Disagree 0 Votes

I just got off the phone with Mike Martin. I don't owe the money, I'm not related to the guy that owes the money, I work with him and he called my work asking about the guy and told me all this stuff that is none of my business, then he started yelling at me and threatning me like I owed the money. I eventually hung up on him, but what can I do to this guy? Email me brent@smjax.com

Sa
  6th of Jan, 2010
Agree Disagree 0 Votes

has any one heard of judy adams from sterling &king she threatened me too i didnt give them rude people any money at all.
she calls almost everyday and leaves nasty rude messages.

Jo
  7th of Jan, 2010
Agree Disagree 0 Votes

This message if for Brent in Jax and Sap at flo - you can sue these nuts that are calling you. Just call Brian Paker - or his staff - 248-642-6268. I was also getting threating calls about someone who lived in my rentals I did not even owe these people anything and I am now in a law suit and the phone calls have stopped. Mike Martin and who ever else works for this firm are trash and they need to be stopped. You can get help - just go to collectionstoppers.com. They are very nice and will help you!

Ch
  19th of May, 2010
Agree Disagree 0 Votes

I got a call from a "John" from Sterling & King. He called at work and threatened to have our receptionist arrested if she did not connect him to me! I was not even in the office!! He was so rude to her, she was in tears and did not know what to do. I feel bad that he was calling for me and he put her through that. These people are vicious! I have dealt with companies like this before and it is never fun. Usually when I threaten to sue they back off, but not always...

Be
  21st of Jun, 2010
Agree Disagree 0 Votes

File complaints against these insects; you do have rights.

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

Ma
  20th of Jul, 2010
Agree Disagree 0 Votes

I spoke with Jonathan, Judi Adams, as well as Natalie. All of which are extremely rude. I mean to the point where they are insulting and degrading people. Their excuses were that they are rude because "people don't know how to pay their bills."

Re
  30th of Jul, 2010
Agree Disagree 0 Votes

When I had called I talked to a Taylor Martin who was the supervisor...at least according to him. I dont put up with the drama...i WILL report him and have him put in jail myself! Thanks!

Ok
  12th of Jan, 2011
Agree Disagree +1 Votes

I just talked to Taylor Martin and he was very rude, sarcastic and degrading. I have allowed these people to debit my acct every month and have never missed a payment. In December they ran my payment through prematurely and caused an NSF fee to hit my acct. I called to request a refund of the NSF fee and was told that since I requested that, he was voiding our agreement and taking me to court. When I asked to speak to his manager I was told "the only person above me is Jesus Christ."

Be
  12th of Jan, 2011
Agree Disagree 0 Votes

It would appear JC's real name is: KEENAN, R

From state corporate records...

Detail by Entity Name
Florida Profit Corporation
STERLING AND KING, INC.
Filing Information
Document Number P93000083162
FEI/EIN Number 593220287
Date Filed 11/29/1993
State FL
Status ACTIVE
Effective Date 11/23/1993
Principal Address
500 SR 436,
STE 2074
CASSELBERRY FL 32707 US
Changed 02/04/2004
Mailing Address
500 SR 436,
STE 2074
CASSELBERRY FL 32707 US
Changed 02/04/2004
Registered Agent Name & Address
KOLTUN, JEFFREY M
557 NORTH WYMORE ROAD
SUITE 100
MAITLAND FL 32751 US
Name Changed: 01/09/2008
Address Changed: 01/09/2008
Officer/Director Detail
Name & Address
Title D
KEENAN, R
500 SR 436 STE 2074
CASSELBERRY FL 32707
Title P
KEENAN, R
500 SR 436 STE 2074
CASSELBERRY FL 32707

Ma
  27th of Jan, 2011
Agree Disagree 0 Votes

I have read all of these complaints about Sterling & King and it is really upsetting. They are trying their little "scare tactics" on us. Apparently I had an outstanding balance from the last property that I leased back in 2009. The total cost is $700. I received a letter from this company with the signature typed (not signed), John Peterson. The letter is dates 12/7/10 but according to the letter, this account was created and put into collection on 4/27/10. All this time not one call or letter. Even if they did call...no one ever states what company they are with. I called and spoke to Mr Green on 12/13/10 to make payment arrangements. Automatically he offered me a settelement of $500. I told him that it is too close to Christmas and I could not swing the settlement but I would send him money by the 1st. He asked how much and I told him $50. He did not like it and he let it be known over the phone. He said that $100 per month is the lowest that he can go but he needed money on the 1st and the 15th of Janurary. I told him that this is two payments in one month. He said that they would just process my judgement. I told him more than once that we never said that we will not pay. I made it crystal clear that it is our intention to pay. Mr Green hung up on me. I called back and spoke to a receptionist and asked for a manager. To my surprise, there was none. I finally got a hold of this Mr Green and I told him that I do not appreciate being hung up on. He said that I was unwilling to cooperate. I told him that this is not correct and out of professional manners, he should not be hanging up on customer who are trying to pay their debt. I told him that I will send them whatever my household could afford. I sent them $40 dollar check from a checking account I keep very little money in just in case they decide to get slick and try to electronically debit my account which by law they cannot. Now it has not even been a month since they cashed my check and they are calling indicating that this is the last chance to take care of this matter volountarily. They are calling from the same Nevada and Pennsylvania numbers. I cannot wait to get a hold of them and tell them what I think of them and what I have read of them. I am not afraid of them and they most certainly do not scare me. I will be back to update.

Jo
  8th of Apr, 2011
Agree Disagree 0 Votes

I am joyrider2 and in June of 2009 this Mike Martin called me about someone I know and tried his scare tactics with me. I am a SCORPIO and do not scare easily. I told him I was going to sue him! Well this morning, my attorney, Mr. Brian Parker called and said I had won the case and would be getting my damages check in the very near future. Please, people if this is happening to you contact an attorney. It may take a while, (in my case almost two years), but well worth it because now Mr. Martin - I have justice!

Gu
  20th of Jul, 2011
Agree Disagree 0 Votes

I too have been getting harrassed by this company. Several months ago it was " taylor" and today it was "thomas"...however, I am not stupid. I will never forget that voice!! Same tactics...threatening with bringing cops to my house and very snide in his remarks. And not once would they refer to what the matter was about. Also, when they called today it showed up all zeros and on the voice mail they would not leave a number or state the companys name. What can I do about these people??

Be
  20th of Jul, 2011
Agree Disagree 0 Votes

File a complaint with the state Consumer Affairs. They are not allowed by law to give false identification, harrass you especially if you tell them to make all further contacts in writing only.

Or sue em

Jo
  31st of Aug, 2011
Agree Disagree 0 Votes

Call Brian Parker, 1-248-642-6268 - he is a very good attorney and will help you with this company that is harrassing you. My claim took two years, but it was well worth - got the check in the mail!

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