I think you are a company shill...PROVE to us that you are doing so well, otherwise we won't believe you.
You say you are a "MOM" but you have a man's avatar.
There are much too many complaints against SMC for me to believe that they are all lazy good-for-nothings complaining about a great company. I believe these complainers have VERY legitimate complaints against SMC.
They hook you in with a small charge ($49 to $69) with no mention of what is to follow, then, before you get a chance to review the materials, they come after you for several thousand dollars for an "UPGRADE" and, of course, NO REFUNDS!
So, my conclusion, is that it is a DAMN SCAM!!!