The company is the worse company i have incountered. i am about to seek a lawyer for my complaint. They have broken every lending law possible and i feel there should be justice. I bought a car 2 years ago and finance it threw Reginal and they Have, increased my intrest rate to 19% without my knowledge, charged me late fee's even before my grace period. I have 3, 000 in late fees acumulating since the end of last year that they insist on charging me 17 dollars a day until i pay this off and i was not late!! I owe the same amount on my vehicle that i did when i purchased it 2 years ago. i am trying to seek legal advice on this and i am going to buy 2 new cars( because thats what it would cost me if i kept paying on this loan). This is a hard time for everyone now and i feel that if anyone else has a car being financed by this company will be in debt for a long time. I did a promis to pay one week, told the person on the phone not to charge my account because the company is right down the street from my work, and they charge about 10 dollars to do it over the phone. I payed my account on that Friday and they charged my account 2 days later. It made my account go into negitive standing since they did charge it twice. They did not refund my account, and the next month they said i was late again even though they charged me 2 payments the month before. Just an FYI if you finance a car, stay clear from this company. You will have constant problems and never be able to pay them off. They will just charge you double or more of what you thought you were going to pay and they will mess up your credit!!! If someone has a coment or advice on what i should do it would be greatly appriciated.