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The good, the bad, and the ugly - discover what customers are saying about Professional Collection Consultants

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2:21 am EST
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Professional Collection Consultants predatory collection, illegal collection tactics

I was served civil papers in late Sept for a debt that was settled with my credit card company back in 2007. However my CC company never took care of this account like my other 3 cards that I paid settlement amounts for back then. So now I remember back in early 2010 someone from PCC called me about this debt and I told them I had 4 of the same bank accounts and also a mortgage with this same company so they needed to send me whatever they think they have as documentation. It never came as required by FDCPA within 5 days upon request.
So I file my response with the court. I receive more collection mail from PCC after they have filed the lawsuit a month earlier. I called their attorney and left a message as to why collection efforts were continuing after a lawsuit was filed. I receive a call-back from someone saying they were calling from the law officecs of the attorney that is listed. After about 8 minutes on the phone i realize it wasnt the attorney but it was the collection agency, PCC. So they represented themselves as an attorney and misled me into thinking I was talking to an attorney. They still tried to collect the account amount while they had me on the phone.
So I am now readying my countersuit and also contacting my CC company for additonal documents and also Attorney General and the FTC for the numerous FDCPA violations.
I also was served the lawsuit at my employer to try to pursuede me into settling the amount instead of trying to make some collection efforts with me at all. They also never sent me the debt amount papers as required by FDCPA within 5-days of filing a lawsuit either.
I made a complaint on the BBB website for Los Angeles county. I found the number they listed for their attorney on my court filings. The phone number is listed as a fax line for PCC. It is not even a good number for their attorney.

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10:10 pm EST
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Professional Collection Consultants Garnishment

So Im not sure of the original date, but I had an outstanding phone bill from Cingular wireless, I tried to explain to them that the phone was stolen and the charges were racked up during that time, I also reported the phone stolen and cigular never ### the phone off. Fast forward to 2008 I believe I am sued and my wages were being garnished as a result of this bill, I had worked with the company to only taken 50 per month, then I swiched jobs which resulted in the garnishment stopping for the moment and I was paying the 50 dollars a month but became inconsistant due to other financial issues, now the company (PCC) stated that they are not accepting any money from me and they are going to refile the garnishment against me. I have paid off som 1140.00 already I need serious help on how to stop this, I think its sad that money is being taken like this for a phone bill someone please help, this company is taken all that I have over the years I just want it to be over with I mean after all its a phone bill.

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7:48 am EDT
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Professional Collection Consultants Predator Collection Agency

I have been going back and forth with the credit bureau once I discovered that Professional Collection Consultants was reporting debt for an old ATT/Cingular bill. I use to work in credit services for a credit card company and extremely paranoid. Shortly after I disputed with the credit agency, I received a copy of a notice of court judgement that did not appear to be real (poor quality copy/misaligned copy with text cut off at the bottom). I ignored it because I am aware of these scams but obviously very ignorant to the scam. I immediately called ATT formerly Cingular Wireless and asked about the existence of an outstanding bill. ATT researched and identified an outstanding bill for 815.76. I asked if I should pay them or PCC because they had sent this notice of judgement. ATT researched and advised that they never assigned the account to PCC and pay them directly or the agency THEY assigned. I paid them directly. I then contacted Experian and my credit protection/alert service and reported this issue and asked them to research. They continuously keep calling PCC and resolving the debt as valid until I wrote Experian's credit protection/alert service with the findings of ATT/Cingular and that PCC was fraudulently attempting to collect old debt and was never assigned to the debt or sold the debt. My credit protection/alert service then issued an fraud alert for to the three credit bureas and I updated my credit profile acknowledging that I was unaware of the collection agency-disputing. Unfortunately, my mistake because today I received a garnishment notice from my employer for 700+ dollars. I obtained a copy of my credit report and PCC's reporting entry balance on my report has gone from 815 to 424...just random crap...plus updated the 424 dollars as a new collection pass due as of May to appear on my credit report till Jan 2013. So, now I have to find an attorney to deal with this bozo and his scam in the next 7-10 days or he will get 700+ dollars through garnishment. I feel so taken advantage of...hard working school district employee that works insane hours as committed civil servant that has been targeted and possibly taken for money I don't even owe...paying twice because I fell victim to a predator collection agency and now have to take off work to address/attorney or worse pay the amount a second time to a scamming bozo thru wage garnishment.

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swright2
Bakersfield, US
Dec 06, 2010 2:44 am EST

call congular get the records sent to you for the transactions after you filed your police report. Get your police report in hand and file a motion with the court to set aside the garnishment. Countersue hen for failing to collect and notify you of the court proceedings and get your money back along with some extra for the company breaking the law.

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2:21 pm EDT
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Professional Collection Consultants trying to collect something we don't owe.

this company filed a civil case to get something we don't owe. they even went as far as sending us summons to appear in court. is this part of their intimidation tactics? we don't have no knowledge or written contract with the company they listed who they represent: Wireless Recievables Acquisition Group, LLC.

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swright2
Bakersfield, US
Dec 06, 2010 2:45 am EST

good luck. This company has issues to say the least.

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makeadiff
San Pedro, US
Nov 06, 2010 8:01 am EDT

Supadcy...sorry to hear about you getting caught up in this obvious scam. This post may come too late however I hope you did not ignore because I have been bamboozled by them as well. Unfortunately, my fight will be more difficult or not at all because I ignored the unprofessional and poor quality court doc thinking I was being scammed. I WAS but ignoring it was worse...received a garnishment notice today...already paid the old debt directly to creditor and may have to pay the amount again if I can't get the garnishment stopped. I will have paid the amt twice...to creditor and to predator PCC (plus they were never assigned or sold my old debt)...this should be a crime. Predator collection agencies target those who can't afford it (my rent payment equals the amt) and are way to busy for this insanity...they bank on "lack of response". I hope you came out of it okay.

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