We just caught such a withdrawal from our account for $298.00, using my wife's name and an old address that we have not used in several years. Fortunately, I saw it the next day and had the bank reverse the charges - unauthorized (fraudulent) debit.
This company does know what they are doing, however. (1) Keep the debits under $300.00. (2) Place disclaimers on the check, including "order" cancellation and refund information on the face of the check, (3) can always claim that they are the true victims in this exchange because some unknown person placed the order using your name, account and address. Gee, folks we are so sorry for all of the inconvenience. Ya - Right! First, you have to get a return phone call form them!