I received a call first from an "Officer William Hammil" but when I called back, spoke to a "Scott Miller" (both of these gentlemen had Indian accents) also, alot of noise in the back ground. Alot of echo on the phone line, indicative of a phone call to/from India/overseas.
Anyway, told me I had a loan with Sonic Cash Net and was going to be prosecuted for Corruption of Check charges (bogus charge) theft by deception (bogus charge) and something else, can't remember now.
Anyway, he had my home address, my place of work name and my bank name. Nothing else. Told me that I would be arrested "tomorrow".
I was startled to say the least. I did have a payday loan a few years ago, but it was paid in full. He couldn't give me the account number I allegedly had with this company. He said it was "confidential" and he could only release it to my attorney.
Folks, I'ma paralegal - I deal with this type of stuff al lthe time and he had me so rattled I began to doubt myself. As fate would have it, I was at work and because of the holiday, our servers were down for cleanup/repairs, so I couldn't search the company or any BBB fraud websites.
I kept coming up with "wait a minute..." revelations and called him back.
One phone call I asked him in which jurisdiction they charges would be filed. He said I didn't need to worry about it that a representative from the California State Sherrif's department would be at my house tomorrow to arrest me. He rushed me off the phone before I could ask more questions.
As soon as we hung up I remembered:
Sherrifs are COUNTY jurisdicitons, not STATE.
So then I called back and asked what their Bar# is (Law firms have lawyers, lawyers have to be members of the bar to practice). He actually yelled at me and said I have no right to ask him these questions.
He then told me that God was the only one that could help me now. Really? WHO says that???? Honestly, if these guys are going to be crooks, you'd think they'd be smarter about it.
Before he hung up on me, I was able to say "Scott, you know this is a hoax and a scam. I know it, you know it, the man in the moon knows it".
He said "We'll see when you are arrested tomorrow".
I was able to get home a few minutes later and log on to the internet and found all these scam websites.
I searched under Sonic Cashnet and the phone number used: 831-219-7600. Both searches turned up fraud websites where everyon else had the same experience, nearly word for word.
What they want you to do is panic and say "What can I do so I'm not arrested". That's when they politely ask you for your banking info and they'll simply take a payment over the phone and clear the whole thing up.
BULL!!! DON'T FALL FOR IT.
I actually called them back and told them what I found just by doing a search of their name and their phone number. Suddenly "Scott's" accent wasn't so thick and he asked me who I was.
I told him it was somoene who will be reporting them to the CA Attorney General. He hung up quickly.
Unfortunately, since these guys are calling from outside the US there's very little that can be done.