Royal Mortgage — told me I had the loan & when I paid for the appraisal told me I didn't and refused to return my fee as promised.
I was told if I was not approved that I would get my appraisal fee back.
I was told I was approved and paid my appraisal and then they told
me I didn't have the loan. I never received an appraisal or my
money back since Oct 2014