Starter Credit is part of EDebitPay and they are scam artists (stories all over the internet and the FTC has filed against them also). My son was applying for a loan (or thought he was) and gave this company all his bank account info. A $99 charge showed up about 2-3 weeks later. I called the company at [protected] and got the run-around about a "credit back" with a ridiculous red tape procedure. I called my bank's Fraud Department (Wachovia) and they initiated a fraud report (they knew exactly this scam's M/O), gave me a $99 credit to my account and told me to close the account immediately (which I did) as this scam company sells your bank info to other scam companies and they will clean out your account.
Call your bank's Fraud Department and close your account NOW. And lesson learned, NEVER give out your bank's routing # and your account #.
Rick (from North Carolina)