I had an account with Friedman's Jewelers, which filed for bankruptcy. Account went to SST and harrassment began. Even with payments current, SST called daily including Sundays and as many as 16 times a day. The women were very rude in all calls.
I mailed one payment by cashier's check and they sent check back to the bank uncashed. I have trouble getting SST to give me a correct balance and they have added another payment to the balance. Figures never add up from them.