Salute & Tribute Credit Cards / Account Closed LEGAL QUESTIONS
I was issued a credit card with both companies. Oh, sure there were all the start up fee's and outrageous interest but rebuilding your credit was worth it, right? I paid on time every month and had several credit increases during my time with them. Then earlier this year was informed that my salute card was cancelled, because I actually made a payment over 30 days they were within their rights to cancel my card?!? I was even informed of the cancellation AFTER I made the rather large payment!! Trust me had I known the card was cancelled I certainly would have only paid the minimum!! Now today I look at my tribute account and it doesnt appear to be active, I call and am informed that I went over my limit, and the Bank reviewed my account and decided to close it!! I mean really?!? They (Tribute) even have on file in February I initiated a claim against a creditor who had falsely taken $$ for the last 6 mos, helping create the over limit issue?!?, but the dispute department states they did not receive the FORMS, of course NOT, it isnt in their interest ?!?
I NEED HELP!! I CAN NOT HAVE THIS ON MY CREDIT?!? IS THERE SOMETHING LEGAL I CAN DO...ANY ADVICE PLEASE!!